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American Income Insurance Jobs in Michigan (NOW HIRING)

Globe Life American Income Division: Zuzick Organization is seeking a driven Sales Team Leader to ... insurance benefits that help protect their families. As we continue expanding nationwide, we are ...

Globe Life American Income Division: Zuzick Organization is seeking a driven Sales Team Leader to ... insurance benefits that help protect their families. As we continue expanding nationwide, we are ...

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Showing results 1-20

American Income Insurance information

See Michigan salary details

$21.8K

$56.7K

$105.9K

How much do american income insurance jobs pay per year?

As of Aug 18, 2026, the average yearly pay for american income insurance in Michigan is $56,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,800.00 and $67,100.00 per year, depending on experience, location, and employer.

What is American Income Insurance?

American Income Insurance refers to American Income Life Insurance Company, a provider of life and supplemental health insurance products. The company primarily offers life, accident, and supplemental health insurance policies to labor unions, credit unions, and other associations. Its agents work to help individuals and families protect their income and financial security in the event of death, illness, or injury. American Income Life is known for its focus on serving working-class families and providing benefits tailored to their needs.

What are the key skills and qualifications needed to thrive as an American Income Insurance agent?

To thrive as an American Income Insurance Agent, you typically need a high school diploma or equivalent, a valid insurance license, and strong sales or customer service experience. Familiarity with customer relationship management (CRM) software, quoting tools, and digital communication platforms is often required. Outstanding interpersonal skills, resilience, and persuasive communication help agents build trust and close sales with clients. These abilities are essential for effectively identifying client needs, delivering tailored insurance solutions, and achieving sales targets in a competitive industry.

What does a typical workweek look like for an American Income Insurance agent?

As an American Income Insurance agent, your workweek often involves a mix of prospecting new clients, setting appointments, conducting policy presentations, and following up on leads. Many agents work both in-office and in the field, with flexible hours but an expectation of self-motivation to meet sales goals. Collaboration with team members and managers is common, especially for training, sharing leads, and strategizing sales approaches. The workload can be intense during peak periods, but agents who are organized and proactive find success and advancement opportunities within the company.

What is the difference between American Income Insurance vs Insurance Agent?

AspectAmerican Income InsuranceInsurance Agent
CertificationsLicensing required in each stateLicensing required in each state
Work EnvironmentOffice-based and field workPrimarily field and client meetings
Employer & IndustryPart of American Income Life Insurance CompanyVarious insurance companies and agencies
Job RoleSales, policy selling, client serviceSales, policy selling, client service

American Income Insurance is a specific insurance provider, while an insurance agent is a licensed professional who sells policies for various companies, including American Income Life. Both roles require licensing and involve sales and client service, but American Income Insurance refers to the company, whereas insurance agent is a broader job title across multiple employers.

What cities in Michigan are hiring for American Income Insurance jobs?

Cities in Michigan with the most American Income Insurance job openings:

Infographic showing various American Income Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 21% Part Time, 2% Temporary, 5% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $56,673 per year, or $27.2 per hour.

Virtual Benefits Advisor | Remote Client Services

Globe Life American Income Division

Lansing, MI โ€ข On-site, Remote

Full-time

Medical, Life

Posted 2 days ago

New


Job description

Virtual Benefits Advisor | Remote Client Service & Sales
Company: AO - Globe Life
Work Arrangement: 100% Remote | U.S. Residents Only
Schedule: Flexible
Experience: Entry-Level Welcome | Training & Mentorship ProvidedBuild a Career Where Your Effort Creates Opportunity
Are you looking for a work-from-home career where you can help people, develop professionally, and create earning and advancement opportunities based on your performance?
AO - Globe Life is seeking motivated, people-focused professionals to join our growing virtual team as Virtual Benefits Advisors.
In this role, you'll meet with individuals and families through scheduled virtual appointments, help them understand available life, accident, and supplemental health insurance benefits, answer questions, and guide them through the enrollment process.
Our approach combines customer service, education, relationship building, and consultative sales. We believe clients should understand their options and feel confident in the decisions they make.
No previous insurance experience is required. Comprehensive training, mentorship, and licensing guidance are provided.
โ€ข 100% Remote
โ€ข Flexible Scheduling Opportunities
โ€ข Qualified Client Opportunities
โ€ข No Traditional Cold Calling
โ€ข Weekly Commission-Based Pay
โ€ข Performance Bonuses & Renewals
โ€ข Training & Mentorship Provided
โ€ข Leadership Advancement OpportunitiesAbout AO - Globe Life
AO operates within the American Income Division of Globe Life, serving working families throughout North America.
For decades, American Income Life has provided supplemental life, accident, and health insurance products to working families, including members of labor unions, credit unions, associations, and their families.
Our virtual environment allows representatives to serve clients remotely while receiving ongoing training, coaching, technology, and leadership support.
Our culture emphasizes service, integrity, accountability, professional development, and recognition for performance.What You'll Do
As a Virtual Benefits Advisor, you'll work directly with prospective and existing clients while developing valuable communication, customer service, and relationship-management skills.Client Service & Benefits Guidance
  • Meet virtually with clients through Zoom and phone appointments
  • Connect with individuals and families seeking information about available benefits
  • Ask questions to understand each client's needs and priorities
  • Explain life, accident, and supplemental health insurance options clearly
  • Answer questions regarding benefits and coverage
  • Provide personalized recommendations based on client needs
  • Assist clients through applications and enrollment
  • Provide ongoing service and follow-up
  • Maintain accurate digital client records and documentation
  • Build long-term relationships through professionalism, integrity, and consistent service
Qualified Client Opportunities
๐Ÿค Focus on Relationships, Not Traditional Cold Calling
Representatives work with qualified client opportunities and individuals who have requested information regarding available benefits.
Rather than relying solely on traditional cold prospecting, you'll focus on:
  • Understanding client needs
  • Educating families
  • Explaining available options
  • Providing professional recommendations
  • Assisting with enrollment
  • Delivering ongoing client service
  • Building lasting relationships
Compensation & Performance Rewards
๐Ÿ’ฐ Weekly Commission-Based Pay
This is a performance-based, commission sales opportunity, rather than an hourly or salaried customer service position.
Compensation opportunities may include:
  • Weekly commission payments
  • Performance-based bonuses
  • Renewal and residual income opportunities
  • Leadership incentives
  • Recognition programs
  • Additional performance rewards

There is no fixed earnings cap on commission-based production. Individual earnings vary based on activity, sales performance, consistency, and results.Training & Professional Development
๐Ÿ“š No Insurance Experience Required
We invest in motivated individuals who are willing to learn.
Training and development may include:
  • Comprehensive virtual onboarding
  • Product and benefits education
  • Customer service development
  • Consultative sales training
  • Virtual presentation skills
  • Enrollment systems and procedures
  • Weekly coaching and workshops
  • One-on-one mentorship
  • Leadership development
  • Ongoing professional education

Because the position involves insurance products, representatives must obtain the appropriate state Life & Health Insurance License before conducting activities that require licensing.
Licensing guidance and support are available.Career Growth & Leadership Opportunities
Your career can grow beyond an individual client-facing position.
Representatives demonstrating strong performance, consistency, and leadership potential may have opportunities to develop in:
  • Team leadership
  • Coaching and mentorship
  • Training and development
  • Client relationship management
  • Business development
  • Management
  • Senior leadership

Advancement is based on performance, professional development, initiative, and demonstrated leadership ability.Recognition, Travel & IncentivesPerformance-Based Incentive Opportunities
Qualifying representatives may earn opportunities for company-sponsored travel, leadership conferences, recognition events, and other performance rewards.
Past or announced incentive destinations may include locations such as:
  • Cabo
  • Cancun
  • Ireland
  • Iceland
  • Amsterdam
  • Dubai

Travel and other incentives are earned based on applicable qualification requirements and performance criteria and are not guaranteed compensation.Benefits & Resources
Qualifying representatives may also be eligible for:
  • Medical reimbursement program
  • Company-supported life insurance
  • Renewal income opportunities
  • Leadership development resources
  • Professional coaching and mentorship
  • Virtual business systems and technology
  • Recognition and advancement programs

Eligibility and qualification requirements apply.100% Remote Work Environment
Enjoy the flexibility of building your career from home while remaining connected to a collaborative virtual team.
The remote environment includes:
  • Work from home within the United States
  • No daily commute
  • Virtual client appointments
  • Online team meetings
  • Digital training and coaching
  • Flexible scheduling opportunities
  • Modern virtual business tools
Who We're Looking For
Successful candidates typically demonstrate:
  • Strong verbal and written communication skills
  • Excellent listening and relationship-building abilities
  • Customer-focused, service-oriented mindset
  • Positive and professional attitude
  • Self-motivation and accountability
  • Goal-oriented approach
  • Strong organization and attention to detail
  • Comfort communicating through Zoom and phone
  • Ability to work independently from home
  • Coachability and willingness to learn
  • Professionalism and integrity
  • Desire for personal and professional growth
Experience That Transfers Well
Previous insurance experience is not required.
Relevant backgrounds may include:
  • Customer Service
  • Sales
  • Hospitality
  • Retail
  • Healthcare
  • Education
  • Banking or Financial Services
  • Administrative Support
  • Call Center Operations
  • Client Relations
  • Account Management
  • Leadership or Management
  • Military Service

We welcome motivated applicants from a variety of professional backgrounds.Minimum Requirements
Applicants must:
  • Be at least 18 years old
  • Be legally authorized to work in the United States
  • Be physically located within the United States
  • Have access to a computer or laptop
  • Maintain reliable high-speed internet
  • Have webcam and microphone capability
  • Maintain a quiet, professional workspace
  • Be comfortable meeting with clients virtually
  • Be willing to participate in training and professional development
  • Hold or be willing and able to obtain the required state Life & Health Insurance License
Interview Process
Qualified candidates will complete a brief career overview before scheduling a live virtual interview with our hiring team.
All interviews are conducted through Zoom, providing a convenient and accessible hiring experience.Ready to Build Something Bigger?
If you're looking for a remote career where you can help families, build relationships, develop professionally, and create income and advancement opportunities through your performance, we'd like to hear from you.
Apply today to be considered for our Virtual Benefits Advisor opportunity with AO - Globe Life.Help Families. Grow Your Career. Earn Your Success. Build Your Future. ๐Ÿš€