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Insurance Risk Analyst Jobs in Texas (NOW HIRING)

Sunflower Bank is seeking a Model Risk Analyst to join its Enterprise Risk Management Department ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off

Sunflower Bank is seeking a Model Risk Analyst to join its Enterprise Risk Management Department ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off

Sunflower Bank is seeking a Model Risk Analyst to join its Enterprise Risk Management Department ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off

Job Summary: AECOM is seeking a Program Risk Analyst working at the intersection of Civil ... insurance, service recognition awards, retirement savings plan, and employee stock purchase plan.

We're looking for a motivated and analytically minded Credit Risk Analyst to join our team ... Health Insurance (medical, dental, and vision) * 401(k) Retirement Plan * Performance Bonus

Program Risk Analyst

Dallas, TX · On-site +1

$85K - $100K/yr

Job Summary: AECOM is seeking a Program Risk Analyst working at the intersection of Civil ... insurance, service recognition awards, retirement savings plan, and employee stock purchase plan.

About the Role We are looking for a Market Risk Analyst with a keen interest in Energy Commodity ... Robust benefits package such as Medical, Dental, Vision, Life insurance, 401(k) match, and ...

Review the insurance requirements in contracts and other agreements as needed. * Manage Risk ... Strong analytical skills. * Takes ownership and responsibility for actions and outcomes ...

... TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a ... person to filla roleas Risk Management Analyst . Your primary responsibility is to ...

Review the insurance requirements in contracts and other agreements as needed. * Manage Risk ... Strong analytical skills. * Takes ownership and responsibility for actions and outcomes ...

Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of ... Company provided Life Insurance & Long Term Disability Republic Finance, LLC is an Equal ...

Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of ... Company provided Life Insurance & Long Term Disability Republic Finance, LLC is an Equal ...

... Risk Analyst, Cybersecurity to play a pivotal role in reducing humanrelated cyber risk and ... Additional benefits including pet insurance, maternity/paternity leave, employee assistance ...

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Insurance Risk Analyst information

See Texas salary details

$45.7K

$77.5K

$145.3K

How much do insurance risk analyst jobs pay per year?

As of May 30, 2026, the average yearly pay for insurance risk analyst in Texas is $77,548.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $80,600.00 per year, depending on experience, location, and employer.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What job categories do people searching Insurance Risk Analyst jobs in Texas look for? The top searched job categories for Insurance Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Insurance Risk Analyst jobs? Cities in Texas with the most Insurance Risk Analyst job openings:
What are popular job titles related to Insurance Risk Analyst jobs in TX? For Insurance Risk Analyst jobs in TX, the most frequently searched job titles are:
Infographic showing various Insurance Risk Analyst job openings in Texas as of May 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $77,548 per year, or $37.3 per hour.

Full-time

Medical, Dental, Vision, Retirement

Posted 29 days ago


Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. Please note: This position is M-F during standard business hours with a hybrid work model (4 days in-office, 1 day working from home). It is only available in the areas listed. Candidate must reside or be willing to relocate on their own to one of the listed areas. Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship.

The Market Risk Analyst will support the Market Risk team with interest rate risk processes, including capital stress testing, board reporting, and ad hoc analysis. Responsibilities include utilizing, monitoring, and enhancing the quantitative models employed by the risk analytics team. This role requires a candidate who possesses both technical and financial skill sets. Specifically, the ability to develop and maintain code using database and scripting tools, alongside a deep understanding of financial institution balance sheets, fixed income instruments, and derivative contracts.

Key Responsibilities
Key responsibilities will include, but not be limited to:

  • Provide effective challenge and oversight of Treasury’s market risk activities, including Net Interest Income (NII), Economic Value of Equity (EVE), and financial planning.
  • Analyze the firm’s market risk position, including sensitivity analysis of NII, EVE, and duration.
  • Partner with business stakeholders to understand investment strategies and product offerings to ensure they are modeled appropriately and provide effective challenge as appropriate.
  • Define and maintain model inputs and assumptions for a variety of financial products.
  • Develop and maintain automated processes to support market risk modeling, including providing support during the monthly production cycle.
  • Develop and maintain analytical and reporting processes for market risk modeling, including valuation, benchmarking, back-testing, and result reporting.
  • Test changes and enhancements to modeling applications to assess impacts on the balance sheet.
What you have

Qualifications
The ideal candidate will possess the following:

  • Education: A Bachelor’s degree in a financial, technical, or quantitative discipline; an MBA, CFA, or similar advanced certification is preferred.
  • Experience: 6 to 8 years of experience in fixed income or market risk analytics and modeling; experience with PolyPaths is preferred.
  • Technical Skills: Proficiency in Bloomberg, Python, SQL, R, Power BI, and Tableau is highly beneficial.
  • Core Competencies: A strong foundation in modeling and process development, complemented by programming proficiency.
  • Analytical Rigor: Strong quantitative and analytical abilities with meticulous attention to detail.
  • Project Management: The ability to independently manage tasks while simultaneously handling multiple assignments.
  • Communication: Strong written and verbal communication skills, with the ability to clearly convey complex financial and technical concepts.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

  • 401(k) with company match and Employee stock purchase plan
  • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
  • Paid parental leave and family building benefits
  • Tuition reimbursement
  • Health, dental, and vision insurance