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Independent Contractor Secured Mortgage Processing Jobs in Raleigh, NC

First Flight Federal Credit Union

Loan Processor

Cary, NC · On-site

$19 - $25.50/hr

Processing residential mortgage applications and following up with members for required ... Ability to work independently while collaborating effectively with teammates and business partners.

AMG Financial Services

Be Seen First

Financial Services Representative

Raleigh, NC · Remote

$45K - $100K/yr

This is a 100% commission-only, Independent Contractor (1099) opportunity designed for ambitious ... Mortgage Protection, Final Expense, Retirement Planning, Indexed Universal Life (IUL), Estate ...

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Raleigh, NC · Remote

$70K - $300K/yr

  • PTO

Submit complete and accurate loan files to processing * Attend weekly loan and product training ... Ability to work independently in a remote environment Preferred Qualifications * Bilingual (Spanish ...

Carolinasleague

VP Mortgage Operations

Raleigh, NC · On-site

$180 - $240/hr

... processes, ensuring alignment with organizational goals. * (20%) Drive strategic oversight of ... Contractor Minority/Female/Disability/Veterans South Carolina 508 Hampton Street Suite 300 Columbia ...

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All JobsIndependent Contractor Secured Mortgage Processing JobsIndependent Contractor Secured Mortgage Processing Jobs in Raleigh, NC

Independent Contractor Secured Mortgage Processing information

See Raleigh, NC salary details

$43.3K

$87.5K

$141.4K

How much do independent contractor secured mortgage processing jobs pay per year?

As of Aug 18, 2026, the average yearly pay for independent contractor secured mortgage processing in Raleigh, NC is $87,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $121,500.00 per year, depending on experience, location, and employer.

What is an independent contractor secured mortgage processor?

An Independent Contractor Secured Mortgage Processor is a professional who works on a contract basis to handle the paperwork, verification, and coordination involved in processing mortgage loans that are backed by collateral, typically real estate. Unlike full-time employees, independent contractors work for multiple clients or lenders and manage their own schedules. Their responsibilities include gathering and reviewing loan documents, communicating with borrowers and lenders, ensuring compliance with relevant regulations, and preparing files for underwriting and closing. This role is crucial in helping borrowers secure home loans efficiently while maintaining legal and financial accuracy.

What are the key skills and qualifications needed to thrive as an independent contractor secured mortgage processor?

To thrive as an Independent Contractor Secured Mortgage Processor, you need a solid understanding of mortgage processing, loan documentation, and compliance regulations, often supported by prior experience in mortgage or real estate finance. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as Certified Mortgage Processor (NAMP) is typically beneficial. Exceptional organizational skills, attention to detail, and strong communication abilities help you manage multiple files and coordinate with lenders, clients, and underwriters. These skills are crucial for ensuring accurate, timely, and compliant loan processing, which helps maintain client trust and successful closings.

What are some common challenges faced by independent contractors in secured mortgage processing, and how can they be managed?

Independent contractors in secured mortgage processing often encounter challenges such as staying updated with frequently changing regulations, managing fluctuating workloads, and ensuring data confidentiality when working remotely. To manage these challenges, it's important to regularly participate in industry training, establish efficient time management practices, and use secure digital tools for document handling. Building strong relationships with lenders and clients can also help streamline communication and clarify expectations, leading to smoother transactions.

What is the difference between Independent Contractor Secured Mortgage Processing vs Loan Processor?

AspectIndependent Contractor Secured Mortgage ProcessingLoan Processor
CredentialsTypically no formal certification required; experience preferredOften requires mortgage licensing or certification (e.g., MLO license)
Work EnvironmentRemote or freelance; flexible scheduleOffice-based or remote; structured hours
Employer & Industry UsageHired by mortgage brokers or lenders as independent contractorsEmployed directly by banks, credit unions, or mortgage companies
Job FocusProcessing secured mortgage applications independentlyManaging entire loan processing workflow

In summary, Independent Contractor Secured Mortgage Processing involves freelance work with flexible hours and less formal credentials, often hired by mortgage brokers. Loan Processors are typically employed directly by lenders, often requiring licensing, and work within structured environments. Both roles focus on mortgage application processing but differ in employment status and credentials.

What are the most commonly searched types of Secured Mortgage Processing jobs in Raleigh, NC?

The most popular types of Secured Mortgage Processing jobs in Raleigh, NC are:

What are popular job titles related to Independent Contractor Secured Mortgage Processing jobs in Raleigh, NC?

For Independent Contractor Secured Mortgage Processing jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Independent Contractor Secured Mortgage Processing jobs in Raleigh, NC look for?

The top searched job categories for Independent Contractor Secured Mortgage Processing jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Independent Contractor Secured Mortgage Processing jobs?

Cities near Raleigh, NC with the most Independent Contractor Secured Mortgage Processing job openings:

Independent Contractor Secured Mortgage Processing jobs near you
Infographic showing various Independent Contractor Secured Mortgage Processing job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 16% Part Time, and 8% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $87,487 per year, or $42.1 per hour.

Loan Processor

First Flight Federal Credit Union

Cary, NC • On-site

$19 - $25.50/hr

Other

Re-posted 3 days ago

Job description

Join First Flight Federal Credit Union and Help Members Reach Their Financial Goals

At First Flight Federal Credit Union, we're more than a financial institution. We're a member-focused organization committed to helping people achieve financial success through exceptional service, trusted guidance, and meaningful relationships.

We're looking for a detail-oriented, service-driven Loan Processor. This role is critical to ensuring a smooth and accurate loan experience from closing through funding while helping members take important steps toward their financial goals.

If you thrive in a fast-paced environment, enjoy balancing multiple priorities, and take pride in accuracy and exceptional service, we'd love to meet you.

What You'll Be Doing

You'll play a key role in bringing loans across the finish line while ensuring compliance, accuracy, and a positive member experience.

Your responsibilities will include:

  • Managing multiple consumer and mortgage loan pipelines simultaneously while maintaining quality, accuracy, and service standards.
  • Preparing and sending loan closing packages to members.
  • Reviewing executed loan documents for completeness and accuracy.
  • Booking and funding loans within the Credit Union's core processing systems.
  • Coordinating loan disbursements and ensuring proceeds are delivered to the appropriate parties.
  • Obtaining and tracking post-closing documentation from dealers, insurance providers, attorneys, and other third parties.
  • Reviewing loan files and documentation to ensure compliance with Credit Union policies, investor requirements, and regulatory guidelines.
  • Processing residential mortgage applications and following up with members for required documentation.
  • Enhancing key lending operations by coordinating critical closing, funding, documentation, and quality control activities to facilitate successful loan origination and portfolio management.
  • Supporting cross-functional lending operations through cross-training and backup coverage.
What You Bring to the Table

We're looking for someone who combines strong organizational skills with a commitment to member service and operational excellence.

Qualifications include:

  • Experience in consumer lending, mortgage processing, loan operations, financial services, or a related field.
  • Strong attention to detail and commitment to accuracy.
  • Ability to manage competing priorities and deadlines in a fast-paced environment.
  • Working knowledge of loan documentation, funding processes, and regulatory requirements.
  • Excellent communication and follow-up skills.
  • Strong problem-solving and analytical abilities.
  • Proficiency with lending systems, core processing platforms, and Microsoft Office applications.
  • Ability to work independently while collaborating effectively with teammates and business partners.
  • Commitment to delivering an exceptional member experience.
Why You'll Love It Here

At First Flight, our people make the difference. We believe in creating an environment where employees can grow professionally while making a meaningful impact on the lives of our members.

When you join our team, you'll enjoy:

  • A mission-driven organization focused on helping people succeed financially.
  • A collaborative and supportive team culture.
  • Opportunities to learn, grow, and expand your lending expertise.
  • Meaningful work that directly impacts members during important life moments.
  • Competitive compensation and comprehensive benefits.
  • A workplace that values integrity, service, innovation, and continuous improvement.

If you're ready to build your career with an organization that puts people first, we'd love to hear from you.

Apply today and help First Flight members take the next step toward their financial goals.

Apply