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Insurance Agent Base Pay Jobs in Kentucky (NOW HIRING)

GEICO Lexington

Insurance Sales Agent

Lexington, KY · On-site

$45K - $100K/yr

Bonuses - We do regularly have daily, weekly, per pay period, monthly and annual challenges that ... Benefits Annual Base Salary + Commission + Bonus Opportunities Paid Time Off (PTO) Flexible ...

Unifi

Cargo Agent - CVG

Hebron, KY · On-site

$16.50 - $20.75/hr

General information Job Title Cargo Agent - CVG Date Thursday, July 23, 2026 Entity Unifi Aviation, LLC State Kentucky City Hebron Base Pay Rate: $ 20.00 Full/Part Time Full Time Exempt or Non-Exempt ...

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Insurance Agent Base Pay information

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What are popular job titles related to Insurance Agent Base Pay jobs in Kentucky? For Insurance Agent Base Pay jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Insurance Agent Base Pay jobs in Kentucky look for? The top searched job categories for Insurance Agent Base Pay jobs in Kentucky are:
What cities in Kentucky are hiring for Insurance Agent Base Pay jobs? Cities in Kentucky with the most Insurance Agent Base Pay job openings:
Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 24% Part Time, and 6% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Professional Liability Insurance Agent

AMBA

Lexington, KY • Remote

$55K/yr

Full-time

Re-posted 10 hours ago

Job description

Inside Sales Insurance Specialist (P&C | Professional Liability & Cyber)
Remote | Full-Time
About the Role
We're hiring an Inside Sales Insurance Specialist to support a 50/50 mix of inbound and outbound sales activity, focused on Professional Liability and Cyber Security insurance solutions.
You'll work with inbound calls and digital leads while making outbound follow-up calls to close business and cross-sell appropriate Property & Casualty products.
Your Day-to-Day
  • Handle inbound calls and web-generated leads
  • Make outbound follow-up calls to close sales
  • Consult with clients on Professional Liability and Cyber Security coverage
  • Pre-qualify prospects and ask underwriting questions
  • Cross-sell additional Property & Casualty products
  • Overcome objections and guide clients through the buying process
  • Document all activity in internal systems
  • Ensure compliance with carrier, state, and company guidelines
What We're Looking For
  • Active Property & Casualty license (required)
  • Prior inside sales, call center, or insurance sales experience
  • Comfort with both inbound and outbound phone-based sales
  • Strong communication, organization, and time-management skills
  • Performance-driven and comfortable working toward goals
  • Ability to navigate multiple systems independently
Schedule
  • Monday-Friday | 8-hour shifts |No nights or weekends
Compensation & Benefits
  • Hourly base pay plusmonthly performance bonuses
  • Target first-year earnings of ~$55,000 for average performers
  • Full benefits package available after the eligibility period
AMBA is proud to be an Equal Opportunity Employer.
Employment Type: Full-Time

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