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Insurance Property Inspection Jobs in Ontario (NOW HIRING)

Property Manager

Milton, ON · Hybrid

CA$60K - CA$70K/yr

Ensure maintenance standards through personal inspections of both interior and exterior of property ... Ensure Condominium Corporation's insurance policy is renewed in a timely manner. * Ensure all ...

Property Specialist

Toronto, ON · Hybrid

CA$44K - CA$46K/yr

Lead administration of services, collect payments, inspect the property and facilitate resident ... Valid driver's licence, clean driver abstract, reliable, insured means of personal transportation ...

CA$60K - CA$70K/yr

Ensure maintenance standards through personal inspections of both interior and exterior of property ... Ensure Condominium Corporation's insurance policy is renewed in a timely manner. * Ensure all ...

Property Specialist

Toronto, ON · Hybrid

CA$44K - CA$46K/yr

Lead administration of services, collect payments, inspect the property and facilitate resident ... Valid driver's licence, clean driver abstract, reliable, insured means of personal transportation ...

... of insurance, coding charges to appropriate Chart of Account codes, and managing communication ... Conducts regular property inspections and takes appropriate actions to ensure that the physical ...

Risk Control Consultant

Mississauga, ON · Hybrid

CA$78K - CA$98K/yr

Travel to insured's properties to complete risk assessments * While touring the properties, take photographs, measure rooms and the structure, inspect features such as fire prevention systems ...

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Insurance Property Inspection information

What are some common challenges faced by Insurance Property Inspectors in the field?

Insurance Property Inspectors often encounter challenges such as managing a high volume of inspections within tight deadlines, accurately documenting property conditions in various weather conditions, and communicating effectively with property owners who may have concerns or questions. Additionally, inspectors must stay updated on local building codes and insurance guidelines to ensure thorough and compliant assessments. Working both independently and with underwriting or claims teams requires strong organizational skills and adaptability to changing schedules.

What are the key skills and qualifications needed to thrive as an Insurance Property Inspector, and why are they important?

To thrive as an Insurance Property Inspector, you need a solid understanding of building structures, risk assessment, and insurance policy standards, often supported by relevant certifications or experience in property inspection or construction. Familiarity with inspection reporting software, digital cameras, and mobile data collection tools is typically required. Strong attention to detail, effective communication, and time management are vital soft skills for accurately documenting findings and interacting with clients. These skills ensure comprehensive, reliable inspections that support accurate underwriting and claims processes for insurers.

What is insurance property inspection?

Insurance property inspection is the process where an inspector evaluates a property to assess its condition, safety, and potential risks for insurance purposes. This inspection helps insurance companies determine the level of risk associated with insuring a property and influences the coverage terms and premiums. Inspectors review aspects such as the building’s structure, electrical systems, plumbing, roofing, and any potential hazards. The findings are documented and provided to the insurer to help with underwriting decisions. Property owners may also receive recommendations for repairs or improvements to mitigate risks.

What is the difference between Insurance Property Inspection vs Insurance Adjuster?

AspectInsurance Property InspectionInsurance Adjuster
CredentialsTypically requires state-specific licenses or certifications, knowledge of property standardsRequires licensing, often with additional certifications in claims or insurance
Work EnvironmentFieldwork inspecting properties, often on-site at residential or commercial locationsField or office work assessing claims, sometimes involving site visits
Employer & Industry UsageInsurance companies, independent inspection firms, property managementInsurance carriers, claims departments, adjusting firms
Search & Comparison IntentUnderstanding inspection roles, certification requirements, job dutiesComparing claims assessment roles, licensing, and responsibilities

Insurance Property Inspectors focus on evaluating property conditions for underwriting or claims purposes, while Insurance Adjusters handle claims assessments, often making decisions on payouts. Both roles require licensing and involve fieldwork, but their primary responsibilities differ in scope and decision-making authority.

What are popular job titles related to Insurance Property Inspection jobs in Ontario? For Insurance Property Inspection jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Insurance Property Inspection jobs in Ontario look for? The top searched job categories for Insurance Property Inspection jobs in Ontario are:

Field Claims Advisor Property

Gore Mutual Insurance

Toronto, ON • Remote

CA$56K - CA$103K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 14 days ago


Job description

At Gore Mutual, we've always set ourselves apart as a modern mutual that does good. Now, we're proudly building on that legacy to transform our company—and our industry—for the better.

Effective January 1, 2026, Gore has joined Beneva—the country's largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva's Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long-term stability.

Every decision and investment remains anchored in long-term benefits to customers, members, and communities. Come join us.

As a Field Claims Advisor, Property, you will provide exceptional customer service and effective cost control while managing property claims within your assigned territory. Based from your home, you'll investigate, negotiate, and resolve losses on site, complete detailed damage scopes and valuations, interpret policy coverage, and support fair claim outcomes. You'll also act as a trusted service ambassador for Gore Mutual, partnering with customers, brokers, and internal teams, while representing the organization during catastrophe response initiatives and other formal claim proceedings as required.

What will you do?

  • Manage assigned claims within the designated territory, setting clear expectations with customers, coordinating vendor involvement, and ensuring timely, high-quality claim attendance and service delivery.
  • Investigate and document losses thoroughly, including site inspections, photo capture, recorded statements, damage summaries, sketches, and collection of all required documentation (contracts, leases, financials, reports, etc.).
  • Assess coverage and exposure, identifying limitations, subrogation and fraud opportunities, completing loss reserving, issuing payments as required, and sending underwriting risk alerts.
  • Administer claim requirements and controls, providing required forms and communications, maintaining accurate file notes and tracking, and escalating issues as needed.
  • Perform additional duties as required in support of effective and compliant claims handling.
  • Conduct rotational field attendance as required within assigned territory to manage claims efficiently.
  • Manage assigned claims end-to-end, setting clear expectations with customers throughout the claim lifecycle.
  • Gather, review, and provide all required claim documentation and information (e.g., policies, forms, inventories, leases, contracts, financials).
  • Assess losses through site inspections, photo capture, damage summaries, and recorded statements as needed.
  • Identify and address coverage issues, exclusions, fraud concerns, subrogation opportunities, and underwriting risk alerts.
  • Coordinate vendors, outlining scope, deliverables, and expectations, and track expenses, reserves, and manual payments.
  • Maintain accurate file documentation, loss reserving, and time management to ensure quality, timeliness, and service standards.
  • Perform additional related duties as assigned.

 What will you need to succeed?

  • Minimum 5 years' property adjusting experience.
  • Minimum 3 years' experience as a Field Adjuster
  • In depth understanding of building damage scoping practices
  • Detailed knowledge of 1st Party Property Coverages
  • Strong communication skills and de-escalation methodologies
  • Excellent customer service skills with the ability to manage multiple stakeholders
  • ​Business acumen with effective time and desk management 
  • ​Experience interpreting & applying contract law 
  • ​Financial analysis, multitasking, and confident communication

Work Arrangement: This role is a remote field position assigned to a territory in the North GTA and surrounding area with ongoing access to a company vehicle. You will be required to attend our Cambridge office once or twice per month.

The expected base salary range for this position is $56,000 - $103,500. Depending on your relevant experience, skills, qualifications, market conditions and business needs, base compensation may vary. You have the potential to earn more through Gore Mutual's discretionary bonus program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

Please note: This range reflects the expected base salary for this role but may not represent the full compensation range for all experience and skill levels. During the recruitment process, we will discuss and consider how your unique qualifications align with the broader range for this position.

 Gore Mutual is proud to offer a comprehensive total rewards package which includes extended health and dental benefits, disability insurance, retirement plan matching, paid time off, recognition and perk programs.

This posting pertains to an existing vacancy that is actively being filled.

Accessibility for applicants

Gore Mutual Insurance Company is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process.

If you require accommodation because of a disability, we will work with you to meet your needs. Contact us and a human resources representative will consult with you to determine an appropriate accommodation.

Should you request an accommodation during the interview process, please notify your Talent Acquisition Consultant.