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Insurance Executive Jobs in Ridgewood, NJ (NOW HIRING)

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Insurance Executive information

See Ridgewood, NJ salary details

$11.1K

$102.7K

How much do insurance executive jobs pay per year?

As of Aug 8, 2026, the average yearly pay for insurance executive in Ridgewood, NJ is $101,178.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,200.00 and $101,200.00 per year, depending on experience, location, and employer.

What does an insurance executive do?

The responsibilities of an insurance executive, also known as an insurance broker or insurance account executive, include understanding insurance laws, ensuring companies are abiding by all regulations, providing excellent customer service to the clients of insurance companies, and selling them the most suitable policies. As an insurance executive, you work with the legal department to stay updated on government regulations, assist with mergers and each business acquisition, provide presentations to each new client, and set and achieve sales targets. Other duties include managing the budget and profit/loss margins. You also determine each customer’s needs, for both businesses and individuals, and advise the best insurance policy for their unique situation. This position requires traveling to visit clients.

What are some common challenges faced by insurance executives when leading cross-functional teams?

Insurance Executives often oversee teams that include underwriting, claims, sales, and compliance professionals, which can present challenges in aligning diverse priorities and communication styles. Successfully managing these teams requires strong leadership skills, the ability to resolve conflicts, and a focus on fostering collaboration to achieve shared business goals. Regularly facilitating clear communication and setting unified objectives are essential practices, helping to ensure all departments work cohesively toward company growth and client satisfaction.

What is the role of an insurance executive?

An insurance executive oversees the strategic direction and management of an insurance company or department. They are responsible for setting policies, managing teams, analyzing market trends, and ensuring profitability, often requiring strong leadership, industry knowledge, and relevant certifications. Their role involves decision-making to grow the business and maintain regulatory compliance.

What is the difference between Insurance Executive vs Insurance Agent?

AspectInsurance ExecutiveInsurance Agent
CredentialsTypically requires industry experience, possibly advanced certificationsRequires licensing and certification specific to insurance products
Work EnvironmentCorporate offices, management roles, strategic planningFieldwork, client meetings, sales-focused environment
Employer & Industry UsageInsurance companies, corporate sectorsIndependent agencies, insurance firms, brokers
Common Search & ComparisonHigh-level management, strategic rolesSales, customer service, client acquisition

Insurance Executives focus on strategic management and overseeing company operations, often requiring extensive industry experience. Insurance Agents primarily handle client interactions, sales, and policy sales, requiring licensing. While both roles are vital in the insurance industry, they differ significantly in responsibilities, work environment, and career focus.

What does an insurance executive do?

An Insurance Executive is a high-level professional responsible for overseeing the operations, strategy, and growth of an insurance company or department. Their duties often include managing teams, developing business strategies, ensuring compliance with industry regulations, and maintaining relationships with key clients or partners. Insurance Executives play a critical role in decision-making, risk management, and driving profitability within their organizations. They may also be involved in product development and market analysis to ensure their company remains competitive.

What are the key skills and qualifications needed to thrive as an insurance executive, and why are they important?

To thrive as an Insurance Executive, you need a deep understanding of insurance products, risk assessment, regulatory compliance, and business management, typically backed by a bachelor’s degree in business, finance, or a related field. Familiarity with CRM systems, data analytics tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC) is highly valuable. Exceptional leadership, negotiation, and strategic communication skills distinguish top performers in this role. These competencies enable Insurance Executives to drive business growth, ensure regulatory adherence, and lead high-performing teams in a competitive industry.
What are the most commonly searched types of Insurance jobs in Ridgewood, NJ? The most popular types of Insurance jobs in Ridgewood, NJ are:
What are popular job titles related to Insurance Executive jobs in Ridgewood, NJ? For Insurance Executive jobs in Ridgewood, NJ, the most frequently searched job titles are:
What cities near Ridgewood, NJ are hiring for Insurance Executive jobs? Cities near Ridgewood, NJ with the most Insurance Executive job openings:
Infographic showing various Insurance Executive job openings in Ridgewood, NJ as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $101,178 per year, or $48.6 per hour.

Account Executive, Insurance - NJ

American Global

Whippany, NJ • On-site

Full-time

Retirement

Re-posted 13 days ago


Job description

About the Role

We are seeking a skilled and experienced Account Executive to join our dynamic, growing Insurance team in Whippany, NJ.

Key Responsibilities Include

  • Serve as strategic point of contact for client

  • Manage annual book of business and proactively monitor upcoming expirations

  • Identify the risk management needs of clients and prospects; Develop and recommend appropriate products and services; Work with client to identify unmitigated risks and cross-sell complimentary products and services

  • Manage a team of 1-5; Responsible for training and advancing the careers of their team

  • Present custom solutions to clients and prospects in a clear and professional manner; Clearly promote American Global's competitive differentiation in written and verbal presentations

  • Positively and proactively represents American Global in meetings, seminars, trade shows, networking events, industry associations, organizations, boards and charities, as appropriate.

  • Prepare, analyze, execute and/or approve critical business documents, including but not limited to:

  • Client fee agreements

  • Renewal letter requests

  • Complete and accurate submissions to underwriters

  • Coverage quotes

  • Proposal documents, including executive overview write-up

  • Book of business production reports

  • Premium allocations

  • Unit stat cards

  • Experience modification analysis

  • Account receivable (A/R) reports

  • Loss picks, collateral reviews and negotiations on loss sensitive programs

  • In-depth data analyses

  • Cultivate local underwriting relationships to support company visibility and credibility in the construction insurance marketplace. Maintain knowledge of carrier underwriting appetites and contacts and recommend appropriate markets for client programs

  • Analyze client risk profile and develop marketing strategy with the team and client

  • Bind insurance coverages, address binding subjectivities, and convert proposals of insurance to summaries of insurance post binding

  • Supports team in response to requests for proposals (RFP)

  • Actively lead account management staff in annual stewardship process, pre-renewal process, final renewal delivery, and other significant account management services for assigned client book of business

  • Develop relationships with centers of influence (Including but not limited to attorney partners, bankers, CPAs)

  • Identify key individuals within the client's organization and build and maintain effective and sustainable relationships

  • Effectively delegate tasks and assist team members to balance workloads when needed

  • Maintain ongoing communication with clients and industry partners to ensure a high-level of customer service.

  • Maintain insurance license & CE requirements

  • Additional responsibilities as required

Skills & Experience That Lead to Success:

  • Time management and ability to prioritize work

  • Attention to detail

  • Problem solving skills

  • Professional written and verbal communication

  • Proficient in Applied Epic, Microsoft Office product suite, and Adobe Pro systems

  • Strong technical property and casualty knowledge, typically 5 to 7+ years industry experience.

  • Ability to drive strategy

  • Embrace change and innovation as the industry evolves

  • Demonstrate strong knowledge of competitors to aid in company prospecting efforts

  • Demonstrate proficiency in the sales discovery process (due diligence)

Additional/Preferred Qualifications:

  • Valid driver's license and reliable transportation required

  • Ability to travel as required

What You Can Expect From Us:

  • Comprehensive Benefits Package

  • Collaborative and innovative environment

  • Culture of continuous learning and professional development

  • Competitive salary package(Annual base salary varies based on level of experience, approximately $120k to $180k plus annual target performance based bonus)

  • 401k with above-average employer match of up to 5% of your salary

  • Leadership training and support

  • Work/Life Balance (Summer Fridays, flexible work arrangements and mental health services)

  • Education and Student Loan Assistance

American Global is proud to be an equal opportunity workplace. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.
We welcome applications from all and provide individuals with disabilities reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email info@americanglobal.com.
The salary range for this position (intended for U.S. applicants) will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location.

Who We Are

American Global is one of the largest privately held insurance and surety brokerage firms in North America specializing in all aspects of construction risk management. We support contractors, owners, and developers, helping protect them from the risks and exposures specific to the construction industry.

We are a vibrant, values-driven community with a unique, collaborative culture that fuels our desire to excel. Together, our team is transforming the construction industry and revolutionizing the role of broker. As we continue our journey, we seek to find the right individuals, in the right locations, to expand and enrich our fast-growing team of talented professionals across 15 locations throughout the US and Canada, as well as Rome, Italy.

Are you ready to be a part of our story?