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Home Based Insurance Agent Jobs in California (NOW HIRING)

StaffMyAgency LLC

INSURANCE AGENT TRAINEE

San Jose, CA · On-site

$120K - $150K/yr

Sell auto, home, life, specialty and business insurance. * Manage warm leads and client relationships * Learn recruiting, marketing, and business operations * Train under an experienced mentor agent ...

Pierpoint

Retail Insurance Agent

San Jose, CA · On-site

... home insurance products to new and existing customers. Acceptance believes in providing trusted ... Guaranteed Based Pay * Monthly Production Bonus * Monthly Add-On Incentive Bonus * Quarterly ...

Pierpoint

Retail Insurance Agent

San Jose, CA · On-site

... home insurance products to new and existing customers. Acceptance believes in providing trusted ... Guaranteed Based Pay * Monthly Production Bonus * Monthly Add-On Incentive Bonus * Quarterly ...

StaffMyAgency LLC

INSURANCE AGENT TRAINEE

San Francisco, CA · On-site

$120K - $150K/yr

Sell auto, home, life, specialty and business insurance. * Manage warm leads and client relationships * Learn recruiting, marketing, and business operations * Train under an experienced mentor agent ...

Farmers Insurance Division 86

Be Seen First

Insurance Agent Trainee, Path to Agency Ownership

Mission Viejo, CA · On-site

$55K - $100K/yr

Farmers Insurance Division 86 is hiring for a mentorship-based agent role out of our Mission Viejo ... Mornings on client consultations, quoting auto, home, life, and commercial policies. Afternoons ...

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All JobsHome Based Insurance Agent JobsHome Based Insurance Agent Jobs in California

Home Based Insurance Agent information

What is a home based insurance agent?

A Home Based Insurance Agent is a licensed professional who sells insurance policies and provides customer service from their own home, rather than working out of a traditional office setting. They assist clients in choosing suitable insurance products such as life, health, auto, or property insurance. These agents often use phone, email, and online platforms to communicate with clients, process applications, and manage accounts. Working from home offers flexibility, but also requires self-motivation, time management skills, and a reliable internet connection.

What are the key skills and qualifications needed to thrive as a home based insurance agent?

To thrive as a Home Based Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically a state insurance license. Familiarity with CRM software, online quoting tools, and virtual communication platforms is essential for managing leads and clients remotely. Strong interpersonal skills, self-motivation, and effective time management help agents build trust and sustain productivity from home. These skills and tools ensure agents can efficiently service clients, meet sales targets, and maintain regulatory compliance in a remote work environment.

How do home based insurance agents typically manage communication and collaboration with their teams and clients?

Home based insurance agents often rely on a combination of digital tools—such as video conferencing, email, and specialized CRM software—to stay connected with both their teams and clients. Regular virtual meetings help maintain team cohesion and ensure everyone is updated on changes in products or regulations. For client interactions, agents schedule calls or virtual appointments to discuss policy options, handle claims, and provide ongoing support, ensuring a seamless experience despite the remote setting. Staying organized and proactive in communication is key to building trust and meeting targets in this role.

What is the difference between Home Based Insurance Agent vs Insurance Broker?

AspectHome Based Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often more comprehensive
Work EnvironmentPrimarily remote, home officeOffice-based or remote, client meetings often in person
Employer & Industry UsageWorks for insurance companies or independentlyWorks independently or for brokerage firms
Common Search & ComparisonYesYes

While both roles involve selling insurance policies, a Home Based Insurance Agent typically works remotely for an insurance company or independently, focusing on individual clients. An Insurance Broker often operates independently or within a brokerage, offering a wider range of policies from multiple providers. Both require licensing and serve similar client needs, but differ in work environment and scope of services.

What are the most commonly searched types of Insurance Agent jobs in California?

The most popular types of Insurance Agent jobs in California are:

What cities in California are hiring for Home Based Insurance Agent jobs?

Cities in California with the most Home Based Insurance Agent job openings:

Home Based Insurance Agent jobs near you
Infographic showing various Home Based Insurance Agent job openings in California as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 15% Part Time, and 7% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution.

Insurance Agent - Fresno, CA

Horace Mann - Agent Opportunities

Fresno, CA

Full-time

Re-posted 3 days ago

Job description

Horace Mann is seeking a motivated insurance professional to join our team serving the educator market. This opportunity is designed for individuals looking to build or grow their own business while being supported by a strong brand, established resources, and a niche educator market.

Based on experience and background, this opportunity has an existing book of business and may be aligned as either an Exclusive Agent (EA) or an Enhanced Exclusive Agent. Both opportunities require a Property & Casualty and Life & Health license.

Role Options

  • Exclusive Agent (EA):
    Focused on continuing to build from an existing book of business while expanding market access within the educator community through school events, networking, and referrals, with renewal income earned as new business is written.
  • Enhanced Exclusive Agent:
    Assumes and expands an existing book of educator clients with in-force policies and immediate renewal income, while continuing to grow relationships and deepen market presence. Must also have, at minimum, the SIE prior to start; Series 6 and/or Series 63 required or to be obtained after hire, as applicable.

What You'll Do

  • Build and maintain relationships with educators and school employees
  • Identify client needs and recommend insurance and financial solutions
  • Generate new business through referrals, school partnerships, and networking
  • Retain and renew policies while delivering exceptional service
  • Cross-sell auto, home, life, and retirement products
  • Participate in community and educator-focused events

What We Offer

  • 1099 compensation with uncapped earning potential with renewals
  • Industry-leading incentive compensation during the first 48 months while you grow your book (Exclusive Agent)
  • Book of business with immediate renewal income (Enhanced Agent)
  • Exclusive territory within a niche educator market
  • Dedicated service support so you can focus on growth
  • Ongoing training, technology, and business development resources
  • Flexibility to manage your own schedule and business

Qualifications

  • Active Life & Health and Property & Casualty licenses (Exclusive & Enhanced Agent)
  • Ability to obtain FINRA licenses (SIE, Series 6 & 63, if applicable) (Enhanced)
  • Insurance or financial services experience preferred
  • Strong relationship-building and communication skills
  • Entrepreneurial mindset and self-motivation

Why Horace Mann?

  • Exclusive access to the educator market
  • Opportunity to build a meaningful, long-term business
  • Strong earning potential with stability and growth
  • Ability to make a real impact supporting educators' financial futures

Whether you're looking to build from a small book, assume an established one, or grow into a future leadership role, Horace Mann offers a path designed to support your success.

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