ZipRecruiter

Log In

1

Home Based Unlicensed Insurance Agent Jobs in Rochester, MI

Lifetime Insurance Services, Inc.

Insurance Agent

Utica, MI · On-site

$65K - $92K/yr

Benefits: * Bonus based on performance * Company parties * Employee discounts * Flexible schedule * Opportunity for advancement * Training & development Independent Insurance Agent (Commission Only ...

MICHAEL LANTZY STATE FARM INSURANCE

Be Seen First

Insurance Agent

Royal Oak, MI · On-site

$52K - $65K/yr

Annual bonus and pay raises based on performance. About Us: At Michael Lantzy State Farm, our ... Insurance Agent to join our dynamic team. In this role, you'll work with both existing and ...

MICHAEL LANTZY STATE FARM INSURANCE

Be Seen First

Insurance Agent

Royal Oak, MI · On-site

$52K - $65K/yr

Annual bonus and pay raises based on performance. About Us: At Michael Lantzy State Farm, our ... Insurance Agent to join our dynamic team. In this role, you'll work with both existing and ...

Kemper

Insurance Agent Trainee

Detroit, MI

For new unlicensed agents, your journey begins with a paid training period. During this time, we ... The compensation for the role is fully commission-based. Benefits: Kemper offers competitive ...

Kemper

Insurance Agent Trainee

Southfield, MI

Our strength lies in our dedication to frequent personal home visits with new and existing ... For new unlicensed agents, your journey begins with a paid training period. During this time, we ...

Pitch Health Solutions

Health Insurance Agent

Troy, MI · Remote

$18 - $20/hr

Includes a 1-hour lunch break * 100% Remote: Work from anywhere nationwide * Hands-on coaching ... pay (based on experience) * Lucrative, performance-driven commissions * * Top-performing ...

Kemper

Licensed Insurance Agent

Southfield, MI

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... Our strength lies in our dedication to frequent personal home visits with new and existing ...

Kemper

Licensed Insurance Agent

Detroit, MI

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... Our strength lies in our dedication to frequent personal home visits with new and existing ...

next page

Showing results 1-20

All JobsHome Based Unlicensed Insurance Agent JobsHome Based Unlicensed Insurance Agent Jobs in Rochester, MI

Home Based Unlicensed Insurance Agent information

See Rochester, MI salary details

$23K

$59.8K

$111.8K

How much do home based unlicensed insurance agent jobs pay per year?

As of Jul 24, 2026, the average yearly pay for home based unlicensed insurance agent in Rochester, MI is $59,849.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $70,900.00 per year, depending on experience, location, and employer.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a Home Based Unlicensed Insurance Agent, and why are they important?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a Home Based Unlicensed Insurance Agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

Why do so many insurance agents quit?

Home-based unlicensed insurance agents often leave the profession due to inconsistent income, high competition, and the need for ongoing training and licensing. The job requires self-motivation, strong sales skills, and the ability to build a client base, which can be challenging without prior experience or support.

Can you be a licensed insurance agent from home?

A home-based unlicensed insurance agent can sell insurance products but cannot legally provide licensed advice or bind coverage without obtaining the necessary license. Licensing requirements vary by state and typically involve passing exams and completing training, after which agents can work remotely using digital tools and communication platforms.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What can a non-licensed insurance agent do?

A non-licensed insurance agent can assist with administrative tasks, customer service, and sales support under the supervision of a licensed agent. They cannot sell, negotiate, or provide insurance advice or bind coverage until they obtain the necessary license and complete required training.

What type of insurance agents get paid the most?

In the insurance industry, highly paid agents often specialize in commercial or high-net-worth client policies, such as those for businesses or affluent individuals. Agents with advanced licenses, strong sales skills, and the ability to sell complex or high-value policies tend to earn higher commissions and income. Home-based unlicensed insurance agents typically earn less unless they develop specialized knowledge or transition into licensed roles with commission-based pay structures.
What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Rochester, MI look for? The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Rochester, MI are:
What cities near Rochester, MI are hiring for Home Based Unlicensed Insurance Agent jobs? Cities near Rochester, MI with the most Home Based Unlicensed Insurance Agent job openings:
Home Based Unlicensed Insurance Agent jobs near you
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Rochester, MI as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 6% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $59,849 per year, or $28.8 per hour.
Auto Insurance Agent

Auto Insurance Agent

Lifetime Insurance Services, Inc.

Shelby, MI • On-site

$45K - $65K/yr

Full-time

PTO

Posted 15 days ago

Job description

Benefits:
  • Bonus based on performance
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • Tuition assistance

Are you a licensed P&C insurance agent looking for a change? We are looking for a motivated agent who enjoys working with people and thrives in sales. This position will provide an opportunity to grow your income year over year.
Requirements:
• Goal oriented with a drive to succeed.
• Successful track record of meeting sales goals/quotas preferred.
• Interest in marketing products and services based on customer needs.
• People-oriented, outgoing and genuinely enjoy dealing with clients.
• Ability to multi-task.
• Property & Casualty license.
Responsibilities:
• Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
• Respond to inquiries regarding insurance availability, eligibility, coverages and policy changes.
• Work with manager to create and meet marketing goals.
As an insurance agent with our agency, you will be in our training program for the first 1-3 months. You will also learn how we do business and the carriers we represent. We also will provide sales training and tools to enhance your sales skills.
We are a young and energetic Agency looking for likeminded professionals who want a carrier they can grow in.
Compensation: $45,000.00 - $65,000.00 per year
Lifetime Insurance Services, Inc
Lifetime Insurance Services is an independent insurance agency specializing in auto, home, life, and business insurance. We represent multiple companies and we will impartially shop the competition to find our customers the lowest rate without sacrificing coverage.
We are a team made up of professionals who enjoy helping people out and don't take ourselves too seriously. Let's face it....insurance is not the most exciting topic but it's something that everyone needs. We pride ourselves on providing a wealth of knowledge, great customer service and great rates all while having fun!
Company Website:

Apply