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Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

Credit Analyst I

Irvine, CA ยท On-site

$25.93 - $41.43/hr

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

An understanding of credit risk assessment, collections strategies, customer account reconciliations, and retailer contracts. * Experience with ERP systems such as SAP, Oracle or Netsuite;

Proven understanding of credit risk assessment, collections strategies, customer account reconciliations, and retailer contracts. * Experience utilizing large retailers' portals. * Extensive ...

New

An understanding of credit risk assessment, collections strategies, customer account reconciliations, and retailer contracts. * Experience with ERP systems such as SAP, Oracle or Netsuite;

Showing results 21-40

Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of Sep 4, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA?

For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for?

The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Head Of Credit Risk jobs?

Cities near Riverside, CA with the most Head Of Credit Risk job openings:

Senior Commercial Middle Market Credit Analyst

Fifth Third

Ontario, CA โ€ข On-site

Full-time

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis responsible forindependently executing most aspects of the underwriting process, includingin-depthfinancial and risk analysis, drafting approval and review materials, and supporting credit committees and portfolio reviews with limited oversight.

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies and procedures. The role acts with integrity, supports a positive customer and colleague experience, andoperateswithin the Bank's risk appetite. Success is achieved through consistent identification, assessment, monitoring, and escalation of credit risks.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Partner with Portfolio Managers and/or Underwriters to support complex underwriting, structuring, and ongoing monitoring of commercial credit relationships

  • Independently analyze borrower and guarantor financial statements, including cash flow sustainability, leverage, liquidity, and profitability trends

  • Lead the preparation of concise,well supportedcredit approval memoranda with minimal errors, includingcompany and industry analysis, identification and assessment of key credit risks and mitigants, historical financial analysis and prepare base and downside projectionmodels.

  • Develop, review, andvalidatehistorical financial charts, projection models, and sensitivity analyses.

  • Manage ongoing portfolio monitoring activities, including covenant compliance, financial statement reviews, and execution and validation of risk rating models

  • Review and challenge completed financial spreads andworksto resolve required edits or inconsistencies

  • Prepare Criticized Period Reviews with limited oversight

  • Prepare portfolio analysis and Portfolio Review materials for management and risk committees

  • Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports

  • Take ownership of resolving data, documentation, or analysis deficiencies and escalate issues with clear recommendations when appropriate

  • Proactivelyidentifyemerging risks, adverse trends, or policy exceptions and escalate concernsin a timely manner

  • Serve as a technical and analytical resource for junior analysts,assistingwith training, onboarding, and informal coaching

  • Contribute to special projects, portfolio initiatives, or process improvement efforts as assigned by management

SUPERVISORY RESPONSIBILITY:

None

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelor's degree in Business, Finance, Accounting, or a related field

  • 3+ years of experience in Commercial Banking, credit analysis, underwriting, or a related role

  • Strong, demonstrable understanding of financial analysis and credit risk assessment, including development and review of financial models and projections

  • Advanced working knowledge of commercial banking products, services, and credit structures

  • Solid understanding of corporate legal structures and commoncredit relatedlegal documents

  • General knowledge of U.S. banking regulations and supervisory expectations

  • Proficiencyin internal banking systems and applications

  • Strong written and verbal communication skills with the ability to clearly convey complex analysis

  • Demonstrated analytical judgment,problem-solvingcapability, andtheability to manage multiple priorities independentlywithstrongattention to detail

  • Advancedproficiencyin Microsoft Office applications, particularly Excel and PowerPoint

Senior Commercial Middle Market Credit AnalystTotal Base Pay Range 71,100.00 - 145,900.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Costa Mesa, California 92626

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.