1

Home Based Unlicensed Insurance Agent Jobs in Indiana

Our strength lies in our dedication to frequent personal home visits with new and existing ... For new unlicensed agents, your journey begins with a paid training period. During this time, we ...

Our strength lies in our dedication to frequent personal home visits with new and existing ... For new unlicensed agents, your journey begins with a paid training period. During this time, we ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

Life & Health Insurance Agent Location: Remote Position/ Work from ... Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA ...

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

Insurance Agent

Indianapolis, IN · On-site

$45K - $110K/yr

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

Insurance Agent

Terre Haute, IN · On-site

$45K - $110K/yr

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

Insurance Agent

Terre Haute, IN · On-site

$45K - $110K/yr

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

Insurance Agent

Muncie, IN · On-site

$45K - $110K/yr

... based consultations to recommend and sell tailored insurance solutions across - Personal lines ... home, auto, umbrella, pet) - Commercial lines (small business, liability, property, etc.) - Life ...

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... Our strength lies in our dedication to frequent personal home visits with new and existing ...

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... Our strength lies in our dedication to frequent personal home visits with new and existing ...

next page

Showing results 1-20

Home Based Unlicensed Insurance Agent information

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a Home Based Unlicensed Insurance Agent, and why are they important?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a Home Based Unlicensed Insurance Agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

Why do so many insurance agents quit?

Home-based unlicensed insurance agents often leave the profession due to inconsistent income, high competition, and the need for ongoing training and licensing. The job requires self-motivation, strong sales skills, and the ability to build a client base, which can be challenging without prior experience or support.

Can you be a licensed insurance agent from home?

A home-based unlicensed insurance agent can sell insurance products but cannot legally provide licensed advice or bind coverage without obtaining the necessary license. Licensing requirements vary by state and typically involve passing exams and completing training, after which agents can work remotely using digital tools and communication platforms.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What can a non-licensed insurance agent do?

A non-licensed insurance agent can assist with administrative tasks, customer service, and sales support under the supervision of a licensed agent. They cannot sell, negotiate, or provide insurance advice or bind coverage until they obtain the necessary license and complete required training.

What type of insurance agents get paid the most?

In the insurance industry, highly paid agents often specialize in commercial or high-net-worth client policies, such as those for businesses or affluent individuals. Agents with advanced licenses, strong sales skills, and the ability to sell complex or high-value policies tend to earn higher commissions and income. Home-based unlicensed insurance agents typically earn less unless they develop specialized knowledge or transition into licensed roles with commission-based pay structures.
What are the most commonly searched types of Unlicensed Insurance Agent jobs in Indiana? The most popular types of Unlicensed Insurance Agent jobs in Indiana are:
What cities in Indiana are hiring for Home Based Unlicensed Insurance Agent jobs? Cities in Indiana with the most Home Based Unlicensed Insurance Agent job openings:
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Indiana as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution.
Insurance Agent Trainee

Insurance Agent Trainee

Kemper

Fort Wayne, IN

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 3 days ago


Job description

Location(s)

Fort Wayne, Indiana

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role:Life Insurance Sales Agent

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance
  • Group Life Insurance
  • Short-Term & Long-Term Disability
  • 401(k) with Company Match
  • Paid Vacation
  • Employee Stock Purchase Program

Responsibilities:

Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.

Day-to-Day Activities:

  • Conducting sales presentations, recommending products, and closing new sales
  • Prospecting for new sales opportunities
  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
  • Responding promptly to service requests such as beneficiary changes, claims, and loans
  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales
  • Build strong working relationships with customers
  • Devote the time necessary to fulfill the responsibilities of the role
  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Customer service experience
  • Must be at least 18 years of age
  • Valid driver's license with required auto insurance coverage
  • Dependable vehicle for daily travel
  • Ability to pass a background check, motor vehicle report, and drug screening
  • Authorization to work in the United States

Preparation:

  • Licensing:We provide free access to study tools and professional guidance to help you prepare for licensing exams
  • Training:New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
  • On-the-Job Training:Earn a paycheck while learning your profession through hands-on experience

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.