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Insurance Risk Manager Jobs in Miami, FL (NOW HIRING)

Accenture

Finance Risk Senior Manager

Miami, FL · On-site

You're always looking for better and more efficient ways to manage risk. When you say its time to bring in new solutions or change the way things are done, clients listen. They know you'll walk them ...

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Insurance Risk Manager information

See Miami, FL salary details

$78.9K

$116.2K

$177.9K

How much do insurance risk manager jobs pay per year?

As of Sep 15, 2026, the average yearly pay for insurance risk manager in Miami, FL is $116,213.00, according to ZipRecruiter salary data. Most workers in this role earn between $96,600.00 and $132,000.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What are popular job titles related to Insurance Risk Manager jobs in Miami, FL?

For Insurance Risk Manager jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Manager jobs in Miami, FL look for?

The top searched job categories for Insurance Risk Manager jobs in Miami, FL are:

What cities near Miami, FL are hiring for Insurance Risk Manager jobs?

Cities near Miami, FL with the most Insurance Risk Manager job openings:

Insurance Risk Manager jobs near you
Infographic showing various Insurance Risk Manager job openings in Miami, FL as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution, with an average salary of $116,213 per year, or $55.9 per hour.

Risk Engineering Professionals (All Levels), Future Opportunity

Coral Gables, FL • On-site

The Hartford
Finance and Insurance • 10K+ employees
Learn more about The Hartfordexternal

$102K - $153K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 123 frontline employees who took The Breakroom Quiz

Job description

Sr Consultant Risk Engineering - KR08DE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

***FUTURE OPPORTUNITY- While this position is not an active opening at this time, we are building a pipeline of talented professionals interested in future opportunities within The Hartford's Risk Engineering organization. Qualified candidates who apply may be contacted to discuss their background, career interests, and potential future opportunities that align with their experience and our business needs. *** 

At The Hartford, we are seeking top talent to meet our future needs - forward-thinking Risk Engineers who blend deep technical expertise with a passion for innovation, customer centricity, and digital fluency. In this risk mitigation role, you’ll leverage AI-powered tools, data-driven insights, and emerging technologies to deliver proactive, tailored risk solutions that help clients protect their assets and achieve their goals.  

As a Risk Engineer, you’ll conduct survey work while working as a strategic advisor—collaborating across disciplines, driving digital transformation, and continuously learning to stay ahead of industry trends. You’ll use empathy and active listening to understand client priorities, apply storytelling with data to influence decisions, and champion a culture of innovation and excellence.   

Join us to build the future of risk services, where your expertise and curiosity will make a meaningful impact on our clients and our business. As a Risk Engineer, you’ll partner with clients and internal teams to deliver innovative risk solutions that protect people, property, and profitability. This is not just about assessing risk—it’s about shaping the future of risk management through expertise, technology, and proactive consulting.  

We hire Risk Engineers across multiple specialty areas and experience levels. Your placement will be based on your background and level of expertise within specific lines (e.g., construction, property, energy, marine, national accounts, casualty, and other specialized industries.  Field roles will work with all lines of business (WC, GL, Products, Property & Auto).  

Potential Responsibilities 

  • Conduct risk assessments, site surveys, and deliver actionable recommendations to reduce loss exposure with focus on customer-centricity and our service model to form partnerships while mitigating risk  

  • Collaborate with underwriting, claims, and customers to develop tailored risk improvement strategies.  

  • Working with our distribution partners to help differentiate The Hartford in the marketplace.  

  • Leverage data analytics and digital tools to provide insights and predictive solutions.  

  • Serve as a trusted advisor, educating clients on emerging risks and best practices.  

  • Contribute to innovation initiatives that integrate AI and human expertise for precision and speed.  

Qualifications May Include 

  • Experience in risk engineering, loss control, safety, engineering, insurance, risk management, or a related field. 

  • Technical knowledge in risk control and industry standards  

  • Strong consultative skills to market risk mitigation solutions   

  • Self-starters who can independently manage a client service book across a designated territory.  

  • Technical writing proficiency to effectively communicate risk evaluation and mitigation measures to clients and underwriters  

  • Ability to analyze data and tell a compelling story with insights  

  • Proficiency with digital tools (dashboards, mobile apps, client platforms) and openness to emerging technologies  

  • Customer-centric mindset and collaborative approach  

  • Degree in engineering, safety, or related discipline preferred; certification in safety or risk management disciplines a plus.  

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$102,400 - $153,600

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

What The Hartford employees say

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Hours and flexibility

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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