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Insurance Risk Manager Jobs in Michigan (NOW HIRING)

Unison Risk Advisors

Sales Associate - P&C

Bloomfield, MI · On-site

$13.25 - $18/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

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All JobsInsurance Risk JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Michigan

Insurance Risk Manager information

See Michigan salary details

$71.9K

$105.9K

$162.1K

How much do insurance risk manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for insurance risk manager in Michigan is $105,904.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,000.00 and $120,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager, and why are they important?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What are popular job titles related to Insurance Risk Manager jobs in Michigan? For Insurance Risk Manager jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Manager jobs in Michigan look for? The top searched job categories for Insurance Risk Manager jobs in Michigan are:
What cities in Michigan are hiring for Insurance Risk Manager jobs? Cities in Michigan with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you
Account Manager - Personal Lines

Account Manager - Personal Lines

Kapnick Insurance Group

Adrian, MI • On-site

$40K - $54K/yr

Other

Posted 6 days ago

New

Job description

Description

Founded in 1946, Kapnick Insurance is an independent insurance advisory firm with Michigan roots and a global reach. With a team of 200+ professionals, we provide expert guidance and innovative solutions in business insurance, risk management, employee benefits, worksite well-being, and personal insurance. For over 75 years, businesses and individuals have relied on Kapnick as a trusted advisor, ensuring protection for their assets, operations, and employees.


This Account Manager position works to create long-term, trusting relationships with our clients and carriers. They develop new business opportunities within the personal lines industry. Their primary responsibility is to proactively managing all services provided to our clients will looking for ways to improve quality and add value.


The Account Manager's essential functions include:

  • Firm working knowledge of personal lines coverages and services
  • Promptly identify, manage, and resolve all client issues in a timely manner
  • Maintain client relationships and determine their coverage needs
  • Manage clients' risk and ensure all exposures are properly addressed
  • Negotiate with carrier underwriters on behalf of clients
  • Actively work on retention of current clients with remarketing of current policies
  • Provide premium quotations and proposals to prospects and clients per service standards and procedures
  • Review book of business with the goal of expanding personal lines sales and identifying account rounding opportunities
  • Prepare invoices, binders, certificates, change requests, and all other service-related items accurately
  • Assist producers with onboarding of new clients
  • Maintain client account information in our agency management system and electronic files in accordance with established workflows
  • Attend department meetings and agency/carrier training sessions
  • Quality Assurance: New business downloads & Change downloads
  • Peer-audits
  • Non-renewal report management
  • Inactivating clients in EPIC
  • Service standards/renewal month reconciliation

Other

  • Perform your job in such a manner that other employees will consider it a pleasure and privilege to work with you
  • Offer innovation and process improvements where possible to help with agency-wide improvements and efficiencies
  • Regular and timely attendance is an essential function of the job.
  • Perform other duties as assigned

Requirements

To be considered for the Account Manager position, you should have:

  • Associates Degree (two year college or technical school) or work equivalent: Required
  • 1-2 years' experience in customer facing role: Required
  • 1-2 years' experience in insurance industry: Preferred
  • Property & Casualty License: Preferred
  • Life & Health License: Preferred
  • Experienced user of Agency Management System
  • Experienced working with multiple carriers and rating systems
  • Familiar with Microsoft Office (Word, Excel, Outlook, etc.)
Why Join Kapnick?

Industry Leader - 75+ years of expertise and a reputation for excellence.
Growth & Development - Ongoing training, career advancement opportunities, and professional support.
Collaborative Culture - Work alongside a team of dedicated professionals who value integrity and innovation.
Client-Centric Approach - Make a real impact by helping clients protect what matters most.


If you're ready to bring your expertise and passion to a company that values its employees and clients alike, we'd love to hear from you


What's in it for you?

  • A team-based approach to client management
  • Flexibility
  • Full benefits package
  • 11 paid holidays including your birthday!
  • Competitive Salary
  • Profit sharing (after a year of service)
  • Bonus potential
  • A caring workplace culture that has something for everyone

Apply