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Independent Auto Adjuster Jobs (NOW HIRING)

... our members independently. We have new training classes starting every month. Our in-office ... Auto Claims Adjuster. Your work will focus on adjusting non-injury auto claims and you'll work ...

... our members independently. We have new training classes starting every month. Our in-office ... Auto Claims Adjuster. Your work will focus on adjusting non-injury auto claims and you'll work ...

Field Auto Adjuster

La Mesa, CA · Remote

$35.82 - $50.24/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... independent insurance agents, as well as directly to consumers. This role utilizes analytical ...

Field Auto Adjuster

San Diego, CA · Remote

$35.82 - $50.24/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... independent insurance agents, as well as directly to consumers. This role utilizes analytical ...

Field Auto Adjuster

Concord, NC · On-site +1

$35.82 - $50.24/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... independent insurance agents, as well as directly to consumers. This role utilizes analytical ...

$56K - $80K/yr

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... independent work. This position will be based in Phoenix, AZ only. Relocation assistance is not ...

Field Auto Adjuster - Connecticut

New Haven, CT · On-site

$49K - $64K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

Field Auto Adjuster - Connecticut

New London, CT · On-site +1

$49K - $64K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... independent work. This position will be based in Phoenix, AZ only. Relocation assistance is not ...

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... independent work. This position will be based in Phoenix, AZ only. Relocation assistance is not ...

$68K - $117K/yr

... network of independent insurance agents, as well as directly to consumers. Responsible for ... We are seeking an Auto Adjuster to join our team supporting claims across the Northeastern states.

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Field Auto Adjuster - Connecticut

Hartford, CT · On-site

$49K - $65K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

Field Auto Adjuster - Connecticut

New London, CT · On-site

$49K - $64K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

Field Auto Adjuster - Connecticut

Waterbury, CT · On-site

$50K - $65K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

Field Auto Adjuster - Connecticut

West Hartford, CT · On-site

$50K - $65K/yr

... independent insurance agents, as well as directly to consumers. We are seeking a motivated and ... As a Field Auto Adjuster, you'll spend your day meeting with customers and repair facilities ...

... auto claims (coverage, liability and damages) with the exercise discretion and independence within ... Applicants seeking an adjuster role who also hold a resident producer license must formally ...

$68K - $117K/yr

... network of independent insurance agents, as well as directly to consumers. Responsible for ... We are seeking an Auto Adjuster to join our team supporting claims across the Northeastern states.

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Independent Auto Adjuster information

See salary details

$64.5K

$82.5K

$98K

How much do independent auto adjuster jobs pay per year?

As of Sep 14, 2026, the average yearly pay for independent auto adjuster in the United States is $82,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What is an independent auto adjuster?

Independent auto adjusters are professionals who assess vehicle damage and determine the insurance claim value after an accident or incident. Unlike staff adjusters who work directly for insurance companies, independent adjusters are usually contracted by insurers or third-party administrators to handle claims on their behalf. They inspect vehicles, review documentation, interview relevant parties, and prepare detailed reports to help settle claims fairly and efficiently. Their work requires strong communication, analytical skills, and a thorough understanding of automotive repair and insurance processes.

What are the key skills and qualifications needed to thrive as an independent auto adjuster?

To thrive as an Independent Auto Adjuster, you need a solid understanding of automotive repair, insurance policies, and claims processes, typically supported by a high school diploma or higher and relevant licensure. Familiarity with estimating software like CCC One or Mitchell, as well as digital photography and claims management systems, is commonly required. Strong negotiation, customer service, and time management skills help set top adjusters apart. These capabilities ensure accurate assessments, efficient claims resolution, and positive client experiences in a competitive field.

What are some common challenges independent auto adjusters face when handling claims, and how can they overcome them?

Independent Auto Adjusters often face challenges such as managing a high volume of claims, dealing with incomplete or conflicting information, and coordinating with multiple parties like policyholders, repair shops, and insurance companies. To overcome these challenges, strong organizational skills, clear communication, and attention to detail are essential. Many adjusters also rely on specialized software and mobile tools to streamline their workflow and ensure accurate, timely reporting. Building good relationships with clients and maintaining up-to-date knowledge of industry regulations can further help in resolving claims efficiently.

What is the difference between Independent Auto Adjuster vs Public Auto Adjuster?

AspectIndependent Auto AdjusterPublic Auto Adjuster
CredentialsInsurance adjuster license, relevant industry certificationsInsurance adjuster license, public adjuster license, certifications
Work EnvironmentSelf-employed or contracted, work at accident sites or claims officesWork directly with policyholders, often in their homes or offices
Employer & Industry UsageInsurance companies, third-party adjusting firmsPolicyholders, independent public adjusting firms

While both roles involve assessing auto damage claims, Independent Auto Adjusters typically work for insurance companies or third-party firms, handling claims on behalf of insurers. Public Auto Adjusters represent policyholders, helping them navigate claims and maximize settlements. The key difference lies in who they serve and their licensing requirements, though both require similar industry credentials.

How to get work as an independent auto adjuster?

To work as an independent auto adjuster, you should obtain relevant licensing or certification, such as state-specific adjuster licenses, and gain experience in claims assessment. Building a network with insurance companies and adjusting firms, along with proficiency in claim management software, can help secure assignments and establish your independence in the field.

Is being an independent auto adjuster worth it?

Independent auto adjusters evaluate vehicle damage and process insurance claims, often working on a freelance basis. The role offers flexibility and the potential for higher earnings but requires strong assessment skills, industry knowledge, and self-motivation. Income can vary based on workload, experience, and the number of claims handled.
More about Independent Auto Adjuster jobs

What cities are hiring for Independent Auto Adjuster jobs?

Cities with the most Independent Auto Adjuster job openings:

What states have the most Independent Auto Adjuster jobs?

States with the most job openings for Independent Auto Adjuster jobs include:

What are popular job titles related to Independent Auto Adjuster jobs?

For Independent Auto Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Independent Auto Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 18% Part Time, and 7% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $82,500 per year, or $39.7 per hour.

Associate Auto Adjuster

Colorado Springs, CO • On-site, Remote

$49K - $51K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 hours ago


Key responsibilities

  • Support members by investigating, evaluating, negotiating, and settling low complexity auto insurance claims under supervision.

  • Document the claims process, including damage evaluation, investigation, negotiation, and settlement decisions.

  • Collaborate with internal and external partners to facilitate claims resolution and support members through various communication channels.


Job description

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

It is all about learning and growing. Our Entry Level Auto Claims Adjuster role may be a new career for you. There’s a lot to learn, but the pathway is mapped out and USAA is willing to invest in you! Our comprehensive, fully paid four-month training program includes all training materials, licensing costs, class discussions, hands-on training, e-learning modules, and the instructor led guidance will help you to support our members independently. We have new training classes starting every month.

Our in-office development program provides the training you need and the encouragement to create a proactive and independent support style to service our membership. After six months in-office, you’ll have the opportunity to work offsite 2 days a week. Military veterans and spouses are highly encouraged to apply. Work schedules will vary and may include some weekends. Relocation assistance is not available for this position.

Training will be held in-office for the first 8 weeks and attendance is 100% mandatory. Training will be Monday - Friday 8 am - 4:30 pm and the working shift after completing training will most likely be Monday - Friday 10 am - 6:30 pm.

We are currently seeking dedicated professionals to work in our Colorado Springs, CO office (located at 1855 Telstar Drive, Colorado Springs, CO 80920) as a Entry Level Auto Claims Adjuster. Your work will focus on adjusting non-injury auto claims and you'll work under supervision to investigate, evaluate, negotiate, and adjust low complexity auto insurance claims presented by or against our members. This will include the end-to-end claims process and settling claims in compliance with state laws and regulations. In this role, you will make a difference to our members as you deliver best in class customer service through setting appropriate expectations, proactively communicating and providing advice to deliver appropriate solutions to the member.

What you'll do:

  • Acquire and apply basic knowledge of auto coverages. auto physical damage, and liability, in order to evaluate and settle high volume and low complexity auto claims such as; simple comprehensive and collision (i.e., single vehicle, parked and unoccupied, clear liability), glass, roadside, and rental vehicle coverages for repairable vehicles.

  • Resolve claims through proactive problem solving and decision making, within authority guidelines and under direct supervision, while overcoming obstacles, and effectively prioritizing the workload.

  • Clearly document thought process including damage evaluation, investigation, negotiation, and settlement decisions.

  • Collaborate and set expectations with external and internal business partners to facilitate claims resolution.

  • Support members, business partners, and claimants, through use of varying communication channels to include utilization of digital tools to drive timely and effective resolutions through exceptional service.

  • Acquire and apply a foundational knowledge of Property and Claims (P&C) insurance industry products, and services, to include P&C insurance policy contracts, coverages and internal claims handling process and procedures.

  • Support workload surges and catastrophe (CAT) response operations as needed, including potential evening, weekends, and/or holiday work outside normal work hours.

  • May be assigned CAT deployment travel with minimal notice during designated CATs.

  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

  • High School Diploma or equivalent experience or GED

  • Ability to provide exceptional customer service for our members by communicating clearly and professionally using multiple communication channels to process information related to auto claims

  • Ability to prioritize and multi-task while navigating through multiple business applications

  • Successfully acquire an insurance adjuster license and applicable state registrations within 90 days of hire

  • Successful completion of job-related assessments is required.

What sets you apart:

  • US military experience through military service or a military spouse/domestic partner

  • Bachelor’s degree

Compensation range: The hiring range for this position is: $49,840 to $51,840.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

 

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.