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Remote Independent Insurance Adjuster Jobs in Florida

USAA

Sr. Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance ...

AlphaStaffHCM

Senior Property Adjuster

Tampa, FL · Remote

$63K - $114K/yr

This insurance client empowers members to achieve financial security through highly competitive products, exceptional service and trusted advice. As a dedicated Senior Property Adjuster, you will ...

USAA

Sr. Claims Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance ...

USAA

Sr. Claims Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance ...

USAA

Sr. Claims Auto Adjuster

Tampa, FL · On-site +1

$46K - $61K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Applies proficient knowledge of P&C insurance industry products, services, to include P&C insurance ...

USAA

Sr. Injury Claims Adjuster

Tampa, FL · On-site +1

$63K - $121K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

USAA

Sr. Injury Claims Adjuster

Tampa, FL · On-site +1

$63K - $121K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

USAA

Sr. Injury Claims Adjuster

Tampa, FL · On-site +1

$63K - $121K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

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All JobsIndependent Insurance Adjuster JobsRemote Independent Insurance Adjuster JobsRemote Independent Insurance Adjuster Jobs in Florida

Remote Independent Insurance Adjuster information

See Florida salary details

$48.2K

$61.7K

$73.2K

How much do remote independent insurance adjuster jobs pay per year?

As of Aug 11, 2026, the average yearly pay for remote independent insurance adjuster in Florida is $61,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,900.00 and $68,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote independent insurance adjuster?

To thrive as a Remote Independent Insurance Adjuster, you need strong investigative, analytical, and claims management skills, typically supported by a high school diploma or equivalent and, in many states, an adjuster’s license. Familiarity with claims management software, remote collaboration tools, and sometimes industry certifications like the AIC or CPCU are important for efficiency. Excellent communication, time management, and self-motivation are critical soft skills for working independently and serving clients remotely. These skills and qualities ensure accurate claim assessments, regulatory compliance, and high-quality customer service from a remote environment.

What is a remote independent insurance adjuster?

A Remote Independent Insurance Adjuster is a professional who evaluates insurance claims on behalf of insurance companies while working remotely, often from home. They are not directly employed by a single insurance company but instead work as independent contractors or for adjusting firms. Their main responsibilities include investigating claims, assessing damages, reviewing policy details, and negotiating settlements with claimants, all through digital tools, phone calls, and online platforms. This role offers flexibility and the ability to handle claims from various locations without being tied to a specific office. Remote independent adjusters must have strong communication, analytical, and organizational skills.

What is the difference between Remote Independent Insurance Adjuster vs Remote Staff Insurance Adjuster?

AspectRemote Independent Insurance AdjusterRemote Staff Insurance Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentIndependent, self-employed, flexibleEmployer-based, structured, team environment
Employer & Industry UsageInsurance carriers, third-party administratorsInsurance companies, claims departments

The main difference is that Remote Independent Insurance Adjusters work independently and are often self-employed, handling claims on a contract basis. In contrast, Remote Staff Insurance Adjusters are employed directly by insurance companies, working within a structured team. Both roles require similar credentials and industry knowledge, but their work environment and employment structure differ significantly.

What are some common challenges faced by remote independent insurance adjusters, and how can they be managed?

Remote independent insurance adjusters often face challenges such as managing a fluctuating workload, staying organized without direct supervision, and efficiently handling communication with clients and insurance companies. Adapting to a remote work environment requires strong self-discipline, reliable technology, and excellent time management skills. Many adjusters find success by using specialized claims management software, setting clear daily goals, and maintaining open lines of communication with both clients and team members. Regularly participating in professional development opportunities can also help adjusters stay current with industry changes and best practices.
What are the most commonly searched types of Independent Insurance Adjuster jobs in Florida? The most popular types of Independent Insurance Adjuster jobs in Florida are:
What are popular job titles related to Remote Independent Insurance Adjuster jobs in Florida? For Remote Independent Insurance Adjuster jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Remote Independent Insurance Adjuster jobs in Florida look for? The top searched job categories for Remote Independent Insurance Adjuster jobs in Florida are:
What cities in Florida are hiring for Remote Independent Insurance Adjuster jobs? Cities in Florida with the most Remote Independent Insurance Adjuster job openings:
Remote Independent Insurance Adjuster jobs near you
Infographic showing various Remote Independent Insurance Adjuster job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $61,651 per year, or $29.6 per hour.

PIP Coverage and Qualification Adjuster

United Automobile Insurance Company

Miami, FL • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago

Job description

COMPANY OVERVIEW
Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for [a] Coverage and Qualification Adjuster(s) to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.
Auto PIP Claims experience required - This is a fully remote opportunity, and the ideal candidate will have an active adjuster's license, in Florida or Texas.
SCOPE:
As a Coverage and Qualification Adjuster, you will be responsible for reviewing and processing Personal Injury Protection claims, ensuring compliance with company policies and state regulations. This role involves assessing the validity of claims, determining coverage limits, and facilitating timely and accurate settlements.
DUTIES:
  • Review and assess PIP claims to determine coverage eligibility.
  • Analyze medical records, police reports, and other relevant documents to evaluate the extent of injuries and to establish proof of loss.
  • Interpret insurance policies, contracts, and state regulations to determine the extent of coverage applicable to each claim.
  • Communicate with claimants, medical professionals, attorneys, and other parties involved in the claim process to gather necessary information and documentation.
  • Provide clear and concise explanations of coverage decisions to claimants.
  • Conduct interviews with claimants to gather necessary information that supports an objective final disposition of the claims. These interviews may be conducted under oath or via phone.
  • Maintain accurate and organized claim files with all pertinent information, including correspondence, medical records, and assessment reports.
  • Issue payments for approved claims in accordance with company policies.
  • Ensure compliance with state laws, regulations, and company policies in all claim handling activities.
  • Generate and submit reports on claims activity, trends, and performance metrics.
  • Identify and investigate potentially fraudulent activities related to PIP claims.
  • Collaborate with the special investigation unit (SIU) when fraud is suspected.
  • Provide excellent customer service by addressing inquiries, concerns, and providing timely updates to claimants.
  • Prepare reports and documentation for internal purposes, regulatory compliance, and potential legal proceedings.

EDUCATION:
  • Associate or bachelor's degree preferred and/or a minimum of 3 years of related work experience, preferably with PIP claims.
  • Active Adjuster's license required

SKILLS & EXPERIENCE:
  • Bilingual (English & Spanish) preferred
  • Knowledge of insurance principles, policies, and procedures.
  • Strong analytical, negotiation, and communication skills.
  • Ability to work independently and efficiently manage a caseload.
  • Proficient in Guidewire, Word, Excel, Windows-based applications and internet usage.
  • Must be familiar with forms, procedures, regulations, coverages, and claims processes.
  • Must be able to exercise good judgment and state opinions assertively.
  • Must be able to write and speak clearly and concisely.
  • Must be able to perform work effectively in a highly intense environment and handle multiple tasks and demands simultaneously.
  • Must illustrate analytical skills to identify, gather, and organize information.
  • Must be able to work independently in a team environment.

BENEFITS:
  • 401(k) Retirement Savings Plan with employer match.
  • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
  • Paid Time Off, Holidays, and Leave programs.
  • Flexible spending accounts
  • Basic Life Insurance and Voluntary Life/ADD
  • Short Term and Long-Term Disability
UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. PIP Coverage and Qualification Adjuster

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