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Insurance Risk Analyst Jobs in Ohio (NOW HIRING)

Element Risk Management

Risk Placement Lead

Athens, OH · On-site

This role is critical to ensuring our agency delivers competitive, tailored insurance solutions to ... Analyze market trends and develop placement strategies aligned with client goals. 3. Technical ...

Equity Trust

Senior Manager, Risk

Westlake, OH · On-site +1

... insurance, lending, or fintech) Proven track record of leading or being a key contributor to an ... Analytical skills with the ability to identify, quantify, and effectively leverage data to support ...

Welltower

AVP, Risk Management

Toledo, OH · On-site

Analyze total cost of risk (TCOR), including premiums, deductibles, self-insured retentions ... captive participation, and claims trends. * Support investment and asset management teams with ...

Equity Trust Company

Senior Risk Manager

Westlake, OH · On-site +1

... analysis and actionable recommendations • Works closely with business leaders to embed risk-aware ... banking, insurance, lending, or fintech) • Proven track record of leading or being a key ...

Unison Risk Advisors

Sales Associate - P&C

Cincinnati, OH · On-site

$13.50 - $18.25/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

Hylant

Client Service Specialist - Medical Risk

Toledo, OH · On-site

$16.75 - $22.25/hr

Bachelor's degree in business, insurance, risk management, or similar field of study. Equivalent ... Basic analytical skills * Excellent attention to detail * Exception oral and written communication ...

Unison Risk Advisors

Sales Associate - P&C

Cincinnati, OH · On-site

$13.50 - $18.25/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Ohio

Insurance Risk Analyst information

See Ohio salary details

$46.6K

$79.1K

$148.3K

How much do insurance risk analyst jobs pay per year?

As of Jun 18, 2026, the average yearly pay for insurance risk analyst in Ohio is $79,133.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,800.00 and $82,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary between $60,000 and $80,000, with experienced professionals or those in senior roles earning over $100,000. Salaries vary based on experience, location, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

What is the highest paid position in insurance?

In insurance, executive roles such as Chief Underwriting Officer, Chief Risk Officer, or Chief Executive Officer tend to be the highest paid positions, often earning six- to seven-figure salaries. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee strategic decision-making and risk management at the highest level.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing policyholders' risk profiles, and using statistical tools. They help determine appropriate premiums and develop strategies to mitigate losses, often working with underwriting teams and utilizing risk management software.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry level or require several years of experience, depending on the employer and specific role. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require prior experience or specialized skills in data analysis or risk modeling.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Ohio? For Insurance Risk Analyst jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Ohio look for? The top searched job categories for Insurance Risk Analyst jobs in Ohio are:
What are popular job titles related to Insurance Risk Analyst jobs in OH? For Insurance Risk Analyst jobs in OH, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Commercial Insurance Account Manager

Commercial Insurance Account Manager

Kapnick Insurance Group

Maumee, OH • On-site

Other

Medical, Dental, Vision

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Description

About Kapnick Insurance:

Founded in 1946, Kapnick Insurance is an independent insurance advisory firm with Michigan roots and a global reach. Our 180+ colleagues provide expert guidance and creative problem-solving pertaining to business insurance, risk solutions, employee benefits, worksite well-being, and personal insurance to a vast and diverse base of clients worldwide. For over 75 years, companies and individuals have looked to Kapnick as a trusted advisor, providing solutions that protect their operations and employees.


This Account Manager position works to create long-term, trusting relationships with our clients and carriers. They are the primary point of contact in managing the day-to-day service requirements of our clients. They are responsible for the day-to-day service provided to our clients.

The Account Manager's essential functions include:

  • Manage and respond to all direct client requests received by phone, mail, FAX, or email in a timely manner.
  • Create certificates, change requests, and other related items accurately, following agency and system documentation service standards and procedures.
  • Prepare invoices, close binder billings, apply credits, answer billing questions, promptly identify and resolve billing issues, manage the collection process for agency billed items, and prepare premium allocations.
  • Provide new business orientation to clients and ensure a smooth implementation for the client when carriers change.
  • Assist in reviewing and updating client's operations and exposures to risk and gathering needed information for new and renewal accounts.
  • Coordinate the preparation of proposals, supporting sales pieces, information and analysis to allow the CE to write and renew accounts.
  • Work together with the Client Executives and Account Executives in deciding marketing options and assist with negotiating and maintaining strong carrier relations. Assist in reviewing policy checking discrepancies.
  • Have an understanding of loss information and histories on assigned accounts.
  • Understand and provide training to clients for Kapnick Connect.
  • Maintain monthly expiration lists and coordination of Auto ID mailings.
  • Process and issue bonds and flood coverage/policies.
  • Process cancellations, using agency procedures.
  • Work as a team with others on assigned accounts.
  • Monitor and manage voice mail, incoming mailboxes, outlook, and activities, per agency guidelines.
  • Verify and maintain information in EPIC and electronic files, accurately and consistently, following agency service standards and procedures.
  • Set up and process new business clients with guidance from the Account Executive.
  • Attend and participate in department meetings, team meetings, peer reviews, and training sessions as required.
  • Assist team members, contacting the client and carrier for information as requested.
  • Inform others of carrier programs or changes in coverage or procedures.

Requirements

To be considered for the Account Manager position, you should have:

  • 3 plus years of experience in Customer Service
  • 3 plus years of Commercial Insurance experience
  • High School Graduate or General Education Degree (Required)
  • Strong interpersonal and communication skills (written and verbal)
  • Strong attention to detail
  • Strong Math skills
  • Organization skills
  • Ability to manage multiple priorities simultaneously
  • Property & Casualty License: Preferred

What's in it for you?

  • A team-based approach to client management
  • Full benefits package including medical, dental, vision and so much more
  • 11 paid holidays including your birthday!
  • Competitive Salary
  • Profit sharing (after a year of service)
  • Flexibility
  • A caring, family like workplace culture that has something for everyone.

Have you got what it takes to join our award-winning team? Apply today and let's find out!


Apply