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Insurance Risk Manager Jobs in Naples, FL (NOW HIRING)

The Ardent Group

Commercial Producer

Naples, FL

$45K - $80K/yr

Ardent Insurance & Risk Management is growing and seeking an exceptional person with drive, discipline, and commitment to join our team as a Sales Executive for Commercial Insurance in our Naples ...

Suffolk Construction

Insurance Coordinator

Estero, FL · Hybrid

This position functions as a link between the Risk Management Team, Suffolk's Broker, and the project teams to ensure subcontractor compliance as it relates to Suffolk Construction's insurance ...

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All JobsInsurance Risk JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Naples, FL

Insurance Risk Manager information

See Naples, FL salary details

$77.7K

$114.4K

$175.2K

How much do insurance risk manager jobs pay per year?

As of Aug 4, 2026, the average yearly pay for insurance risk manager in Naples, FL is $114,437.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,100.00 and $130,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What job categories do people searching Insurance Risk Manager jobs in Naples, FL look for? The top searched job categories for Insurance Risk Manager jobs in Naples, FL are:
What cities near Naples, FL are hiring for Insurance Risk Manager jobs? Cities near Naples, FL with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you
Infographic showing various Insurance Risk Manager job openings in Naples, FL as of July 2026, with employment types broken down into 85% Full Time, 10% Part Time, and 5% Contract. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $114,437 per year, or $55 per hour.

Insurance Agency Manager

Ardent Insurance & Risk Management

Naples, FL • On-site

$100K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

Job description

We are a fast-growing, client-focused independent insurance agency providing comprehensive risk management solutions for both personal and commercial clients. Our mission is to deliver exceptional service, build long-term relationships, and help our clients protect what matters most.

We’re looking for a motivated and experienced Insurance Agency Manager to lead our team, drive growth, and oversee daily operations. This position is ideal for someone who thrives in a leadership role, enjoys mentoring producers, and understands how to balance sales performance with excellent client service.

Key Responsibilities

  • Lead, coach, and motivate a team of admin and account managers to achieve sales and retention goals.
  • Manage daily agency operations including workflow efficiency, carrier relations, and compliance with state and carrier requirements.
  • Develop and execute growth strategies for commercial and personal lines departments.
  • Monitor and analyze production reports, loss ratios, and commission statements to ensure profitability.
  • Assist producers with marketing strategies, proposal preparation, and closing large or complex accounts.
  • Implement training programs to enhance product knowledge, cross-selling, and customer service excellence.
  • Maintain relationships with key carrier representatives and negotiate terms for renewals and new business.
  • Oversee adherence to agency procedures, including documentation, renewals, and claims handling.
  • Manage agency technology systems (AMS, CRM, quoting platforms) and identify opportunities for process automation.
  • Support recruiting, onboarding, and performance reviews for agency staff.

Qualifications

  • Required: Active 2-20 or 4-40 Florida Insurance License (or ability to obtain quickly).
  • Experience: Minimum 3–5 years in an insurance management, account executive, or senior producer role.
  • Strong leadership, communication, and problem-solving skills.
  • Proven track record of meeting or exceeding goals and managing a team.
  • In-depth knowledge of commercial and/or personal lines insurance products, underwriting, and carrier appetites.
  • Experience with agency management systems (e.g., AMS360)
  • Ability to build positive relationships with clients, carriers, and team members.

Benefits

  • Competitive base salary plus commission and bonus structure.
  • Health, dental, and vision insurance.
  • Paid time off and holidays.
  • Continuing education and professional development support.
  • Growth opportunities within a rapidly expanding agency.