Insurance Claims Director Jobs in Florida (NOW HIRING)

Department: Claims
Reports To: Chief Legal Officer

Position Summary:
The Claims Director leads the Claims Department and oversees the investigation, evaluation, negotiation, and resolution of cargo, property damage, and related claims. This role provides strategic leadership for claims operations, team performance, process improvement, and complex claim resolution while partnering with  internal  and  external  stakeholders  to  minimize  risk,  maximize  recovery  opportunities,  and  ensure exceptional customer service.

Key Responsibilities:
The following duties represent the essential functions of this role. They are intended to describe the general nature of the position and may change based on business needs. Employees may be required to perform additional duties as assigned.

• Lead and oversee the Claims Department, including Claims Managers, Specialists, Analysts, and other assigned personnel
• Manage the investigation, evaluation, negotiation, and resolution of cargo, property damage, and related claims, serving as the primary escalation point for complex, high-value, or sensitive matters
•  Review  and  analyze  contracts,  bills  of  lading,  invoices,  insurance  policies,  carrier  agreements, claim  documentation,  and  supporting  records  to  evaluate  liability,  contractual  obligations, coverage, recovery opportunities, settlement strategies, and business risk
• Approve claim  settlements  and  denials  within  authority  limits  and  coordinate  escalations  as necessary
• Negotiate with carriers, customers, brokers, insurers, inspectors, and vendors to achieve timely, cost-effective claim resolutions
• Ensure accurate  claim  documentation,  reporting,  file  maintenance,  status  tracking,  and
  recordkeeping while monitoring claim aging, workload distribution, exposures, recoveries, trends, and departmental performance metrics
• Develop and maintain claims reporting, dashboards, analytics, KPIs, and operational insights for leadership while identifying trends related to cargo loss, shortages, damages, carrier performance, customer disputes, documentation gaps, and claim outcomes
• Implement process improvements to reduce claim exposure, strengthen documentation, improve recoveries, and increase operational efficiency
• Develop and maintain claims policies, procedures, training materials, best practices, and standardoperating procedures
• Partner with Sales, Operations, Legal, Finance, and leadership to resolve claims issues, improve business processes, and support cargo protection, claims prevention, and risk mitigation initiatives
• Hire,  train,  coach,  mentor,  and  develop  Claims  Department  employees  while  managing performance, workload allocation, accountability, and succession planning
• Maintain a professional, customer-focused, and business-minded approach while protecting and promoting the company's reputation
• Perform other duties as assigned

Education & Experience:

• High school diploma or GED required
• Bachelor's  degree  in  Business,  Risk  Management,  Insurance,  Logistics,  Supply  Chain,  Legal Studies, or a related field preferred
• Ten (10) or more years of cargo claims, transportation claims, logistics, freight brokerage, motor carrier, insurance, or related claims experience required
• Advanced experience  handling  complex,  high-value,  escalated,  or  sensitive  cargo  and  property damage claims required
• Three (3) or more years of leadership experience managing claims professionals required; five (5) or more years preferred
• Experience developing  claims  reporting,  analytics,  dashboards,  KPIs,  and  operational recommendations required
• Experience using claims management systems, transportation management systems, ERP systems, or related business software required
• Experience working  cross-functionally  with  Legal,  Sales,  Operations,  Finance,  insurance representatives, carriers, and customers preferred

Core Competencies:

• Claims leadership and team development
• Claims investigation, resolution, and risk assessment
• Strategic decision-making and negotiation
• Reporting, analytics, and process improvement
• Customer relationship Management
• Communication, collaboration, and organizational leadership

Mega Awesome Perks:

• Medical, dental, vision, and life and disability insurance
• 401(K) matching
• Birthday celebrations
• Health and wellness initiative including gym membership
• Annual parties
• PTO and Flex holidays
• Company sponsored outings

Compensation Range: $125,000 - $150,000

Physical & Cognitive Requirements:
The following requirements are representative of those needed to perform essential job functions. Reasonable accommodations may be made.

Physical Requirements:

• Ability to see, hear, and communicate clearly
• Ability to use hands and fingers for computer, phone, and clerical tasks 
• Ability to work at a computer workstation for extended periods
•  Ability to travel occasionally as business needs require

Cognitive Requirements:

• Reading comprehension of complex contracts, claims files, and legal documents
• Strong analytical thinking and problem-solving abilities
• Judgment and decision-making skills
•  Written and verbal communication skills
• Ability to manage multiple priorities and deadlines
• Attention to detail and accuracy
• Ability to interpret financial information, contractual obligations, and operational data

Work Environment:

• Office-based position
• Works independently and collaboratively with others
• Frequent  communication  with  employees,  customers,  carriers,  insurance  representatives,  legal counsel, and executive leadership
• Use of  claims  management  systems,  transportation  management  systems,  reporting tools,  and standard office equipment
• Fast-paced environment requiring effective prioritization and decision-making.

Confidentiality:
Employees  may  access  confidential  information  (e.g.,  customer  data,  pricing,  operations,  financials, systems) and must not use or share it outside their job duties without authorization. Violations may result in disciplinary action, up to termination.

The duties and responsibilities listed in this job description are intended to describe the general nature and level of work performed by employees assigned to this position. This description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. Employees may be required to perform additional duties or responsibilities as assigned by management in order to meet business needs.

MegaCorp is an equal opportunity employer and considers all applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected status under applicable federal, state, or local law.