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Independent Insurance Agent Jobs in Calgary, AB (NOW HIRING)

Independently perform various administrative activities in accordance with established policies ... Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and ...

Independent Insurance Agent information

See Calgary, AB salary details

$15K

$87.4K

$169K

How much do independent insurance agent jobs pay per year?

As of Aug 27, 2026, the average yearly pay for independent insurance agent in Calgary, AB is $87,391.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income, often based on commissions from policies sold, with top performers earning six-figure incomes. Income depends on factors such as experience, sales skills, client base, and the types of insurance products offered. Many agents also need strong networking and marketing skills to succeed in this role.

Is being an independent insurance agent hard?

Being an independent insurance agent can be challenging as it requires building a client base, understanding multiple insurance products, and managing self-employment responsibilities. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, which can involve ongoing education and certification. The job typically offers flexible hours but also demands self-motivation and resilience.

Why do most independent insurance agents quit?

Many independent insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. The job requires strong sales skills, self-motivation, and ongoing licensing and training, which can be demanding over time.

What cities near Calgary, AB are hiring for Independent Insurance Agent jobs?

Cities near Calgary, AB with the most Independent Insurance Agent job openings:

Infographic showing various Independent Insurance Agent job openings in Calgary, AB as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $87,391 per year, or $42 per hour.

CA$60K - CA$80K/yr

Full-time, Contractor

PTO

Re-posted 26 days ago


Job description

Insurance Sales Representative - Desjardins Agent Team Member

Location: Calgary, Alberta
Type: Full Time, Permanent

Career Position Overview:

Seeking a successful Licensed Insurance Team member with experience selling to the consumer insurance market. This TM is successful due to their passion, enthusiasm and convincing skills that result in closing the sale and excellent customer.  This FT position focuses on sales and service of Auto, Home & Business Insurance to existing and new customers. Existing clients call to add or replace autos and homes. We receive many referrals from clients and Google Ads and you will receive warm leads for commercial insurance. You will be trained and work in a supportive and successful team environment and successful sales process.  We offer an opportunity to develop, learn, grow, get to know and protect our clients.

  • We offer competitive base salary compensation, paid vacation, excellent commissions and annual Bonus. The range of annual compensation is $60,000-$80,000

Duties:

  • Sell and service Auto, Home, Tenant, Business Insurance etc to new and existing
  • Pivot existing clients to personal insurance protection such as Life, & Critical Illness by scheduling appointments for Life licensed TM’s
  • Provide prompt, accurate, and friendly customer service. Service can include responding to inquiries regarding insurance availability, eligibility, coverages, policy changes.

Requirements:

  • Must be fully licensed with Level 1 License prior to start date
  • Successful track record of meeting sales goals/quotas to consumers
  • Excellent interpersonal & organizational skills with attention to detail
  • Good credit with no outstanding collections
  • Excellent communication skills - written, verbal, and listening
  • Experience and Dedication to customer service
  • Ability to multi-task
  • Job Type: Full-time from Office near Chinook Mall
  • Monday-Friday 9:30am-6:00pm. Closed all Stat holidays

These positions are with an independent contractor agent that is part of the Desjardins exclusive agent network, not with Desjardins Group or its subsidiaries. This agents’ employees are not employees of Desjardins. Independent contractor agents are responsible for and make all employment decisions regarding their employees.