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Insurance Negotiator Jobs in Michigan (NOW HIRING)

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Insurance Negotiator information

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$7

$33

$61

How much do insurance negotiator jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for insurance negotiator in Michigan is $33.21, according to ZipRecruiter salary data. Most workers in this role earn between $20.72 and $39.38 per hour, depending on experience, location, and employer.

What does an insurance negotiator do?

An Insurance Negotiator works to secure favorable terms for insurance policies, settlements, or claims on behalf of clients or companies. They analyze policy details, assess risks, and negotiate with insurers to get the best possible coverage or settlement. Strong communication, analytical skills, and industry knowledge are essential for success in this role.

What are the key skills and qualifications needed to thrive as an insurance negotiator?

To excel as an Insurance Negotiator, you need strong analytical abilities, knowledge of insurance policies and industry regulations, and a background in business, finance, or a related field. Familiarity with claims management systems, negotiation software, and certifications such as AIC (Associate in Claims) can be valuable. Outstanding communication, persuasion, and conflict-resolution skills set top performers apart. Mastering these skills is critical to effectively representing clients or companies, securing favorable settlements, and maintaining positive relationships with stakeholders.

What does a typical day look like for an insurance negotiator?

A typical day for an Insurance Negotiator involves reviewing claim files, gathering and analyzing supporting documentation, and directly communicating with claimants, insurers, or adjusters to negotiate settlements. You'll participate in meetings, prepare reports on negotiations, and keep detailed records of agreements reached. Collaboration with legal teams, underwriters, and other departments is common, ensuring the best possible outcome for your organization or clients. Expect a combination of desk work, phone or video negotiations, and occasional site visits, depending on the complexity and nature of the cases.

Do insurance negotiators make a lot of money?

Insurance negotiators typically earn a median annual salary that varies based on experience, location, and employer, with many earning between $50,000 and $80,000. Higher salaries are possible with advanced skills, certifications, and experience in the field.

What are popular job titles related to Insurance Negotiator jobs in Michigan?

For Insurance Negotiator jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Negotiator jobs in Michigan look for?

The top searched job categories for Insurance Negotiator jobs in Michigan are:

Infographic showing various Insurance Negotiator job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 26% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $69,068 per year, or $33.2 per hour.

Insurance Representative - Bay City

Weaver Group Insurance Agency

Bay City, MI โ€ข On-site

$40K - $58K/yr

Full-time

Retirement, PTO

Posted 19 days ago


Job description

Join a team that cares about our customers and you! Weaver Group Insurance Agency, with locations in Caro & Bay City, Michigan, is looking for an experienced and committed individual to join our team as a Licensed, Full-Time Insurance Representative with a mix of sales & service. In this role, you will manage accounts to maintain strong relationships and ensure customer satisfaction. In this position, you will play a vital role in managing and growing our customer base. If you have excellent customer service skills and are committed to providing customers with the best experience, this is the role for you. With your positive attitude, proactive sales skills, and dedication, you may be a perfect fit for this role. Apply now to join our award-winning team. Compensation negotiable based on experience. Sales bonuses available.


Benefits

Annual Base Salary Based on Experience

Paid Time Off (PTO)

Mon-Fri Schedule

Paid Holidays

Hands on Training

IRA, match


Responsibilities
  • Develop insurance quotes, make sales presentations, and close sales.
  • Develop ongoing networking relationships with Real Estate Agents, Mortgage Lenders, Title Companies, Auto Dealers, etc.
  • Process customer policy change requests.
  • Take premium payments from customers.
  • Treat each customer contact as a cross and up-sell opportunity including financial products.
  • Prospecting and generating new business through leads & referral sources.
  • Generating insurance quotes.

Requirements
  • Possess a genuine willingness to learn, be intuitive and resourceful and be coachable.
  • Possess an upbeat, positive and enthusiastic attitude.
  • Be a great self-starter with a sense of urgency.
  • Proficiency to multi-task, follow-thru and follow-up.
  • Excellent Communication/interpersonal skills.
  • Confident, self-starter who works well independently.
  • Must have ability to multi-task.
  • Prior Sales Experience.
  • Professional phone etiquette.
  • Great Customer Service Skills.
  • Problem-Solving Capabilities.
  • Works well with other employees and is a team player with a positive attitude.