Independent Bank Internships Jobs (NOW HIRING)

Position Summary:

The Commercial Banking Analyst works closely with other Commercial Banking Analysts, Commercial Lenders, and the Chief Credit Officer and is responsible for underwriting and coordinating the closing of Commercial and SBA loans in compliance with the Bank’s lending policies and procedures, monitoring the Bank’s existing loan portfolio, preparing monthly reports for senior management team, training new Commercial Banking Analysts and interns, and ensuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Responsibilities:

The Commercial Banking Analyst will gain a working knowledge of and be responsible for:

• Completing the credit training program
• Understanding general accounting principles and concepts
• Spreading and analyzing historical and projected financials
• Identifying borrower credit, industry and market risks
• Identifying and analyzing sources of repayment and collateral
• Preparing sensitivity analysis and financial covenant models
• Monitoring and verifying borrowing base reports
• Maintaining borrower credit files, credit applications and financial tracking logs
• Loan Structure - underwriting working capital, equipment, real estate, and SBA loan structures
• Loan Documentation

Preferred Skills/Qualifications:

• Bachelor’s degree in business administration, finance, or accounting
• Possesses 9-12 hours of accounting college credit hours with a B or better
• Strong personal motivation and attention to detail
• Strong organizational skills
• Ability to multi-task and work in a deadline driven environment
• Ability to work independently and in a team environment
• Internship or work experience in a banking or financial environment

Why join Texas Security Bank:

We are more than just a Bank. Are you ready to join a team of Champions? Texas Security Bank is proud and honored to be an award-winning organization where our employees serve as brand ambassadors to our customers, our community and each other. The TSB core values; integrity, growth, team players, independent thinking, exemplary customer service, winning, innovation, collaboration, discipline to process and diligence are the principles established that determine how we conduct ourselves and our business decisions.

Texas Security Bank is a place where you will be challenged to excel and given room to grow as a valued part of one of North Texas’ fastest-growing community banks. We are honored to be a Best Workplace by the Dallas Business Journal, the Dallas Morning News, and the Best Workplace Institute. The awards are a reflection of our positive workplace culture and a distinction we are proud to have earned. We work hard every day to ensure our employees know they are valued and appreciated.

We invest more resources in business education for owner managed businesses than other banks. Our focus on continuing education is truly unique and needed. We Elevate the Champions of Free Enterprise in an era where little differentiation among banks exists. Our focus on education isn’t just for our customers- it’s for our employees as well.

About Us:

Texas Security Bank is an independent bank focused on the success of independent business owners. Most banks are institutional. We’re entrepreneurial. We were founded in 2008 and have grown to over $1 Billion in total assets. We do more than offer services to customers; we solve problems. We are unique in the banking industry with a mission to ‘Elevate the Champions of Free Enterprise’ and are committed to reinforcing the mission by educating business owners, elevating our customers and the community, and leading through innovation and exemplary customer service. As an organization that celebrates its wins, we are honored to be named the Dallas Morning News People’s Choice Award for Best Bank in DFW, Dallas Business Journal’s Best Place to Work and have a Net Promoter Score of 87.8 when the banking benchmark average is 30.