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Independent Insurance Broker Jobs in Colorado (NOW HIRING)

Burns & Wilcox

Commercial Lines Underwriter

Centennial, CO · On-site

$85K - $120K/yr

Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents ...

Flood and Peterson Insurance

Sales Manager

Englewood, CO · Remote

$150K - $160K/yr

As one of the leading independent insurance brokers in the region, Flood and Peterson has built a reputation for excellence and innovation in risk management solutions. Our commitment to client ...

Flood and Peterson Insurance

Sales Manager

Englewood, CO · Remote

$150K - $160K/yr

As one of the leading independent insurance brokers in the region, Flood and Peterson has built a reputation for excellence and innovation in risk management solutions. Our commitment to client ...

MTN WST

Commercial Lines Account Manager

Alamosa, CO · On-site

$25 - $32/hr

... independent insurance agency partnered with a nationally ranked top 15 insurance brokerage holding company. Founded in 1998 Mountain West has over 200 employees and over 20 office locations across ...

MGT Insurance

Relationship Manager

Denver, CO · On-site

$90K - $130K/yr

Position Overview Working alongside the Territory Manager/Marketing Manager, the Relationship Manager will foster growing partnerships with independent agents and broker partners across MGT Insurance ...

KSL Capital Partners

Head of Insurance

Denver, CO · On-site

Ability to work independently in a fast-paced workplace * Ability to develop strong relationships with external parties (e.g. brokers / insurers / portfolio companies) * Strong communication and ...

KSL Capital Partners

Head of Insurance

Denver, CO · On-site

Ability to work independently in a fast-paced workplace * Ability to develop strong relationships with external parties (e.g. brokers / insurers / portfolio companies) * Strong communication and ...

NAPAA

Insurance Sales Agent

Lafayette, CO · On-site

$35K - $45K/yr

Brokers, Underwriters, Claims Representatives, Adjusters, Actuaries, etc. No matter the name, what ... This agency is independently owned and operated. Your application will go directly to the agency ...

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Showing results 21-40

All JobsIndependent Insurance Broker JobsIndependent Insurance Broker Jobs in Colorado

Independent Insurance Broker information

See Colorado salary details

$41K

$91.7K

$125.1K

How much do independent insurance broker jobs pay per year?

As of Sep 4, 2026, the average yearly pay for independent insurance broker in Colorado is $91,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,900.00 and $105,200.00 per year, depending on experience, location, and employer.

What is an independent insurance broker?

Independent insurance brokers are professionals who help clients find and purchase insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess the specific insurance needs of individuals or businesses and compare different policies to find the most suitable coverage. Because they work independently, they can offer unbiased advice and access to a wider range of products, often resulting in better value for the client. Their services typically include consultation, policy selection, claims assistance, and ongoing support.

What are the key skills and qualifications needed to thrive as an independent insurance broker?

To thrive as an Independent Insurance Broker, you need a solid understanding of insurance products, risk assessment, sales techniques, and typically a state insurance license. Proficiency with customer relationship management (CRM) software, quoting platforms, and knowledge of industry regulations is essential. Strong interpersonal skills, negotiation, and self-motivation help brokers build trust and grow their client base. These skills and qualities ensure brokers can effectively match clients to the right coverage, maintain compliance, and achieve business success in a competitive market.

How do independent insurance brokers typically build and maintain a client base?

Independent Insurance Brokers often build their client base through a combination of networking, referrals, and targeted marketing efforts. Establishing trust and strong relationships is key, as brokers serve as advisors who match clients with the best insurance products from multiple carriers. Maintaining a client base requires regular follow-up, excellent customer service, and staying informed about policy changes or new offerings. Many brokers also leverage technology and customer relationship management (CRM) tools to efficiently track leads, renewals, and client communications.

What is the difference between Independent Insurance Broker vs Insurance Agent?

AspectIndependent Insurance BrokerInsurance Agent
CredentialsLicensing varies by state; typically requires state insurance licenseSame licensing requirements as brokers
Work EnvironmentOperates independently or with multiple insurersUsually affiliated with a specific insurance company or agency
Employer & Industry UsageWorks independently or for brokerage firms, representing multiple insurersEmployed by or contracted with a single insurance company or agency

While both roles require licensing and involve selling insurance policies, Independent Insurance Brokers work independently or with multiple insurers, offering clients a variety of options. Insurance Agents typically represent a single insurer or agency, focusing on selling that company's products. The choice depends on whether you prefer a broader range of options or a dedicated focus on one insurer.

How do I become an independent insurance broker?

To become an independent insurance broker, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, building client relationships, and maintaining continuing education are essential for success in this role.

How does an independent insurance broker make money?

An independent insurance broker makes money primarily through commissions paid by insurance companies when they sell policies to clients. They may also earn fees for additional services or consulting, but commissions are the main source of income. Brokers often need licensing and industry knowledge to effectively advise clients and earn commissions.

How much does an independent insurance broker make?

An independent insurance broker's income varies based on commissions, experience, and client base, but the median annual salary typically ranges from $50,000 to $70,000. Successful brokers with a strong network and sales skills can earn significantly more through commissions and bonuses.

What are popular job titles related to Independent Insurance Broker jobs in Colorado?

For Independent Insurance Broker jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Broker jobs in Colorado look for?

The top searched job categories for Independent Insurance Broker jobs in Colorado are:

Independent Insurance Broker jobs near you
Infographic showing various Independent Insurance Broker job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $91,717 per year, or $44.1 per hour.

Commercial Lines Underwriter

H.W. Kaufman Group

Centennial, CO • Hybrid

$85K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago

Key responsibilities

  • Build, maintain, and grow a book of business

  • Manage agency relationships and serve as lead client contact

  • Rate, quote, and bind risks to determine acceptability, coverage, and pricing

Job description


When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while growing a book of business. We have an office in Denver and are a hybrid work environment. Interested? Join our team! 

 

Responsibilities:

  • Build, maintain, and grow a book of business
  • Manage agency relationships and serve as lead client contact
  • Create and execute marketing plan to increase new and renewal business
  • Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business
  • Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management  
  • Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio
  • Lead, train, and develop Assistant and Associate Underwriters

  • Bachelor’s degree or equivalent combination of education and experience  
  • Minimum 3 years of commercial lines underwriting experience required; excess & surplus experience preferred
  • Demonstrated proficiency in sales and marketing
  • Proven organization skills and ability with a strong attention to detail
  • Interest in continued education and professional development 
  • Insurance license, CPCU, CIC or comparable designations preferred

Compensation Package

  • Competitive compensation with an incentive bonus plan. Base salary range $85,000-$120,000 + bonus plan.         
  • Employer paid continuing education courses and designations via access to Kaufman Institute.
  • Health and welfare benefits including medical, vision and dental
  • 401K with employer match
  • Paid vacation, sick time, and holidays
  • Access to Kaufman Wellness Program 

Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America’s leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.

Equal Opportunity Employer 
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. 
 
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business. 

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