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Housing Finance Jobs (NOW HIRING)

Lead financial structuring for affordable housing developments, including LIHTC, HUD programs, bonds, and gap financing * Oversee project underwriting, feasibility analysis, and financial modeling

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Housing Finance information

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$25K

$92.6K

$135.5K

How much do housing finance jobs pay per year?

As of Jun 15, 2026, the average yearly pay for housing finance in the United States is $92,631.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What jobs make the most in the mortgage industry?

In the mortgage industry, senior roles such as mortgage loan officers, underwriters, and branch managers tend to earn the highest salaries. These positions often require specialized knowledge, licensing, and experience, with loan officers and underwriters typically earning higher commissions and bonuses based on performance.

Are there finance jobs in real estate?

Yes, finance jobs in real estate include roles such as real estate financial analyst, mortgage underwriter, and loan officer. These positions typically require knowledge of financial analysis, property valuation, and relevant certifications like the CFA or mortgage licensing, and often involve working with real estate investment or lending teams.

What are some common challenges faced by professionals working in housing finance, and how can they be addressed?

Professionals in housing finance often encounter challenges such as navigating complex regulatory requirements, managing risk associated with lending, and adapting to shifts in the real estate market. Staying current with changes in housing laws and lending guidelines is crucial. Building strong analytical skills and maintaining open communication with underwriters, real estate agents, and borrowers can help address these challenges. Additionally, leveraging technology for data analysis and workflow management can streamline processes and improve decision-making.

What is housing finance?

Housing finance refers to the system of financial products and services that help individuals, families, and organizations acquire, build, or improve residential properties. It typically involves home loans or mortgages provided by banks, credit unions, housing finance companies, or government agencies. Housing finance is crucial for enabling people to purchase homes without needing the full amount upfront, and it plays a significant role in promoting homeownership and supporting the real estate sector.

What is the highest paid career in finance?

In finance, chief executive officers (CEOs) and investment bankers typically earn the highest salaries, often supplemented by bonuses and stock options. Senior roles requiring extensive experience, advanced degrees, and strong leadership skills tend to have the highest compensation in the industry.

What are the most popular jobs with housing?

Popular jobs in housing include roles such as mortgage loan officers, real estate agents, property managers, and housing counselors. These positions often require knowledge of real estate markets, customer service skills, and relevant certifications or licenses. They are essential in facilitating property transactions, managing rental properties, and assisting clients with housing options.

What are the key skills and qualifications needed to thrive in Housing Finance, and why are they important?

To thrive in Housing Finance, you need a solid understanding of financial analysis, mortgage lending, real estate markets, and regulatory compliance, usually supported by a degree in finance, economics, or a related field. Familiarity with mortgage origination software, loan underwriting systems, and relevant certifications like Chartered Financial Analyst (CFA) or Mortgage Loan Originator (MLO) is often required. Exceptional analytical thinking, attention to detail, and strong interpersonal skills help professionals effectively evaluate loan applications and build client trust. These skills are crucial for ensuring sound lending decisions, maintaining regulatory standards, and supporting sustainable housing finance solutions.
More about Housing Finance jobs
What cities are hiring for Housing Finance jobs? Cities with the most Housing Finance job openings:
What states have the most Housing Finance jobs? States with the most job openings for Housing Finance jobs include:
Infographic showing various Housing Finance job openings in the United States as of June 2026, with employment types broken down into 43% Full Time, 16% Part Time, and 41% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $92,631 per year, or $44.5 per hour.

Housing Finance & Compliance Coordinator

City of Charlottesville, VA

Charlottesville, VA โ€ข On-site

$65K - $80K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 4 days ago


Job description

Salary : $65,769.60 - $80,849.60 Annually
Location : City Hall, 605 East Main Street, Charlottesville (22902), VA
Job Type: Regular Full-Time
Job Number: 260600003
Department: Neighborhood Development Services
Division: Neighborhood Development Services
Opening Date: 06/12/2026
Closing Date: 7/3/2026 5:00 PM Eastern
Bargaining Unit: N/A
General Summary
Join a mission-driven team shaping the future of affordable housing in Charlottesville. As the Housing Finance and Compliance Coordinator, you'll play a key role in advancing the City's Affordable Housing Plan by ensuring that housing development projects meet Inclusionary Zoning requirements, affordability commitments, and state and federal regulations. This impactful position blends program oversight, housing finance review, data tracking, and partnership coordination to support equitable housing opportunities across the community. To learn more about the Charlottesville Department of Neighborhood Development Services, please visit:
The Housing Finance & Compliance Coordinator position performs responsible work assisting with the implementation of the Affordable Housing Plan by monitoring, tracking, and ensuring compliance with the City's Inclusionary Zoning provisions, proffers, preparing grant and loan agreements for housing development partnerships and other housing-related assistance programs, and ensuring compliance with other relevant state, federal regulations, and codes related to housing. Works under the direction of and reports to a Deputy Director of Neighborhood Development Services.
The preferred hiring range for this position is between $31.62 - $38.87 an hour ($65,769.60 - $80,849.60 Annually). This is a full-time, exempt position that offers a comprehensive benefits package, including 13 paid holidays plus one floating holiday, vacation and sick leave, health insurance with employer contribution, employer-paid life insurance, gym membership reimbursement, tuition assistance, and professional development opportunities. This position is also eligible for the following benefits:
  • Choice of retirement plan:
    • Defined Benefit Pension Plan: Provides a monthly benefit upon retirement, calculated using a defined formula based on earnings history, years of service, and age. The plan includes a 5-year vesting period and requires an employee contribution of 5% of salary.
    • Defined Contribution 401a Plan: Employer makes fixed contributions to an individual account, which are invested, and returns are credited to the account. The account balance is used to provide retirement benefits. Vesting occurs at 33% after one year, 67% after two years, and 100% after three years of service. No salary contribution is required.
  • Voluntary 457 Deferred Compensation Plan
  • Eligibility to purchase prior service credit under the Defined Benefit Plan

The City of Charlottesville manages its own retirement system and does not participate in VRS; however, a Portability Agreement is available for eligible employees. For additional details, please refer to the "Benefits" tab within this posting or visit the City's Employee Benefits webpage.
Essential Responsibilities and Duties
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations will be considered to enable individuals with disabilities to perform the essential functions. The essential functions of the job are not limited to those listed in the job description. The City retains the discretion to add to or change the duties of the position at any time.
  • Enforces and monitors compliance with Inclusionary Zoning provisions, affordable housing proffers, and applicable state and federal regulations for housing development projects.
  • Conducts field inspections of existing and new construction to ensure compliance with Affordable Dwelling Unit (ADU) requirements.
  • Monitors and tracks affordability periods, housing unit production, and overall program compliance for housing projects.
  • Prepares and maintains accurate inspection records and reports on a variety of data, compliance, program performance, and other related areas.
  • Coordinates the administration of affordable housing programs, including supporting the implementation of housing plans and assisting with the development, tracking, and monitoring of funding sources such as the Charlottesville Affordable Housing Fund (CAHF), Capital Improvement Program (CIP), and other housing-related fiscal activities.
  • Facilitates preparation of grant and loan agreements for housing development partnerships and other housing-related assistance programs, including but not limited to intake and review of due diligence materials and legal review.
  • Monitors and tracks compliance and processes of grant and loan disbursement requests.
  • Maintains and updates databases, records, and tracking systems related to affordable housing programs, proffers, and supported units; collects and analyzes data, conducts surveys as needed, and generates reports for internal and external stakeholders.
  • Participates in the research, development and evaluation of housing programs, policies, and ordinances; prepares reports, presentations, and supporting materials, and responds to inquiries related to housing initiatives.
  • Coordinates Notice of Funding Availability (NOFA) review and selection committees as requested.
  • Serves as a point of contact for developers, consultants, contractors, and grantees regarding administrative procedures and compliance requirements; communicates issues to appropriate staff.
  • Serves as an initial point of contact for public inquiries related to affordable and workforce housing programs; provides general information and refers inquiries to appropriate resources as needed.
  • Performs annual review and updates for the Affordable Housing Dwelling Unit (ADU) Manual.
  • Assists in the preparation of reports and/or makes presentations to City Council, City Manager, and others as necessary.
  • Attends and participates in professional group meetings; keeps informed of new trends and innovations related to the affordable housing field.
  • Responsible for appropriate use and maintenance of City equipment, tools and other resources, including work time.
  • Regular and reliable attendance.
Other Duties
  • Performs additional duties to support operational requirements as apparent or assigned.

Education, Experience and Skills
Education and Experience: Candidates may qualify by demonstrating the required knowledge and skills outlined for the job through experience(s) other than formal education such as college.
  • Bachelor's Degree in Public Administration, Policy Studies, Finance, Urban Planning, Architecture Real Estate Development, Construction Management, or closely related field AND at least 2 years of experience in building construction, building inspections, government housing programs, affordable housing development, or similar area.

OR
  • Associate Degree or Technical/Vocational School Degree in closely related field AND at least 4 years of experience in building construction, building inspections, government housing programs, affordable housing development, or similar area.

OR
  • High School diploma or GED AND at least 6 years of experience in building construction, building inspections, government housing programs, affordable housing development, or similar area.

OR
  • 8 or more years of experience in building construction, building inspections, government housing programs, affordable housing development, or similar area.

OR
  • An equivalent combination of education and experience may be considered in lieu of the specific requirements listed above.
Certifications/Licenses/Other Requirements:
  • Must possess a valid Virginia State Driver License and maintain an acceptable driving record in accordance with City criteria OR must be able to provide own transportation to and from job, meetings, and related job sites.
  • Required to successfully pass a pre-employment background check and pre-employment drug screen.
Preferred:
  • Bachelor's Degree in Public Administration, Policy Studies, Finance, Urban Planning, Architecture Real Estate Development, Construction Management, or closely related field.
  • Work experience with managing projects which involve enforcement/compliance.
  • Work experience in an office/department of housing for a city or county, housing trust, Low Income Housing Tax Credit (LIHTC) entity, housing authority, public housing management company, or non-profit or for-profit affordable housing provider/developer.

Knowledge, Skills, Abilities and Other Characteristics:
Job Knowledge
  • Knowledge of federal, state, and local laws, codes, and regulations related to planning, community development and affordable housing.
  • Understanding of the philosophies, principles, practices and techniques of housing programming (including public housing); Inclusionary Zoning, community development and affordable/workforce housing program development; and land use and planning.
  • Knowledge of housing finance mechanisms to include Low Income Housing Tax Credit (LIHTC) program, HUD HOME, CDBG and 108 Loan program.
  • Knowledge of best practices related to affordable housing policy and development.
  • Knowledge of public policy processes and housing program practices.
  • Knowledge and understanding of real estate markets and the forces that drive real estate development.
  • Understanding and ability to implement general grant and loan administration principles and practices.
  • Understanding of the concepts of urban renewal and redevelopment, and neighborhood revitalization as well as financing for such efforts.
Reading
  • Intermediate: ability to read and understand written materials such as newspapers, magazines, journals, multi-step instruction manuals, government regulations, and reference materials.
Writing
  • Intermediate: Ability to organize data and write clear and concise reports, business letters, explanations, financial/statistical data, and summaries with proper format, punctuation, spelling, and grammar, using all parts of speech.
Math
  • Intermediate: ability to work with and understand number systems; simple formulas, practical application of fractions, percentages, ratios/proportions and measurement.
Communication Skills
  • Intermediate: Establish and maintain effective working relationships with city, state, and federal officials, coworkers, outside agencies, and the public. Communicate effectively and express ideas clearly and concisely to various stakeholders. May involve stressful, negative interactions requiring high levels of tact and the ability to respond to aggressive interpersonal interactions. May require the consideration of different points of view to reach understanding and gain cooperation and acceptance of ideas. Elements of persuasion may be necessary to gain cooperation and acceptance of ideas.
Independence and Decision-Making
  • Requires General Direction: normally performs the job by following general instructions or established standard operating procedures and/or policies. There is some discretion when making decisions among a few easily identifiable choices of the appropriate procedure or policy to apply to duties. Performance is reviewed frequently.
Technical Skills
  • Skilled: comprehensive, practical knowledge of a technical field with use of analytical judgment and decision-making abilities appropriate to the assigned and apparent job responsibilities. Skill in the use of Microsoft Office applications, and database management, and department systems/software.
Fiscal Responsibilities
  • Responsible for reviewing funding requests for budgetary impact; and monitoring and processing grant and loan disbursements for assigned area.
Supervisory Responsibilities
  • No responsibility for direction or supervision of others.
Other Characteristics
  • Organization and time management skills, sometimes under strict time constraints.
  • Performing multiple tasks simultaneously.
  • Frequent change of tasks, constant interruptions and requests for service.
  • Working closely with others as part of a team.
  • Work may be tedious or exacting.
  • May be required to work additional hours outside of normal schedule, such as evenings, nights, or weekend.
  • May require dealing with angry, frustrated and/or upset individuals.

Physical Conditions & Additional Information
Physical Demands:
  • Light Work: Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move objects. Must be able to climb, crawl and access various areas within or around buildings, properties, and constructions sites or during emergencies and in all weather conditions.
  • Must be able to communicate information and ideas so others will understand. Must be able to exchange accurate information in these situations.
  • Ability to observe details at close range (within a few feet of the observer).
Machines, Tools, Equipment, Software and Hardware:
  • Typically requires use of standard office equipment and telephone, and related software and hardware; and any other equipment as appropriate or as assigned.
Work Environment:
  • Work is performed in office environment where there may be exposure to computer screen for extended periods of time, monitor glare and dust. However, in the course of field visits in buildings, properties or construction sites, there may be risk of exposure to inclement weather, w...