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Insurance Risk Consultant Jobs in Iowa (NOW HIRING)

Berkley Corporation , and all member insurance companies, are rated A+ (Superior) by A.M. Best ... risk transfer, potential bad-faith allegations, toxic tort, public entity liability, and employer ...

Berkley Corporation , and all member insurance companies, are rated A+ (Superior) by A.M. Best ... risk transfer, potential bad-faith allegations, toxic tort, public entity liability, and employer ...

Berkley Corporation , and all member insurance companies, are rated A+ (Superior) by A.M. Best ... risk transfer, potential bad-faith allegations, toxic tort, public entity liability, and employer ...

Fraud Solutions Consultant

Des Moines, IA · On-site

$23.50 - $33.50/hr

... risk to assigned client financial institutions. What you'll do: * Provide support for Fraud ... Health, dental, and vision insurance * 401(k) retirement plan with company match * Flexible ...

Senior Claims Consultant

Des Moines, IA · On-site

$120K - $130K/yr

Curi Insurance, its flagship medical malpractice liability insurer; Curi Advisory, its consulting ... By providing valued advice and support, we help strengthen care, mitigate risk, and build financial ...

At Glenwood Insurance, we believe great people build exceptional client experiences. We are a ... Consultative, needs-based selling * Strong communication and presentation skills * Education ...

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Showing results 1-20

Insurance Risk Consultant information

See Iowa salary details

$23

$49

$81

How much do insurance risk consultant jobs pay per hour?

As of Jul 7, 2026, the average hourly pay for insurance risk consultant in Iowa is $49.74, according to ZipRecruiter salary data. Most workers in this role earn between $41.11 and $54.66 per hour, depending on experience, location, and employer.

What is the difference between Insurance Risk Consultant vs Insurance Underwriter?

AspectInsurance Risk ConsultantInsurance Underwriter
CredentialsOften requires industry certifications like CPCU or ARMTypically holds similar certifications, sometimes with additional licensing
Work EnvironmentAdvises clients and analyzes risks for insurance companiesEvaluates applications and determines policy terms
Employer & Industry UsageConsulting firms, insurance companies, brokersInsurance companies, underwriting agencies

While both roles involve assessing risks, Insurance Risk Consultants focus on advising clients and analyzing complex risk scenarios, whereas Insurance Underwriters evaluate applications to determine policy eligibility and pricing. Understanding these differences helps in choosing the right career path or job search focus.

What does an Insurance Risk Consultant do?

An Insurance Risk Consultant helps businesses and individuals identify, assess, and manage potential risks that could impact their financial wellbeing or operations. They analyze clients' current insurance policies, evaluate exposures to various risks, and recommend strategies to reduce or transfer those risks through insurance products or risk mitigation techniques. Their goal is to ensure clients have the appropriate coverage and risk management strategies in place. Insurance Risk Consultants often work with companies across various industries, providing expert advice on compliance, claims management, and loss prevention.

What are the key skills and qualifications needed to thrive as an Insurance Risk Consultant, and why are they important?

To thrive as an Insurance Risk Consultant, you need a strong background in risk assessment, analytical thinking, and a relevant degree such as finance, business, or actuarial science. Familiarity with risk modeling software, data analysis tools, and industry certifications like ARM (Associate in Risk Management) is typically required. Excellent communication, problem-solving abilities, and relationship-building skills help set top consultants apart. These skills are vital for accurately evaluating risk, advising clients effectively, and ensuring comprehensive risk mitigation strategies.

What are some common challenges faced by Insurance Risk Consultants when assessing client risk profiles?

Insurance Risk Consultants often encounter challenges such as gathering accurate and comprehensive data from clients, keeping up with evolving regulatory requirements, and addressing complex or unique risk scenarios. Building trust with clients to obtain sensitive information and navigating diverse industries with varying risk exposures can also be demanding. Successful consultants overcome these obstacles through strong communication skills, continuous professional development, and close collaboration with underwriters, actuaries, and legal teams.
What are popular job titles related to Insurance Risk Consultant jobs in Iowa? For Insurance Risk Consultant jobs in Iowa, the most frequently searched job titles are:
Claims Captive Consultant

Claims Captive Consultant

Cottingham & Butler

Dubuque, IA • On-site

Other

Posted 9 days ago


Cottingham & Butler rating

8.6

Company rating: 8.6 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

76th of 277 rated insurance


Job description

Claims Consultant - P&C Captives
Onsite in Dubuque, Iowa headquarters

Position Summary:

We are seeking a proactive and knowledgeable Claims Consultant to support our Property & Casualty captive insurance clients. This role is responsible for advising on risk control strategies, analyzing claims data, and collaborating with captive members to reduce loss frequency and severity. The ideal candidate will bring a strong background in safety program development, claims management, and insurance best practices.

Key Responsibilities:

  • Partner with captive clients to assess risk exposures and work with our safety and claims teams to develop customized safety and loss prevention programs.
  • Analyze claims trends and loss data to identify root causes, emerging risks, and opportunities for improvement.
  • Collaborate with third-party administrators (TPAs), brokers, and captive managers to monitor claims activity and ensure timely, effective resolution.
  • Prepare and present claims reviews, benchmarking reports, and safety performance updates to captive boards and member organizations.
  • Support the onboarding of new captive members by evaluating existing safety programs and claims history.
  • Stay current on OSHA regulations, industry-specific safety standards, and evolving risk management practices.

Qualifications:

  • Bachelor's degree in Risk Management, Occupational Safety, Insurance, or related experience (CSP, ARM, or similar designation preferred).
  • 5+ years of experience in claims management within the P&C insurance industry.
  • Knowledge of workers' compensation, general liability, auto liability, and property claims.
  • Excellent analytical, communication, and presentation skills.
  • Familiarity with captive insurance structures, claims analytics platforms, and TPA coordination.

About Cottingham & Butler:

At Cottingham & Butler, we sell a promise to help our clients through life's toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of "better every day" constantly pushing ourselves to be better than yesterday - that's who we are and what we believe in.

As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day. 

Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn | Facebook


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