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Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

US Bank

Credit Risk Python Architect

Irvine, CA · On-site

$111K - $131K/yr

We believe it takes all of us to bring our shared ambition to life, and each person is unique in ... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ...

Qcells

Counterparty Risk Analyst (Credit Analyst)

Irvine, CA · On-site +1

$75K - $95K/yr

This position reports to the Senior Director of Counterparty Risk Management or any other senior ... Recommend internal credit ratings and risk-based limits, partner payment terms, and prepare written ...

Hyundai Capital

Risk Analytics Manager

Irvine, CA

... of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic ...

Hyundai Capital

Risk Analytics Manager

Irvine, CA · On-site

$100K - $155K/yr

... of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic ...

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All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Riverside, CA

Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of Jul 14, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Head of Credit Risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the salary of VP credit risk?

The salary of a VP of Credit Risk typically ranges from $100,000 to $150,000 annually, depending on experience, location, and the company's size. In large financial institutions like JP Morgan, total compensation may also include bonuses and benefits. This role often requires strong analytical skills and relevant certifications such as CFA or FRM.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are key factors used by credit risk professionals, including Heads of Credit Risk, to evaluate a borrower's creditworthiness. These criteria help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit scoring tools.

What does a head of credit risk do?

A head of credit risk oversees an organization's credit risk management strategies, assessing and mitigating potential losses from borrower defaults. They analyze credit data, develop risk policies, and ensure compliance with regulations, often using tools like credit scoring models and risk assessment software. This role requires strong analytical skills and industry knowledge to maintain financial stability.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Head of Credit Risk, with salaries often exceeding $150,000 annually, especially in large financial institutions. These positions require extensive experience, advanced risk management skills, and often relevant certifications like CFA or FRM.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a Head of Credit Risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA? For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for? The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Head Of Credit Risk jobs? Cities near Riverside, CA with the most Head Of Credit Risk job openings:
Head Of Credit Risk jobs near you
Sr. Portfolio Risk Associate

Sr. Portfolio Risk Associate

Hyundai Capital America

Irvine, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 20 days ago

Hyundai Capital America rating

8.4

Company rating: 8.4 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Description
Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.
We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact-while working in a diverse, inclusive, and values-driven environment. We're proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.
If you're looking for a fast-paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.
WHAT YOU WILL DO
The Sr. Portfolio Risk Associate is responsible for portfolio analytics, tracking, reporting and monitoring for the purposes of controlling and managing the company's risk tolerance. The Senior Associate will also be running and supporting the financial reporting, calculations and sample testing for HCA's Consumer Allowance for Loan and Lease Losses (ALLL). Additional responsibilities will include midmonth and annual loss forecasting, including the tracking of historical roll rates by risk segment, identifying operational drivers, and understanding the macroeconomic environment that can be used as forecasting tools. These tools will be used in conjunction with running the loss model to increase forecast accuracy.
HOW YOU WILL MAKE AN IMPACT
  1. Develop portfolio analysis of credit segments to differentiate portfolio delinquency and loss performance, assess risk and opportunities of portfolio performance trends, and effectively communicate them to management.
  2. Maintain and improve portfolio delinquency and loss dashboards in Tableau to improve reporting and efficiency for bi-weekly credit loss meetings.
  3. Generate the quarterly ALLL Consumer Reserves calculation for CECL and IFRS 9 by working with model development team and validating model output results. Re-evaluate qualitative factors on a quarterly basis to ensure the appropriate level of adjustments to the allowance.
  4. Produce production reports for Risk Control Committee (RCC) presentation and track portfolio segments relative to the company's risk triggers portfolio trends and assess the risk of those trends.
  5. Track macroeconomic forecasts by using Moody's Analytics DataBuffet, informing management and executives up-to-date information for best decision management and corrective actions
  6. Assist in the preparation of ALLL control documentation and quarterly memorandum and sample testing for external auditors. Prepare all necessary Provided-by-client (PBC) requests from auditors outside of ALLL KSOX framework.
  7. Perform data mining/analysis and automation of data reports and presentations to support Portfolio Risk strategy initiatives.

Qualifications
WHAT YOU WILL BRING TO THE ROLE
  • Minimum 4-6 years' related experience in consumer finance Risk field.
  • SAS or SQL experience required, R and Python experience a plus.
  • Collections or Customer Service operations background a plus
  • Bachelor's degree in Mathematics, Statistics, Economics or related quantitative field.
  • Master's degree preferred.
  • An in-depth understanding of statistics with some application of modeling and scoring techniques.
  • A thorough understanding of credit risk principles, portfolio management, FASB accounting standards on Current Expected Credit Loss (CECL) and International Financial Reporting Standard (IFRS) 9 accounting standards for loss reserving.
  • Strong PC skills; Microsoft Excel, Word, PowerPoint, Visio and relational database concepts.
  • Ability to comprehend instructions, create documentation on reporting and explain complex systems and data succinctly.
  • Ability to understand business objectives and their relationship to the importance of individual projects.

WE TAKE CARE OF OUR PEOPLE
At HCA, we know our success starts with our people. We offer a comprehensive rewards package designed to support your health, financial wellbeing, and life outside of work - so you can bring your best every day.
In addition to competitive pay, our benefits include:
  • Hybrid work schedule offering 4 on-site days and 1 remote day per week
  • Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
  • Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
  • Annual employer HSA contribution to help offset healthcare expenses
  • 401(k) with company match and immediate vesting, so you can start building your future from day one
  • 100% company paid life and disability insurance for added peace of mind
  • Wellbeing programs at no cost to you, including gym benefits and health resources
  • Generous parental leave to support growing families
  • Paid Volunteer Time Off, plus a company donation to a charity of your choice

At HCA, our benefits are more than perks - they're part of our commitment to supporting you at work and in life. Learn more about benefits at HCA!
WHAT HAPPENS NEXT
Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.
OTHER DETAILS
Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace-because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com .

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