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Health Insurance Representative Jobs in California

Specialists In Health Insurance Services Inc

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Employee Benefits and Group Health Insurance Agency Administrator

Concord, CA · On-site

$70K - $74K/yr

Job post summary Specialists In Health Insurance Services, Inc Pay: $70,000.00 - $75,000 annually ... Administration assistance to our designated representatives and producers. * Register and track our ...

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All JobsHealth Insurance Representative JobsHealth Insurance Representative Jobs in California

Health Insurance Representative information

See California salary details

$25.2K

$64.8K

$82.4K

How much do health insurance representative jobs pay per year?

As of Sep 5, 2026, the average yearly pay for health insurance representative in California is $64,792.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $76,000.00 per year, depending on experience, location, and employer.

What does a health insurance representative do?

A Health Insurance Representative assists clients in understanding, selecting, and managing health insurance policies. They provide information on coverage options, help customers file claims, and resolve issues related to benefits or billing. Representatives may also process applications, explain policy details, and ensure that clients receive the appropriate coverage for their needs. Their role is vital in helping individuals and businesses navigate the complexities of health insurance.

What are the key skills and qualifications needed to thrive as a health insurance representative?

To thrive as a Health Insurance Representative, you need a solid understanding of health insurance policies, claims processing, and customer service, often supported by a high school diploma or relevant associate degree. Familiarity with claims management software, CRM systems, and regulatory guidelines like HIPAA is typically required. Excellent communication, problem-solving, and organizational skills help you address client concerns and navigate complex situations. These capabilities are crucial for ensuring client satisfaction, regulatory compliance, and efficient claims resolution.

What are some common challenges health insurance representatives face when assisting clients, and how can they effectively address them?

Health Insurance Representatives often encounter challenges such as explaining complex policy details, resolving billing issues, and handling sensitive customer concerns. To effectively address these, it's important to have strong communication skills and patience, as well as a thorough understanding of the company's products and procedures. Representatives typically work closely with both clients and internal teams, such as claims processors and underwriters, to resolve issues efficiently. Staying current on industry regulations and maintaining empathy during client interactions are also key to building trust and ensuring customer satisfaction.

What is the difference between Health Insurance Representative vs Insurance Agent?

AspectHealth Insurance RepresentativeInsurance Agent
CredentialsMay require state licensing, health insurance certificationsRequires state licensing, general insurance certifications
Work EnvironmentInsurance companies, customer service centersIndependent or agency offices, client meetings
Employer & IndustryHealth insurance providers, healthcare industryInsurance agencies, multiple insurance sectors
Search & Comparison IntentFocus on health insurance products, coverage optionsBroader insurance products, policies across sectors

Health Insurance Representatives primarily focus on health insurance policies, working within insurance companies or healthcare providers. Insurance Agents often handle a variety of insurance types, including health, auto, and home, working independently or for agencies. While both roles require licensing and customer service skills, Health Insurance Representatives specialize in health coverage, making them more suitable for those interested specifically in health insurance careers.

How to get a job as a health insurance representative?

To become a health insurance representative, candidates typically need a high school diploma or equivalent, and some roles may require a license or certification such as the Health Insurance License. Relevant skills include customer service, communication, and knowledge of insurance policies, often gained through on-the-job training or courses. Applying through insurance companies, broker agencies, or staffing agencies and demonstrating sales or customer service experience can improve job prospects.

What are popular job titles related to Health Insurance Representative jobs in California?

For Health Insurance Representative jobs in California, the most frequently searched job titles are:

What job categories do people searching Health Insurance Representative jobs in California look for?

The top searched job categories for Health Insurance Representative jobs in California are:

Health Insurance Representative jobs near you
Infographic showing various Health Insurance Representative job openings in California as of August 2026, with employment types broken down into 2% As Needed, 80% Full Time, 13% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $64,792 per year, or $31.1 per hour.

Work-From-Home Insurance Representative

Meron Financial Agency

Palm Springs, CA • On-site, Remote

$150K - $200K/yr

Full-time

Re-posted 22 days ago

Job description

Stop Settling for Average Income
If you're driven, coachable, and ready to get paid based on your effort, this may be the opportunity you've been looking for.
Meron Financial Agency is expanding in the Houston market and actively hiring agents who want to grow fast and earn at a high level.
This is not a slow, hourly job.
This is a performance-based career with real upside.
What Makes This Role Different
You will work with people who already requested information through inbound leads
You will also have outbound opportunities/ warm leads to increase your income faster
You will follow a proven system with clear training and support
What You'll Be Doing
Speak with clients over the phone or Zoom
Help families choose life insurance coverage that fits their needs
Work both warm inbound leads and Warm Lead leads - No Cold Calling
Track activity and stay consistent with daily production
Attend training and improve your sales skills
Compensation
100 percent commission with uncapped earning potential
Average earnings are $800 to $1,200 per sale
Typical results
Part time agents earn $50K plus in their first year
Full time agents earn $80K to $300K plus
Daily/ Weekly pay
Performance based incentives
Long term income opportunities
What We Provide
Leads with a mix of inbound and outbound opportunities
Step by step training and mentorship
Access to 60 plus insurance carriers
Remote flexibility / In Office training
Clear path to leadership and team building
Who This Is For
You want to earn more and are willing to work for it
You are coachable and take direction well
You are comfortable talking to people daily
You are looking for growth, not just a job
Requirements
Must live in the U.S. with Houston preferred
Must be a U.S. citizen or legal resident
Able to pass a background check
Life and Health License or willingness to obtain quickly
Apply Now
We are hiring a limited number of agents in this market.
If you are serious about increasing your income and building something long term, apply today.

Apply