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Independent Insurance Broker Jobs in Colorado (NOW HIRING)

Aon Corporation

Broker III - Life Sciences

Denver, CO · On-site

$173K - $225K/yr

Develop productive business relationships with key insurance underwriters and Aon local office ... Ability to independently manage a dynamic book of clients * Successfully operates in a fast-paced ...

Burns & Wilcox

Commercial Lines Underwriter

Centennial, CO · On-site

$85K - $120K/yr

Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents ...

Burns & Wilcox

Associate Underwriter

Centennial, CO · On-site

$60K - $80K/yr

Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents ...

H.W. Kaufman Group

Associate Underwriter

Centennial, CO

$60K - $80K/yr

Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents ...

Flood and Peterson Insurance

Sales Manager

Englewood, CO · Remote

$150K - $160K/yr

As one of the leading independent insurance brokers in the region, Flood and Peterson has built a reputation for excellence and innovation in risk management solutions. Our commitment to client ...

Flood and Peterson Insurance

Sales Manager

Englewood, CO · Remote

$150K - $160K/yr

As one of the leading independent insurance brokers in the region, Flood and Peterson has built a reputation for excellence and innovation in risk management solutions. Our commitment to client ...

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All JobsIndependent Insurance Broker JobsIndependent Insurance Broker Jobs in Colorado

Independent Insurance Broker information

See Colorado salary details

$41K

$91.7K

$125.1K

How much do independent insurance broker jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent insurance broker in Colorado is $91,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,900.00 and $105,200.00 per year, depending on experience, location, and employer.

How do I become an independent insurance broker?

To become an independent insurance broker, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, building industry experience, and establishing relationships with multiple insurance carriers are important steps in starting an independent brokerage.

How do independent insurance brokers typically build and maintain a client base?

Independent Insurance Brokers often build their client base through a combination of networking, referrals, and targeted marketing efforts. Establishing trust and strong relationships is key, as brokers serve as advisors who match clients with the best insurance products from multiple carriers. Maintaining a client base requires regular follow-up, excellent customer service, and staying informed about policy changes or new offerings. Many brokers also leverage technology and customer relationship management (CRM) tools to efficiently track leads, renewals, and client communications.

What is an independent insurance broker?

Independent insurance brokers are professionals who help clients find and purchase insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess the specific insurance needs of individuals or businesses and compare different policies to find the most suitable coverage. Because they work independently, they can offer unbiased advice and access to a wider range of products, often resulting in better value for the client. Their services typically include consultation, policy selection, claims assistance, and ongoing support.

How much do independent insurance brokers make?

Independent insurance brokers typically earn between $40,000 and $100,000 annually, with income largely based on commissions from policies sold. Earnings can vary depending on experience, client base, and the types of insurance products offered, and many brokers work on a commission-only or commission-plus-fee basis.

How does an independent insurance broker make money?

An independent insurance broker makes money primarily through commissions paid by insurance companies when they sell policies to clients. They may also earn fees for consulting services or policy reviews, and their income depends on the volume and types of policies they place. Brokers often need licensing and industry knowledge to effectively advise clients and secure commissions.

What is the difference between Independent Insurance Broker vs Insurance Agent?

AspectIndependent Insurance BrokerInsurance Agent
CredentialsLicensing varies by state; typically requires state insurance licenseSame licensing requirements as brokers
Work EnvironmentOperates independently or with multiple insurersUsually affiliated with a specific insurance company or agency
Employer & Industry UsageWorks independently or for brokerage firms, representing multiple insurersEmployed by or contracted with a single insurance company or agency

While both roles require licensing and involve selling insurance policies, Independent Insurance Brokers work independently or with multiple insurers, offering clients a variety of options. Insurance Agents typically represent a single insurer or agency, focusing on selling that company's products. The choice depends on whether you prefer a broader range of options or a dedicated focus on one insurer.

What are the key skills and qualifications needed to thrive as an independent insurance broker?

To thrive as an Independent Insurance Broker, you need a solid understanding of insurance products, risk assessment, sales techniques, and typically a state insurance license. Proficiency with customer relationship management (CRM) software, quoting platforms, and knowledge of industry regulations is essential. Strong interpersonal skills, negotiation, and self-motivation help brokers build trust and grow their client base. These skills and qualities ensure brokers can effectively match clients to the right coverage, maintain compliance, and achieve business success in a competitive market.

What are popular job titles related to Independent Insurance Broker jobs in Colorado?

For Independent Insurance Broker jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Broker jobs in Colorado look for?

The top searched job categories for Independent Insurance Broker jobs in Colorado are:

Independent Insurance Broker jobs near you
Infographic showing various Independent Insurance Broker job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $91,717 per year, or $44.1 per hour.

Commercial Insurance Account Manager

Moody Insurance Agency

Denver, CO • On-site

$65K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Join Our Team!

We’re looking for an Account Manager to provide outstanding customer service and support to Small Business accounts. The ideal candidate builds strong relationships with customer and carrier partners and is accustomed to managing the renewal and new business marketing process for assigned accounts.

What You’ll Do:

  • Build strong relationships with customer and carrier partners as you manage and oversee the small business renewal and new business processes.
  • You will provide outstanding service and support to assigned accounts.
  • Your attention to detail and analytic capabilities ensure that the renewal and new business information is analyzed, compiled and submitted to carriers that are best aligned with the customer.
  • You bring a high degree of organizational and service capabilities and are motivated to build and retain an expanding book of business.

What We’re Looking For:

  • Minimum of 3-5 years Commercial Lines insurance experience to include managing and retaining $3M or more in premium volume. Experience in small business account management including processing renewals and new business is required.
  • An individual who can work independently and is self-motivated.
  • Must possess a valid Colorado Property and Casualty License
  • Proficient computer skills including working knowledge of Microsoft Office products and Agency Management System software (AMS360 or similar).
  • Strong consulting, customer service and relationship building skills with internal and external customers.
  • Solid organizational and detailed skills with the ability to manage multiple priorities within strict time constraints.

Why You’ll Love Working Here:

  • Positive, collaborative work environment
  • Opportunities for professional growth and development
  • Competitive benefits and a chance to make a real impact

Company Description

Founded in 1972, Moody Insurance Agency, Inc. is a family-owned and operated independent insurance brokerage headquartered in Denver, Colorado. For more than 50 years, we have provided comprehensive Commercial Lines, Personal Lines, Employee Benefits, and Surety solutions to businesses and individuals across the country. With approximately 140 employees and $37 million in annual revenue, Moody Insurance has earned a reputation for exceptional client service, industry expertise, and long-term relationships. We are recognized as the 5th largest insurance broker in Colorado by the Denver Business Journal and ranked #87 on Insurance Journal’s Top 100 Property/Casualty Agencies in the United States.
We are also proud to be Great Place to Work® CertifiedTM, reflecting our commitment to fostering a collaborative, supportive, and rewarding workplace culture. As a family-owned organization, we value integrity, teamwork, innovation, and putting people first, both our clients and our employees.