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Home Based Unlicensed Insurance Agent Jobs in Rochester, MI

Pioneer Agency

Insurance Agent

Detroit, MI · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and ... Career advancement opportunities based on performance * Supportive, team-focused environment ...

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MICHAEL LANTZY STATE FARM INSURANCE

Be Seen First

Insurance Agent - Customer Service Representative

Royal Oak, MI · On-site

$50K - $65K/yr

Annual bonus and pay raises based on performance. About Us: At Michael Lantzy State Farm, our ... Insurance Agent to join our dynamic team. In this role, you'll work with both existing and ...

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GENERAL RV CENTER

Insurance Agent (P&C)

Wixom, MI · On-site

Our Insurance Advisors provide clients with RV, home, auto, renters, and other liability coverages ... You'll build strong, trust based relationships with our internal and external clients. * Utilize ...

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All JobsHome Based Unlicensed Insurance Agent JobsHome Based Unlicensed Insurance Agent Jobs in Rochester, MI

Home Based Unlicensed Insurance Agent information

See Rochester, MI salary details

$23K

$59.8K

$111.8K

How much do home based unlicensed insurance agent jobs pay per year?

As of Jul 3, 2026, the average yearly pay for home based unlicensed insurance agent in Rochester, MI is $59,849.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $70,900.00 per year, depending on experience, location, and employer.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a Home Based Unlicensed Insurance Agent, and why are they important?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a Home Based Unlicensed Insurance Agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

Why do so many insurance agents quit?

Home-based unlicensed insurance agents often leave the profession due to inconsistent income, high competition, and the need for ongoing training and licensing. The job requires self-motivation, strong sales skills, and the ability to build a client base, which can be challenging without prior experience or support.

Can you be a licensed insurance agent from home?

A home-based unlicensed insurance agent can sell insurance products but cannot legally provide licensed advice or bind coverage without obtaining the necessary license. Licensing requirements vary by state and typically involve passing exams and completing training, after which agents can work remotely using digital tools and communication platforms.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What can a non-licensed insurance agent do?

A non-licensed insurance agent can assist with administrative tasks, customer service, and sales support under the supervision of a licensed agent. They cannot sell, negotiate, or provide insurance advice or bind coverage until they obtain the necessary license and complete required training.

What type of insurance agents get paid the most?

In the insurance industry, highly paid agents often specialize in commercial or high-net-worth client policies, such as those for businesses or affluent individuals. Agents with advanced licenses, strong sales skills, and the ability to sell complex or high-value policies tend to earn higher commissions and income. Home-based unlicensed insurance agents typically earn less unless they develop specialized knowledge or transition into licensed roles with commission-based pay structures.
What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Rochester, MI look for? The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Rochester, MI are:
What cities near Rochester, MI are hiring for Home Based Unlicensed Insurance Agent jobs? Cities near Rochester, MI with the most Home Based Unlicensed Insurance Agent job openings:
Home Based Unlicensed Insurance Agent jobs near you
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Rochester, MI as of June 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $59,849 per year, or $28.8 per hour.
Insurance Agent (P&C)

Insurance Agent (P&C)

America's Choice insurance

Wixom, MI • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 20 days ago

Job description

Overview
America's Choice Insurance Partners, a General RV company, is full-service agency serving an exclusive client base through a partnership with the nation's largest recreational vehicle dealer.
With our growing operations, we are expanding our sales team to keep up with ongoing demand. Our Insurance Advisors provide clients with RV, home, auto, renters, and other liability coverages to General RV customers. With a constant flow of qualified leads, our agents are always busy providing insurance solutions. No cold calling!
PERKS
  • Highly competitive compensation (salary, commission and bonus)
  • Benefits including medical, dental, vision, paid vacations and 401k options.
  • State-of-the-art technology
  • Industry leading training program & one-on-one mentor
  • Paid state licensing classes
  • Existing client base - no cold calls necessary

QUICK FACTS:
  • In 2025, our average earnings for our Agents was $83,700 with ZERO cold calling! Our highest producing agent earned just over $122,000.
  • We are rated as one of the top 25 highest-producing agencies in the U.S
  • Tenure: Even with our growth, America's Choice has an average of 3.82 years of employee tenure.

Responsibilities
  • You'll build strong, trust based relationships with our internal and external clients.
  • Utilize your problem solving skills to tailor policies that will protect your clients most valued assets.
  • You will complete front-line underwriting to determine specific risk factors.
  • Sell customers on the value of doing business with you by being the subject matter expert.
  • Build a network of long term clients, to ensure strong repeat and referral business.
  • Have some fun working alongside a dynamic group of individuals!

Qualifications
  • Hustle -The right candidate is money motivated, and likes to be rewarded for helping others. They understand the smarter they work, the greater their earning potential.
  • Competitive - America's Choice breaks our own records year after year and as a result, we look for employees that are highly competitive and motivated to succeed.
  • Attitude - While skill is very important, an engaging personality and positive attitude is paramount to your success.
  • Communicative - Due to the nature of our business, it's critically important to be an effective communicator, both written and verbal.

WHO IS AMERICA'S CHOICE INSURANCE PARTNERS?
Established in 1984 as an Independent Insurance Agency to serve the needs of General RV Center's customers. We currently offer insurance products from more than 20 of the nation's highest rated insurance carriers and write business in over 20 states throughout the country.
#INDACIP

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