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Independent Auto Adjuster Jobs in Florida (NOW HIRING)

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Claims Adjuster

Boca Raton, FL · On-site

The Claims Adjuster is responsible for adjudication of mechanical repair claims, tire claims, and ... Assigns independent inspectors to investigate questionable claims * Verifies repair costs using the ...

Davies

P&C Liability Bodily Injury Adjuster

Jacksonville, FL · On-site +1

$65K - $75K/yr

As a Bodily Injury Adjuster, you will adjust third party General Liability, Auto Liability, Errors ... Proactive, independent, dependable, and takes initiative with consistent follow through * Superb ...

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Independent Auto Adjuster information

See Florida salary details

$48.2K

$61.7K

$73.2K

How much do independent auto adjuster jobs pay per year?

As of Aug 30, 2026, the average yearly pay for independent auto adjuster in Florida is $61,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,900.00 and $68,400.00 per year, depending on experience, location, and employer.

What is an independent auto adjuster?

Independent auto adjusters are professionals who assess vehicle damage and determine the insurance claim value after an accident or incident. Unlike staff adjusters who work directly for insurance companies, independent adjusters are usually contracted by insurers or third-party administrators to handle claims on their behalf. They inspect vehicles, review documentation, interview relevant parties, and prepare detailed reports to help settle claims fairly and efficiently. Their work requires strong communication, analytical skills, and a thorough understanding of automotive repair and insurance processes.

What are the key skills and qualifications needed to thrive as an independent auto adjuster?

To thrive as an Independent Auto Adjuster, you need a solid understanding of automotive repair, insurance policies, and claims processes, typically supported by a high school diploma or higher and relevant licensure. Familiarity with estimating software like CCC One or Mitchell, as well as digital photography and claims management systems, is commonly required. Strong negotiation, customer service, and time management skills help set top adjusters apart. These capabilities ensure accurate assessments, efficient claims resolution, and positive client experiences in a competitive field.

What are some common challenges independent auto adjusters face when handling claims, and how can they overcome them?

Independent Auto Adjusters often face challenges such as managing a high volume of claims, dealing with incomplete or conflicting information, and coordinating with multiple parties like policyholders, repair shops, and insurance companies. To overcome these challenges, strong organizational skills, clear communication, and attention to detail are essential. Many adjusters also rely on specialized software and mobile tools to streamline their workflow and ensure accurate, timely reporting. Building good relationships with clients and maintaining up-to-date knowledge of industry regulations can further help in resolving claims efficiently.

What is the difference between Independent Auto Adjuster vs Public Auto Adjuster?

AspectIndependent Auto AdjusterPublic Auto Adjuster
CredentialsInsurance adjuster license, relevant industry certificationsInsurance adjuster license, public adjuster license, certifications
Work EnvironmentSelf-employed or contracted, work at accident sites or claims officesWork directly with policyholders, often in their homes or offices
Employer & Industry UsageInsurance companies, third-party adjusting firmsPolicyholders, independent public adjusting firms

While both roles involve assessing auto damage claims, Independent Auto Adjusters typically work for insurance companies or third-party firms, handling claims on behalf of insurers. Public Auto Adjusters represent policyholders, helping them navigate claims and maximize settlements. The key difference lies in who they serve and their licensing requirements, though both require similar industry credentials.

How to get work as an independent auto adjuster?

To work as an independent auto adjuster, you should obtain relevant licensing or certification, such as state-specific adjuster licenses, and gain experience in claims assessment. Building a network with insurance companies and adjusting firms, along with proficiency in claim management software, can help secure assignments and establish your independence in the field.

Is being an independent auto adjuster worth it?

Independent auto adjusters evaluate vehicle damage and process insurance claims, often working on a freelance basis. The role offers flexibility and the potential for higher earnings but requires strong assessment skills, industry knowledge, and self-motivation. Income can vary based on workload, experience, and the number of claims handled.

What are popular job titles related to Independent Auto Adjuster jobs in Florida?

For Independent Auto Adjuster jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Independent Auto Adjuster jobs in Florida look for?

The top searched job categories for Independent Auto Adjuster jobs in Florida are:

What cities in Florida are hiring for Independent Auto Adjuster jobs?

Cities in Florida with the most Independent Auto Adjuster job openings:

Independent Auto Adjuster jobs near you
Infographic showing various Independent Auto Adjuster job openings in Florida as of August 2026, with employment types broken down into 93% Full Time, and 7% Contract. Highlights an 61% In-person, 14% Hybrid, and 25% Remote job distribution, with an average salary of $61,651 per year, or $29.6 per hour.

Independent Field Adjuster

Deerfield Beach, FL

Peoples Trust Adjusting Company LLC
See more jobs at Peoples Trust Adjusting Company LLCexternal

$71K - $88K/yr

Full-time

Re-posted 18 days ago

Job description

Summary:
As an Independent Adjuster for People's Trust Insurance, you will play a critical role in the claims process, focusing on property claims. You will be responsible for investigating, evaluating, and estimating property claims in a timely and efficient manner. This position requires strong technical knowledge of property damage assessment, the use of Xactimate and XactAnalysis, and excellent customer service skills.
Locations:
Florida
Key Responsibilities:
• Claim Investigation: Conduct thorough on-site inspections of damaged properties to assess the extent of loss and gather necessary documentation including photographs.
• Claim Estimation: Use Xactimate to prepare detailed estimates of repair costs for damaged properties, ensuring accuracy and fairness in the assessment.
• Documentation: Use XactAnalysis to notate the progress of the claim investigation.
• Reporting: Prepare detailed and accurate reports of all investigations and communications and meet regulatory compliance.
• Team Collaboration: Work closely with the claims team and other departments to ensure seamless claim processing and resolution.
• Compliance amp; Best Practices: Stay current on state regulations, company guidelines, and industry best practices. Ensure compliance with all local, state, and federal laws.
Qualifications:
• Licensing: Must possess a valid Florida Adjuster License or Emergency Insurance Adjuster License.
• Experience: Minimum of 1 year of property adjusting experience in residential claims. Familiarity with Florida insurance regulations and guidelines is a plus.
• Skills:
• Strong knowledge of property and casualty insurance policies.
• Advanced proficiency in Xactimate and sketch.
• Proficiency in XactAnalysis.
• Knowledge of residential construction.
• Excellent written and verbal communication skills.
• Ability to work independently and manage time efficiently.
• High level of professionalism and customer service focus.
Physical amp; Travel Requirements:
• Ability to work in the field, including climbing ladders, walking on roofs, and navigating damaged properties.
• Must have a valid driver's license, current auto insurance, and reliable transportation for local travel.

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