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Insurance Property Inspection Jobs in Ontario (NOW HIRING)

Conduct regular property inspections; proactively identify and resolve cosmetic and technical ... Implement the corporate occupational health and safety program and conduct insurance and risk ...

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Insurance Property Inspection information

What is insurance property inspection?

Insurance property inspection is the process where an inspector evaluates a property to assess its condition, safety, and potential risks for insurance purposes. This inspection helps insurance companies determine the level of risk associated with insuring a property and influences the coverage terms and premiums. Inspectors review aspects such as the building’s structure, electrical systems, plumbing, roofing, and any potential hazards. The findings are documented and provided to the insurer to help with underwriting decisions. Property owners may also receive recommendations for repairs or improvements to mitigate risks.

What are the key skills and qualifications needed to thrive as an insurance property inspector?

To thrive as an Insurance Property Inspector, you need a solid understanding of building structures, risk assessment, and insurance policy standards, often supported by relevant certifications or experience in property inspection or construction. Familiarity with inspection reporting software, digital cameras, and mobile data collection tools is typically required. Strong attention to detail, effective communication, and time management are vital soft skills for accurately documenting findings and interacting with clients. These skills ensure comprehensive, reliable inspections that support accurate underwriting and claims processes for insurers.

What are some common challenges faced by insurance property inspectors in the field?

Insurance Property Inspectors often encounter challenges such as managing a high volume of inspections within tight deadlines, accurately documenting property conditions in various weather conditions, and communicating effectively with property owners who may have concerns or questions. Additionally, inspectors must stay updated on local building codes and insurance guidelines to ensure thorough and compliant assessments. Working both independently and with underwriting or claims teams requires strong organizational skills and adaptability to changing schedules.

What is the difference between Insurance Property Inspection vs Insurance Adjuster?

AspectInsurance Property InspectionInsurance Adjuster
CredentialsTypically requires state-specific licenses or certifications, knowledge of property standardsRequires licensing, often with additional certifications in claims or insurance
Work EnvironmentFieldwork inspecting properties, often on-site at residential or commercial locationsField or office work assessing claims, sometimes involving site visits
Employer & Industry UsageInsurance companies, independent inspection firms, property managementInsurance carriers, claims departments, adjusting firms
Search & Comparison IntentUnderstanding inspection roles, certification requirements, job dutiesComparing claims assessment roles, licensing, and responsibilities

Insurance Property Inspectors focus on evaluating property conditions for underwriting or claims purposes, while Insurance Adjusters handle claims assessments, often making decisions on payouts. Both roles require licensing and involve fieldwork, but their primary responsibilities differ in scope and decision-making authority.

How do you become an insurance property inspector?

To become an insurance property inspector, you typically need a high school diploma or equivalent, along with knowledge of building structures and inspection procedures. Many employers require relevant certifications, such as the Certified Insurance Inspector (CII), and experience in construction, appraisal, or related fields can be beneficial. Inspectors often work independently and must be detail-oriented with good communication skills.

Is it hard to become an insurance property inspector?

Becoming an insurance property inspector typically requires knowledge of building structures, damage assessment, and relevant regulations. Many inspectors complete training programs or obtain certifications, and some states or companies may require licensing, but the entry process is generally straightforward for those with attention to detail and technical skills.

What are popular job titles related to Insurance Property Inspection jobs in Ontario?

For Insurance Property Inspection jobs in Ontario, the most frequently searched job titles are:

What job categories do people searching Insurance Property Inspection jobs in Ontario look for?

The top searched job categories for Insurance Property Inspection jobs in Ontario are:

Infographic showing various Insurance Property Inspection job openings in Ontario as of September 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 84% In-person, 8% Hybrid, and 8% Remote job distribution.

Senior Field Claims Adjuster, Property

London, ON • Hybrid

Intact Financial
Insurance Services • 10K+ employees

Full-time

Life, Retirement

Re-posted 24 days ago


Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.


Our employee promise represents Intact's commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

  • Flexible work arrangements and a hybrid work model

  • Possibility to purchase up to 5 extra days off per year

  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

  • Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

80,700 - 98,700

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

10%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) - with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.


About the role

We're looking for a Senior Field Claims Adjuster, Property to join our growing team in our London office!

What you'll do here:

  • Conduct on-site inspections and investigate relatively complex commercial and personal lines property claims in a timely and respectful manner through communication with customers, contractors, consultants and any other related parties.
  • Handle Field tasks on behalf of telephone adjusters.
  • Provide a superior quality of customer service to external and internal customers.
  • Analyze the information gathered, interpret insurance policy wording, determines coverage, assesses damage.
  • Within established authority limits, negotiate with customers, claimants, lawyers, and insurers to settle claims, while managing costs efficiently and effectively
  • Gather factual versions of the circumstances of the claim from insureds, third parties and other stakeholders to determine the circumstances, causes and eligibility of claims.
  • Assist in the evaluation and negotiation of large losses
  • Anticipate recoveries and direct the investigation accordingly.
  • Actively collaborate with the various related departments in the claims and underwriting departments, as well as outside specialists.
  • Build relationships and collaborate with different teams including our rely partners, engineers, appraisers, underwriting and legal.
  • Adhere to company standards and guidelines for file documentation while ensuring sound management of external fees and costs.
  • Stay in the know about current insurance products and trends in appraisal and investigation techniques and services.


What you bring to the table:

  • University degree or any combination of training and experience deemed relevant for the role
  • 5 to 7 years experience handling personal and commercial property claims with at least partly acquired experience directly in the field
  • Demonstrates a passion for customer service with strong written and verbal communication skills
  • Self-motivated and goal oriented, capable of working in a fast paced and changing environment
  • Strong aptitude for technology with excellent computer skills
  • Demonstrates strong problem solving and troubleshooting skills
  • Valid driver's license with a good driving record
  • Can travel on short notice

This role is eligible for employee referral bonus. #myReferrals3000

#LI-Hybrid

Il s'agit d'un nouveau role au sein de notre equipe en plein croissance | This role is a new member of our growing team.


We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact's commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We'll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.

Employment Type: FULL_TIME