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Homeownership Counselor Jobs (NOW HIRING)

Practice of Peace Foundation

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Housing Counselor -HUD Certified

Elmhurst, NY · On-site

$50K - $60K/yr

Provide financial stability and homeownership counseling services as directed by the Program Director * Support clients navigating foreclosure prevention, tenant rights, rental services, and ...

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Practice of Peace Foundation

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HUD Certified Housing Counselor

Elmhurst, NY · On-site

$50K - $60K/yr

Provide financial stability and homeownership counseling services as directed by the Program Director * Support clients navigating foreclosure prevention, tenant rights, rental services, and ...

CHES INC

Bilingual Housing Counselor

Kansas City, MO · On-site

$19 - $24.50/hr

CHES, Inc. (Credit & Homeownership Empowerment Services, Inc.) is a Kansas City, Missouri based HUD approved (Department of Housing & Urban Development) housing, financial and credit counseling ...

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Homeownership Counselor information

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$35.5K

$62.5K

$102K

How much do homeownership counselor jobs pay per year?

As of Sep 7, 2026, the average yearly pay for homeownership counselor in the United States is $62,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $69,000.00 per year, depending on experience, location, and employer.

What is the difference between Homeownership Counselor vs Mortgage Advisor?

AspectHomeownership CounselorMortgage Advisor
CredentialsHousing counseling certification, HUD-approvedLoan officer license, NMLS registration
Work EnvironmentNon-profit agencies, government programsBanks, mortgage companies, financial institutions
Employer & IndustryHousing agencies, community organizationsFinancial institutions, mortgage firms
Primary FocusEducating clients about homeownership, budgeting, and foreclosure preventionAssessing financials, recommending mortgage products

Homeownership Counselors primarily focus on educating clients about the homebuying process and preventing foreclosure, often working in non-profit or government settings. Mortgage Advisors, on the other hand, assist clients in selecting suitable mortgage products within financial institutions. While both roles require knowledge of housing and finance, their work environments and primary responsibilities differ significantly.

How to become a homeownership counselor?

To become a homeownership counselor, individuals typically need a high school diploma or equivalent, along with training in housing finance, counseling techniques, and fair housing laws. Certification from organizations like the National Foundation for Credit Counseling (NFCC) or the U.S. Department of Housing and Urban Development (HUD) is often required or preferred, and counselors usually gain experience through related roles in finance or social services.
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What job categories do people searching Homeownership Counselor jobs look for?

The top searched job categories for Homeownership Counselor jobs are:

Homeownership Counselor jobs near you
Infographic showing various Homeownership Counselor job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 98% In-person, and 2% Hybrid job distribution, with an average salary of $62,532 per year, or $30.1 per hour.

Homeownership Counselor

Habitat for Humanity St. Tammany West

Mandeville, LA • On-site

$20 - $25/hr

Full-time

Re-posted 6 days ago

Job description

DESCRIPTION
Position Summary: The Homeownership Counselor is responsible for carrying out the affiliate's homeownership client intake, counseling, education, and closing process, with particular emphasis on either preparing applicants for successful partnership in HFHSTW's homeownership program or successful qualification with an outside lender, utilizing HUD compliant practices. The duties listed below are not all inclusive and could change at the affiliate's discretion.
Employee Status: Full time
Responsibilities/Duties/Functions/Tasks
Homeownership Counseling Activities
  • Pass HUD certification exam within 2 months of hire
  • Counsel clients and keep records in compliance with all HUD certification requirements
  • Orient clients to the St. Tammany Homeownership Center services and accept intake packet
  • Document household income, expenses, debt, and other required information
  • Identify potential loan programs for income level
  • Discuss underwriting criteria and pros and cons of Habitat and outside loan options
  • Collect credit report fee, run initial credit report, and review with homebuyer
  • Identify credit challenges
  • Facilitate analysis and modification of homebuyer household budget
  • Conduct calculations including affordability based on income and debt
  • Create written action plan for resolution of credit, budget, and/or other issues
  • Provide structured follow-up to written action plan
  • Document all activity in Counselor Max client management system
  • Screen/coordinate participants through available Individual Development Account Programs
  • Make referrals to other lenders or entities for additional services as needed

Homeownership Education Activities
  • Teach/Facilitate the following:
  • Financial Fitness classes
  • Homebuyer Education classes
  • Additional classes as needed
  • Identify and engage subject matter experts for classes as appropriate

Loan Origination Activities
  • Obtain and maintain requirements for Qualified Loan Originator status per Habitat for Humanity International requirements
  • Conduct regular income and credit verification throughout the partnership phase for HFHSTW homebuyers
  • Conduct final loan qualifying activities as HFHSTW acts of sale approach
  • Perform loan origination for HFHSTW closings using Calyx Point system
  • Work with outside lenders of non-Habitat clients, including packaging USDA 502 Direct loans
  • Obtain homeownership counseling and education certifications as required
  • Obtain USDA 502 Direct loan packaging certification

General
  • Ensure all record keeping, tracking and reporting is complete, timely, and in compliance with appropriate guidelines
  • Participate in community housing-related groups and coalitions
  • Report non-routine matters to your supervisor timely
  • Other duties as assigned

Education Requirements
  • Four year degree, plus two years of experience in housing counseling/education/non-profit residential lending strongly preferred
  • Five years of relevant experience may be substituted for the degree
  • Current or recent housing counseling certification

Special Position Requirements
  • Availability outside of regular business hours, generally evenings
  • Reliable insured transportation
  • Ability to be insured by HFHSTW's automobile insurance carrier
  • Valid Driver's License

EEO Policy Statement
Habitat for Humanity St. Tammany West provides equal employment opportunity to all individuals regardless of race, color, ancestry, religion, national origin, gender, age, sex, sexual orientation, marital status, physical or mental disability, (including pregnancy, childbirth, or related medical conditions), gender identity or gender expression, results of genetic testing, service in the military or veteran status, or any other status protected under applicable federal, state or local law.
REQUIREMENTS
Habitat for Humanity STW is seeking a skilled individual with a background in case management, lending, mortgages or banking. This individual will be comfortable presenting in front of large audiences, be a self-starter and able to work independently, as well as possess or be able to obtain HUD and Housing Counseling certifications.
Come see why Habitat is a rewarding place to work!

Apply