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Home Based Mca Underwriter Jobs (NOW HIRING)

Bethpage Federal Credit Union

Home Equity Underwriter

Bethpage, NY · Remote

$26.36 - $30.97/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

What You'll Do The Home Equity Underwriter reviews and analyzes home equity loan applications to ... based bonus.) In addition to the salary or hourly rate listed above there may be other compensation ...

Bethpage

Home Equity Underwriter

Bethpage, NY · On-site

$26.36 - $30.97/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

What You'll Do The Home Equity Underwriter reviews and analyzes home equity loan applications to ... based bonus.) In addition to the salary or hourly rate listed above there may be other compensation ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions ... Ensure material information captured in the application is accurate and updated as needed based on ...

Auto Owners Insurance Company

Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto Owners Insurance Company

Underwriter

Lakeland, FL · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial in ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions ... Ensure material information captured in the application is accurate and updated as needed based on ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions ... Ensure material information captured in the application is accurate and updated as needed based on ...

Auto Owners Insurance Company

Underwriter

Marion, IN · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Marion, IN · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Columbia, MO · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto Owners Insurance Company

Underwriter

Columbia, MO · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial in ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto Owners Insurance Company

Underwriter

Tallahassee, FL · Hybrid

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Citizens Bank

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions ... Ensure material information captured in the application is accurate and updated as needed based on ...

Auto Owners Insurance Company

Underwriter

Draper, UT · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

  • Retirement

  • PTO

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender ... Order and review MI based on loan program. Ensure that system of record matches MI certificate

PNC Bank

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

If approved, work must be conducted from a quiet, secure, and confidential home-based workspace ... Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions Work ...

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Home Based Mca Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do home based mca underwriter jobs pay per year?

As of Aug 19, 2026, the average yearly pay for home based mca underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a home based MCA underwriter?

A Home Based MCA (Merchant Cash Advance) Underwriter is a finance professional who evaluates and processes applications for merchant cash advances while working remotely from home. Their main role is to review financial documents, analyze creditworthiness, assess risk, and determine whether applicants qualify for funding. They often communicate with small business owners, sales agents, and funding companies to gather necessary information. Working from home allows them flexibility, but they must maintain strong attention to detail and adhere to industry compliance standards. This position typically requires experience in underwriting, finance, or business lending.

What are the key skills and qualifications needed to thrive as a home based MCA underwriter?

To thrive as a Home Based MCA Underwriter, you need a strong understanding of financial analysis, risk assessment, and merchant cash advance (MCA) products, often supported by experience in underwriting or finance. Familiarity with underwriting software, credit reporting tools, and secure document management systems is typically required. Attention to detail, strong analytical thinking, and effective communication are crucial soft skills for evaluating applications and collaborating with remote teams. These skills ensure accurate risk evaluation, compliance with company policies, and efficient processing of MCA applications in a remote work environment.

What are some common challenges faced by home based MCA underwriters, and how can they be managed?

Home-based MCA underwriters often face challenges such as staying organized while managing multiple applications remotely, maintaining clear communication with sales teams and clients, and keeping up-to-date with changing funding guidelines. To manage these challenges, it's helpful to establish a structured daily workflow, use reliable digital tools for document management, and participate in regular video or phone meetings with colleagues. Proactive communication and continuous professional development also help ensure accuracy and efficiency in the underwriting process.
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Home Based Mca Underwriter jobs near you
Infographic showing various Home Based Mca Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 14% Part Time, and 7% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Home Equity Underwriter

Bethpage Federal Credit Union

Bethpage, NY • Remote

$26.36 - $30.97/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 5 days ago

Job description

It Starts With Our Employees

FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work.

What You’ll Do

The Home Equity Underwriter reviews and analyzes home equity loan applications to determine whether borrowers meet financial and creditworthiness criteria. The Underwriter assesses the risk associated with approving a loan, evaluates the borrower’s income, credit history, employment history, debt-to-income ratio, available equity, and other important factors. As part of the Home Equity Underwriting team, they strive to provide exceptional service to members and partners.

This opportunity is open to flexible work options including a remote set up.

Core Contributions

  • Review loan applications, credit reports, and supporting documentation to analyze risk and request additional information and/or documentation as necessary.
  • Review income and loan documents or verify self-employed tax returns.
  • Monitor and manage pipeline to meet Service Level Agreements.
  • Review and follow up on incomplete files for initial decision.
  • Work in collaboration with other departments and team members.
  • Document and effectively communicate reasons for the rendered decision of loan applications to internal teams and members.
  • Ensure compliance with regulatory and partner specific policies and guidelines.
  • Validate loan data utilizing internal and external resources to include member documentation and vendor reporting. Identify and resolve any red flags.
  • Communicate with closers and processors to resolve issues or as needed.
  • Additional job-related projects and duties as assigned by management.

Assets You Will Bring 

  • High School Diploma or GED.
  • 2+ years of underwriting or processing experience required.

The estimated salary for this role is $26.36 - $30.97 per hour. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) In addition to the salary or hourly rate listed above there may be other compensation & benefits available.

#LI-Remote  

What Sets Us Apart? 

In addition to our comprehensive benefits, we invest in employee connection and well-being through: 

  • Competitive 401(k)
  • Tuition and fitness reimbursement programs
  • Flexible work options
  • Volunteer opportunities
  • Executive “Water Cooler Chats”
  • Clubs, sports, and social events
  • Food truck days

….and more! 

Who is FourLeaf? 

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. 

We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America’s Greatest Midsize Workplaces 2025, and Fortune’s Best Workplaces in Financial Services & Insurance 2024.  

As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

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