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Insurance Adjuster Inspector Jobs in Rochester, NY

NYCM Insurance

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Property Adjuster

Rochester, NY · On-site

$62.35K - $87.95K/yr

The Property Adjuster will inspect and investigate first and third-party claims to determine the ... Basic understanding of insurance, accounting, etc. * Problem-solving and decision-making abilities.

Progressive

Auto Damage Claims Adjuster

Rochester, NY · On-site

$67K - $81.20K/yr

Complete vehicle inspections, write estimates, determine total loss evaluations, and set clear ... Valid driver's license, auto insurance, and compliance with Progressive's driving standards and/or ...

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Insurance Adjuster Inspector information

What are the key skills and qualifications needed to thrive as an Insurance Adjuster Inspector, and why are they important?

To thrive as an Insurance Adjuster Inspector, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by relevant licenses or certifications. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and customer service skills help in effectively managing claims and interacting with policyholders. These skills ensure accurate claims assessments, efficient resolution, and customer satisfaction in a competitive insurance market.

What are some common challenges faced by Insurance Adjuster Inspectors when assessing property damage claims?

Insurance Adjuster Inspectors often encounter challenges such as evaluating damages that may not be immediately visible, dealing with incomplete or conflicting information from policyholders, and working under tight deadlines especially after large-scale events like storms. Balancing the need for accurate, thorough inspections with efficiency is key, as is maintaining clear communication with clients and contractors. Additionally, navigating disputes over claim settlements and staying current with evolving industry regulations can require strong problem-solving and negotiation skills.

What are Insurance Adjuster Inspectors?

Insurance Adjuster Inspectors are professionals who investigate insurance claims by inspecting property, vehicles, or other insured items to determine the extent of damage or loss. They gather evidence, interview claimants and witnesses, review policy information, and prepare detailed reports to help insurance companies determine claim settlements. These inspectors play a critical role in ensuring that claims are processed fairly and accurately. Their work often involves on-site visits, documentation, and sometimes negotiating settlements with policyholders.

How do you become an insurance inspector?

To become an insurance inspector, you typically need a high school diploma or equivalent, along with knowledge of insurance policies and inspection procedures. Many employers prefer candidates with experience in property or claims adjusting, and some roles require relevant certifications or licenses. Strong attention to detail and good communication skills are also important for success in this field.

What is the difference between Insurance Adjuster Inspector vs Insurance Claims Examiner?

AspectInsurance Adjuster InspectorInsurance Claims Examiner
Required CredentialsState licensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, claims review
Employer & Industry UsageInsurance companies, independent adjustersInsurance carriers, claims departments
Common Search/ComparisonYesNo

Insurance Adjuster Inspectors primarily evaluate property damage on-site, requiring fieldwork and certifications. Insurance Claims Examiners review claims in an office setting, focusing on documentation and policy analysis. While both roles are integral to the insurance industry, they differ in work environment and responsibilities, making the comparison relevant for those exploring insurance careers.

What are popular job titles related to Insurance Adjuster Inspector jobs in Rochester, NY? For Insurance Adjuster Inspector jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Insurance Adjuster Inspector jobs in Rochester, NY look for? The top searched job categories for Insurance Adjuster Inspector jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Insurance Adjuster Inspector jobs? Cities near Rochester, NY with the most Insurance Adjuster Inspector job openings:
Insurance Adjuster Inspector jobs near you

Property Adjuster

NYCM Insurance

Rochester, NY • On-site

$62.35K - $87.95K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

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NYCM Insurance rating

7.9

Company rating: 7.9 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

155th of 258 rated insurance

Job description

This position will fulfill an Adjuster role in or around the counties of Monroe, Orleans, Genesee, Livingston, Steuben, Allegany and surrounding areas. The Property Adjuster will inspect and investigate first and third-party claims to determine the circumstances of the claim. Evaluating the claim for appropriate coverage under the policy. They negotiate settlements within the proper authority levels. Generating reports that clearly document the investigation, evaluation and negotiation phases of the claim adjustment process.

Duties & Responsibilities:

  • Establish and maintain appropriate and timely file reserves.
  • Establish and maintain appropriate and timely diary system for assigned case load.
  • Ensure adherence to all pertinent Regulation 64 rules and other claim handling laws and regulations.
  • Make contacts and schedule inspections.
  • Construct, track, and accurately report monthly mileage and expense reports.
  • Document all phase of the claims’ adjustment process.
  • Inspect, analyze, and investigate 1st and 3rd party claims to real property, including the following:
    • Regularly lift, walk, climb, stand, push, pull, stoop, kneel, crouch and reach, climb ladders or crawl into tight spaces.
    • Regularly sit, talk, hear and use hands and fingers to operate a computer, telephone and assigned work equipment. Regularly drive a car and sit at a computer for extended periods of time.
    • Climb ladders, navigate uneven or broken ground, accessing cellars, attics and entering structures and work in confined space.
    • Carry objects up to 50 lbs.
  • Take pictures of damages.
  • Negotiate settlement within authority levels.
  • Write estimates of cost to repair.
  • Effectively and efficiently manage loss adjustment expenses.
  • Provide efficient, prompt, courteous service and communication to internal business partners and external customers regarding investigation and resolution of property/commercial claims
  • Identifies and resolves problems in a timely manner; focuses on solving conflict.
  • Additional duties as assigned.

Requirements:

  • High School Diploma
  • Valid NYS Driver's License
  • Qualified to take NYS General Adjusters License examination and obtain a passing result on the examination.

Skills & Qualifications:

  • Good reading, writing, documentation, mathematical skills.
  • Working knowledge of Microsoft Word and Excel, other software and similar tools.
  • Basic understanding of insurance, accounting, etc.
  • Problem-solving and decision-making abilities.
  • Good listening, communication and presentation skills.
  • Excellent time management skills.
  • Basic understanding of the construction trades.
  • Basic understanding of mechanical tools and electronic equipment used to investigate property damages.
  • Aptitude to grasp new concepts and processes.
  • Ability to maintain strict confidentiality.
  • Ability to interact in a professional manner and maintain composure in stressful situations.
  • Ability to read and interpret entry level technical information including engineer’s reports, contractor’s estimates, remediation reports and policies to determine applicable coverage.
  • Demonstrates accuracy and thoroughness.

Market Range: 8E / 40 hours per week / Hybrid- On the road

Salary: $62,353.20 - $87,954

Company vehicle and all equipment (laptop, phone, Printer etc.) is provided.

Accepting applications through: 6/4/26