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Insurance Claim Inspector Jobs in Florida (NOW HIRING)

Neighbors Choice Roofing

Be Seen First

Account Manager - Roofing

Oxford, FL · On-site

$60K - $250K/yr

Licensed and insured, we offer residential and commercial roofing services, repairs, warranty claims, insurance claim handling, and free drone inspections. Conveniently located across from the Metro ...

Neighbors Choice Roofing

Be Seen First

Account Manager - Roofing

Oxford, FL · On-site

$60K - $250K/yr

Licensed and insured, we offer residential and commercial roofing services, repairs, warranty claims, insurance claim handling, and free drone inspections. Conveniently located across from the Metro ...

FCCI Insurance Group

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

Conduct field work such as meetings, inspections, damage assessments, and evidence documentation ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Lake Mary, FL · On-site +1

$91K - $140K/yr

Conduct field work such as meetings, inspections, damage assessments, and evidence documentation ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Sarasota, FL · On-site

$91K - $140K/yr

Conduct field work such as meetings, inspections, damage assessments, and evidence documentation ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

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All JobsInsurance Claim Inspector JobsInsurance Claim Inspector Jobs in Florida

Insurance Claim Inspector information

See Florida salary details

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$14

$17

How much do insurance claim inspector jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for insurance claim inspector in Florida is $14.89, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $16.54 per hour, depending on experience, location, and employer.

What are some common challenges Insurance Claim Inspectors face during field assessments, and how can they be addressed?

Insurance Claim Inspectors often encounter challenges such as coordinating site visits with clients, gathering accurate documentation under time constraints, and managing difficult conversations with policyholders who may be under stress. To address these challenges, inspectors rely on strong organizational skills, clear communication, and adherence to standardized assessment protocols. Building rapport with clients and maintaining professionalism helps facilitate smoother inspections and ensures all necessary information is collected efficiently.

What does an Insurance Claim Inspector do?

An Insurance Claim Inspector is responsible for investigating and evaluating insurance claims to determine the extent of the insurance company’s liability. They inspect damaged property, interview claimants and witnesses, review police or medical reports, and prepare detailed reports on their findings. Their goal is to ensure that claims are legitimate and that settlements are accurate and fair according to policy terms. They play a crucial role in preventing insurance fraud and maintaining trust between the insurer and policyholders.

How do I become an insurance claims investigator?

To become an insurance claims investigator, you typically need a high school diploma or equivalent, with some roles preferring or requiring a bachelor's degree in criminal justice, forensics, or a related field. Relevant experience in insurance, law enforcement, or investigations is valuable, and obtaining certifications such as the Certified Insurance Fraud Investigator (CIFI) can enhance job prospects. Strong analytical, communication, and interviewing skills are essential for success in this role.

Which claims adjusters make the most money?

Senior claims adjusters, especially those handling complex or high-value claims such as large property or commercial insurance, tend to earn the highest salaries in the field. Adjusters with specialized certifications, extensive experience, and strong negotiation skills typically earn more, often supplemented by bonuses or commissions.

How much does a claims adjuster make?

The average salary for a claims adjuster in Florida is approximately $60,000 to $70,000 per year, depending on experience, certifications, and the employer. Adjusters with specialized skills or advanced certifications can earn higher salaries, and the role often involves field inspections and claim evaluations.

What is the difference between Insurance Claim Inspector vs Insurance Adjuster?

AspectInsurance Claim InspectorInsurance Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AIC are beneficialRequires similar credentials; often holds adjuster licenses and certifications
Work EnvironmentField inspections at claim sites, offices, or homesFieldwork and office work, assessing damages and reviewing claims
Employer & IndustryInsurance companies, third-party inspection firmsInsurance companies, independent adjusting firms
Primary FocusInspecting property or vehicle damages to verify claimsEvaluating insurance claims to determine coverage and settlement

Both roles involve assessing damages and verifying claims, often requiring similar certifications. Insurance Claim Inspectors focus mainly on inspecting damages, while Insurance Adjusters evaluate entire claims for settlement. The roles are complementary within the insurance industry, with overlapping skills and work environments.

What are the key skills and qualifications needed to thrive as an Insurance Claim Inspector, and why are they important?

To thrive as an Insurance Claim Inspector, you need strong analytical skills, attention to detail, and a background in insurance, risk assessment, or a related field—often supported by relevant certifications or an associate’s degree. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and organizational skills help inspectors effectively interact with clients and resolve claims efficiently. These skills and qualities are crucial for ensuring accurate claim evaluations, minimizing fraud, and delivering fair outcomes for both insurers and policyholders.

What does an insurance claim investigator do?

An insurance claim investigator examines insurance claims to determine their validity and assess the extent of the insurer's liability. They review documents, interview claimants and witnesses, inspect property or damages, and use investigative techniques to detect fraud or discrepancies. Strong analytical skills and knowledge of insurance policies are essential for this role.
What are popular job titles related to Insurance Claim Inspector jobs in Florida? For Insurance Claim Inspector jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Insurance Claim Inspector jobs in Florida look for? The top searched job categories for Insurance Claim Inspector jobs in Florida are:
Insurance Claim Inspector jobs near you
Commercial Insurance Inspector - (Jacksonville / Yulee, FL.)

Commercial Insurance Inspector - (Jacksonville / Yulee, FL.)

EXL

Jacksonville, FL • On-site, Remote

$17.25 - $21.25/hr

Other

Posted 17 days ago

ExlService Holdings rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

58th of 427 rated business services

Job description

Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspections and risk control services to support our clients’ underwriting processes. EXL’s consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control


Job Description

EXL Risk Control is looking for self-directed independent contractors who possess excellent

communication skills, computer proficiency, and a commitment to meeting client quality and

timeliness standards. You will work from your own home or office, and service onsite

survey/inspection assignments in the Jacksonville / Yulee, FL area, and other locations within approximately 45 miles of Jacksonville and Yulee.


Responsibilities

You will be responsible for scheduling on-site surveys and providing risk control reports to

insurance industry clients. These reports contain information necessary to underwrite a

commercial insurance policy and may include recommendations to control and/or correct

potential loss producing conditions associated with that policy. You will be expected to

manage assignments you accept, successfully secure customer appointments within a

local territory and complete work assignments on time.


Our Risk Control Inspectors evaluate businesses behind the scenes to identify hazards and

improve safety, mitigating risks for our insurance company clients. The type of businesses

we survey are commercial operations, including retail, restaurants, hotels, apartments,

construction jobsites, churches, schools, etc. Most surveys are focused on assessing the

business for Property and General Liability coverage, but we also service other commercial

insurance lines of business including Workers Compensation, Auto/Fleet, Products Liability,

Inland Marine and Builders Risk.


Qualifications

Preferred experience in commercial insurance, real estate, inspection, construction, claim,

loss control, underwriting, and/or fire and safety experience is a plus, but all interested

candidates are encouraged to submit their qualifications. In lieu of experience, we can refer

you to a 15-hour online certification option to qualify you. Fees are negotiable depending on

experience and the unique aspects of selected jobs.

Tools or Items You Must Provide:

  • Digital camera or tablet
  • Computer
  • Printer
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance


All interested candidates are encouraged to apply.

Apply