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Insurance Advocate Jobs (NOW HIRING)

Student Insurance Advocate This position is Onsite. Our office is located at Miami University (OH) Clinical Health Sciences & Wellness Facility Health Services, 421 S. Campus Ave, Oxford, OH 45056.

Student Insurance Advocate This position is Onsite. Our office is located at Miami University (OH) Clinical Health Sciences & Wellness Facility Health Services, 421 S. Campus Ave, Oxford, OH 45056.

Insurance Advocacy Specialist Dallas, Texas Take Command is a start-up on a mission to improve the healthcare system, starting with health insurance. Pragmatically speaking, we help employers ...

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Insurance Advocate information

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How much do insurance advocate jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for insurance advocate in the United States is $21.66, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $25.72 per hour, depending on experience, location, and employer.

What is an insurance advocate?

Insurance Advocates are professionals who help individuals or organizations navigate the complexities of insurance policies and claims. They act as intermediaries between policyholders and insurance companies, ensuring that clients understand their coverage, rights, and options. Insurance Advocates assist with filing claims, disputing denials, and negotiating settlements, all while aiming to secure the best possible outcome for their clients. Their expertise can be especially valuable in complicated or contested insurance cases.

What are the key skills and qualifications needed to thrive as an insurance advocate?

To thrive as an Insurance Advocate, you need a solid understanding of insurance policies, claims processes, and relevant regulations, often supported by a degree in business, finance, or a related field. Familiarity with insurance management systems, claims processing software, and industry certifications like a state insurance license are typically required. Exceptional negotiation, problem-solving, and interpersonal communication skills help build trust and effectively resolve client issues. These abilities are crucial for ensuring clients receive fair treatment and the best possible outcomes in complex insurance matters.

How does an insurance advocate typically collaborate with clients and insurance companies to resolve claims issues?

An Insurance Advocate acts as an intermediary between clients and insurance providers, working closely with both parties to ensure claims are processed fairly and efficiently. They gather necessary documentation from clients, communicate with adjusters, and advocate for the client's best interests throughout the claims process. This role often involves negotiating settlements, explaining policy details, and addressing any misunderstandings that may arise. Building strong relationships and maintaining clear communication are key to successfully resolving claims issues in this position.

What is the difference between Insurance Advocate vs Insurance Agent?

AspectInsurance AdvocateInsurance Agent
CredentialsMay require licensing depending on state; focuses on advocacy and claims supportLicensed to sell insurance policies; required licensing varies by state
Work EnvironmentTypically works for clients or advocacy organizations, assisting with claims and policy issuesWorks for insurance companies or independently selling policies to clients
Industry UsageUsed in contexts emphasizing claims support and policy advocacyCommonly used in sales and distribution of insurance products

Insurance Advocates primarily assist clients with claims and policy issues, often working in advocacy roles, while Insurance Agents focus on selling insurance policies and providing coverage options. Both roles require licensing but serve different functions within the insurance industry.

Do I need a degree to be an insurance advocate?

A degree is not typically required to become an insurance advocate, but relevant education such as a high school diploma or equivalent is necessary. Strong communication skills, knowledge of insurance policies, and industry certifications can enhance job prospects. Employers may prefer candidates with experience in customer service or insurance-related training.

What do insurance advocates do?

Insurance advocates assist clients in understanding and obtaining insurance policies, advocating for their needs during the application and claims process. They review policy options, explain coverage details, and help resolve disputes or issues with insurance providers, often requiring strong communication and knowledge of insurance regulations.
More about Insurance Advocate jobs

What states have the most Insurance Advocate jobs?

States with the most job openings for Insurance Advocate jobs include:

What are popular job titles related to Insurance Advocate jobs?

For Insurance Advocate jobs, the most frequently searched job titles are:

Infographic showing various Insurance Advocate job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $45,058 per year, or $21.7 per hour.

Student Insurance Advocate

Oxford, OH • On-site

UnitedHealth Group
Insurance Services • 10K+ employees

Full-time

Medical, Retirement

Posted 29 days ago


UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 146 frontline employees who took The Breakroom Quiz


Job description

This position is Onsite. Our office is located at Miami University (OH) Clinical Health Sciences & Wellness Facility Health Services, 421 S. Campus Ave, Oxford, OH 45056.

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together

The Student Insurance Advocate oversees and provides administrative leadership for the student health insurance plan (SHIP) offered to Miami University students through United Health Care Student Resources (UHCSR). This position is responsible for the operations related to the Miami University SHIP and will be a key member of a multi-disciplinary team committed to the holistic well-being of all Miami students. The Advocate serves as the key contact, liaison, factfinder, problem-solver, and advocate for students insured by UHCSR should issues or needs arise pertaining to the SHIP.

The Advocate also coordinates ongoing communication efforts between university administration, UHCSR, students, and other key constituents (i.e., parents).

The ideal candidate should be a self-motivated, strategic, and socially skilled catalyst for creating a healthier and more informed student body by leading awareness-building initiatives regarding health insurance and providing personalized support to students seeking direction regarding Miami's SHIP.

This position is on-site full-time (40 hours/week) Monday - Friday. Employees are required to have flexibility to work any of our 8-hour shift schedules during our normal business hours of 8:00 am - 5:00 pm. It may be necessary, given the business need, to work occasional overtime.

We offer on-the-job training. The hours during training will be 8:00 am - 5:00 pm, Monday - Friday.

Primary Responsibilities:

Program Administration

  • Collaborates with key university departments (Registrar, Bursar, IT Services, University Communications and Marketing, Health Services. Student Life, etc.) to ensure processes pertaining to the SHIP are as smooth and seamless as possible throughout the insurance plan year.
  • Regularly assesses and facilitates the implementation of the annual online student enrollment and waiver process.
  • Maintains the UHCSR Waiver Administration Tool, which tracks students' annual enrollment and waivers into/out of the Miami SHIP.
  • Demonstrate expertise in all phases of claims processing, including enrollment management, the appeal process, the predetermination process, and contract interpretation of plan benefits and policy provisions.
  • Maintain accurate records of students enrolled in the SHIP, including their coverage details and relevant documentation, while ensuring confidentiality and security of sensitive health information.

Communication and Education

  • Interface regularly, proactively, and effectively with all Miami University constituents (undergraduate and graduate students, domestic and international students, Oxford and Regional students, parents, university administrators, and key campus partners) while clearly presenting the UHCSR Insurance plan benefits.
  • Develop and offer meaningful educational programs to students regarding health insurance, including the current plan design, policies, and procedures.
  • Coordinate and attend on-campus service-related functions as it relates to the SHIP, including meetings/committees, New Student Orientations, Health Fairs, and In-Service Information Sessions, etc.
  • Develop and distribute effective and ongoing communications to SHIP members and key constituents (i.e., dependents, parents, etc.)

Customer Service

  • Provide exceptional customer service to all internal and external stakeholders.
  • Demonstrate a responsive, friendly, and solution-oriented nature when interacting with all constituents pertaining to the SHIP.
  • Assist in the resolution of any issues pertaining to billing, claims, etc.
  • Oversee the enrollment/waiver process, including anticipating needs and potential obstacles to the process and researching eligibility issues.

Strategic Planning

  • Proactively create and offer ideas, programs, and collaborative initiatives to enhance students' education and understanding of the SHIP.
  • Offer innovative ideas and solutions to enhance existing approaches to SHIP to improve the experience of all SHIP users.
  • Leverage enterprise-approved AI tools to enhance productivity and innovation by streamlining workflows and automating repetitive tasks. Evaluate emerging trends to drive continuous improvement and strategic innovation.
  • Other duties as assigned by UHCSR or Miami University to support the SHIP.

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • High School Diploma / GED OR equivalent work experience
  • Must be 18 years of age OR older
  • 3+ years of experience administering health insurance programs, employee/student benefits, healthcare operations, higher education administration, or a related field
  • Experience with coordinating projects, timelines, and stakeholders to achieve successful outcomes
  • Experience conducting presentations, workshops, and educational sessions for diverse audiences
  • Knowledge of health insurance plan design, enrollment processes, claims administration, appeals, eligibility verification, or benefits interpretation
  • Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint and Outlook
  • Must reside within 25 miles to the office location at 421 S. Campus Ave, Oxford, OH 45056
  • Ability to work on-site full-time (40 hours/week) Monday - Friday. Employees are required to have flexibility to work any of our 8-hour shift schedules during our normal business hours of 8:00 am - 5:00 pm. It may be necessary, given the business need, to work occasional overtime

Preferred Qualifications:

  • Lean / Six Sigma certified
  • Experience working with Student Health Insurance Plans (SHIP) or health insurance programs in a university setting

Soft Skills:

  • Strong public speaking and presentation skills, delivering clear, concise, engaging, and energetic presentations to audiences of varying sizes.
  • Professional appearance and demeanor, with adherence to business casual and business professional dress standards as appropriate.
  • Anticipating, planning, organizing, and coordinating initiatives independently and through cross-functional collaboration.
  • Exceptional attention to detail combined with strong written and verbal communication skills in both individual and group settings.
  • Success working in an educational environment that values excellence, integrity, and efficiency, while maintaining a positive attitude, adaptability, and enthusiasm for supporting students and stakeholders.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

   

   

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

   

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

   

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