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Health Insurance Broker Jobs in Michigan (NOW HIRING)

Remote Insurance Broker

Troy, MI · On-site +1

$10K - $20K/mo

This work from home role is designed to give you a healthy balance of the two. We have immediate ... Spieldenner Group is a part of the fastest-growing insurance organization in the country. Among the ...

Health, vision, and dental insurance benefits * Paid holidays and paid time off Qualifications * 2+ years of freight brokerage, carrier sales, or account management experience required. * Experience ...

Health, vision, and dental insurance benefits * Paid holidays and paid time off Qualifications * 2+ years of freight brokerage, carrier sales, or account management experience required. * Proven ...

Health, vision, and dental insurance benefits * Paid holidays and paid time off Qualifications * 2+ years of freight brokerage, carrier sales, or account management experience required. * Proven ...

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Showing results 1-20

Health Insurance Broker information

See Michigan salary details

$34K

$76K

$103.7K

How much do health insurance broker jobs pay per year?

As of Jul 31, 2026, the average yearly pay for health insurance broker in Michigan is $76,023.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,200.00 and $87,200.00 per year, depending on experience, location, and employer.

How much do health insurance brokers make per policy?

Health insurance brokers typically earn commissions that range from 2% to 10% of the policy premium, with some earning flat fees per policy. Compensation varies based on the insurer, policy type, and broker experience, and many brokers also receive renewal commissions for ongoing client coverage.

What do health insurance brokers do?

A health insurance broker helps clients find and select health insurance plans that meet their needs by comparing coverage options, costs, and provider networks. They assist with enrollment, explain policy details, and may earn commissions from insurance providers. Brokers often hold certifications and use industry tools to provide personalized advice to individuals or businesses.

Is insurance broking a good career?

Insurance broking is a viable career that involves helping clients select suitable insurance policies and requires strong communication, sales skills, and industry knowledge. Successful brokers often obtain certifications such as the Certified Insurance Counselor (CIC) and build client relationships over time. The profession can offer flexible schedules and earning potential through commissions, but it also requires ongoing education and networking efforts.

What is the difference between Health Insurance Broker vs Health Insurance Agent?

AspectHealth Insurance BrokerHealth Insurance Agent
CredentialsMay require licensing and certifications; often independentLicensed to sell specific insurance products; typically affiliated with one company
Work EnvironmentIndependent or affiliated with brokerage firms; consults with clientsWorks for insurance companies or agencies; sells policies directly
Employer & Industry UsageUsed across multiple insurers; serves clients' best interestsEmployed by specific insurance companies; promotes their products
Search & Comparison IntentPeople compare brokers for independent advicePeople compare agents based on specific insurance options

In summary, health insurance brokers typically operate independently or with multiple insurers, offering broader options and personalized advice. Health insurance agents usually work for a single insurer, focusing on selling that company's policies. Both roles require licensing but differ in independence and employer structure.

What does a health insurance broker do?

A health insurance broker is a licensed professional who helps individuals, families, and businesses find and purchase health insurance plans that best meet their needs and budgets. Brokers compare various policies from multiple insurance companies, explain coverage options, and assist clients with the application process. They also provide ongoing support, helping clients with renewals, claims, and any issues that arise during the policy period. Brokers are typically compensated by insurance companies, not by the clients they assist.

What are the key skills and qualifications needed to thrive as a Health Insurance Broker, and why are they important?

To thrive as a Health Insurance Broker, you need a thorough understanding of insurance products, sales strategies, and regulatory compliance, typically supported by state licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance marketplace platforms is essential. Strong interpersonal skills, active listening, and the ability to explain complex policies clearly help brokers build trust and close sales. These skills and qualities are critical for matching clients to appropriate plans, ensuring legal compliance, and sustaining long-term client relationships.

What are some common challenges faced by Health Insurance Brokers when assisting clients with plan selection?

Health Insurance Brokers often encounter challenges such as navigating the complexity of various insurance plans, staying updated with frequently changing regulations, and ensuring clients fully understand their coverage options. Balancing the diverse needs and budgets of clients while providing unbiased recommendations can be demanding. Additionally, brokers must handle administrative tasks, such as managing enrollments and resolving claim issues, all while maintaining strong relationships with both clients and insurance carriers.

Why do most insurance agents quit?

Many health insurance brokers quit due to the high competition, complex regulations, and the need for ongoing education to stay certified. Additionally, the job often involves irregular income, rejection, and a challenging sales environment, which can lead to burnout and turnover.
What are popular job titles related to Health Insurance Broker jobs in Michigan? For Health Insurance Broker jobs in Michigan, the most frequently searched job titles are:
Infographic showing various Health Insurance Broker job openings in Michigan as of July 2026, with employment types broken down into 8% Locum Tenens, 2% As Needed, 79% Full Time, 7% Part Time, and 4% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $76,023 per year, or $36.5 per hour.

Remote Insurance Broker

Spieldenner Financial Group

Troy, MI • On-site, Remote

$10K - $20K/mo

Contractor

Re-posted just now


Job description

Spieldenner Financial Group is seeking independent, motivated, career-minded individuals to join our Mortgage Protection team. Our team members help American families protect their largest asset: the ability to make an income.
Our proven system includes extraordinary mentorship, training, and support that allows our agents to have a competitive edge in the industry.
Job Duties:
  • Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
  • Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
  • Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
  • Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting

Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
Availability:
Work-life balance is the foundation on which this company was founded. This work from home role is designed to give you a healthy balance of the two. We have immediate openings for the following roles:
  • Spare time: This is a commitment of working 4-8 hours a week that can generate between $500 to $2,000 per month.*
  • Part-time: This is a commitment of working 8-25 hours a week that can generate between $2,000 to $5,000 per month.*
  • Full-Time: This is a true commitment and requires 25-50 hours per week that can generate between $10,000 to $20,000 per month.*

About Us:
Spieldenner Group is a part of the fastest-growing insurance organization in the country.
Among the INC 5000s fastest-growing private companies.
Voted Top Company Culture by Entrepreneur Magazine
Forbes Magazine's 25 Companies Hiring The Most High-Paying Jobs In 2024
If this sounds like a place you could plant your flag, we invite you to apply!
*Equal opportunity, not equal outcome
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.