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Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

This will allow you to independently provide opinions on the adequacy of underwriting analysis, the accuracy and timeliness of risk grading decisions, the suitability of credit mitigation actions ...

Credit Risk Python Architect

Irvine, CA · On-site

$111K - $131K/yr

We believe it takes all of us to bring our shared ambition to life, and each person is unique in ... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ...

Working knowledge of credit risk, legal and regulatory requirements. * Ability to work with lending officers and staff. * Solid client relationship and communication skills, both verbal and written.

... of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic ...

Risk Analytics Manager

Irvine, CA · On-site

$100K - $155K/yr

... of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic ...

Showing results 21-40

Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of Aug 6, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA? For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for? The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Head Of Credit Risk jobs? Cities near Riverside, CA with the most Head Of Credit Risk job openings:

Credit Risk, Senior Associate - Real Estate Banking

JPMorgan Chase & Co

Irvine, CA • On-site

Full-time

Medical, Retirement

Re-posted 28 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 492 frontline employees who took The Breakroom Quiz

73rd of 170 rated banks


Job description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 
As a Portfolio Manager in Real Estate Banking, you will manage a portfolio of commercial real estate credits and relationships, partnering with coverage teams and clients to ensure the quality and resilience of our loan book. You'll sit at the intersection of credit discipline and client engagement, performing in-depth analysis while interacting directly with sponsors, guarantors, and internal stakeholders. 
Job Responsibilities:

  • Provide enhanced, in-depth portfolio monitoring by coordinating with the market surveillance team and partnering with Credit Risk, Coverage, and internal stakeholders
  • Prepare and submit annual review packages by established deadlines, including thorough analysis of guarantors, sponsors, and associated commercial real estate loans or credit products
  • Formulate and defend sponsor and facility risk ratings to senior management, driving consistency, quality, and timeliness across the portfolio
  • Monitor the portfolio continuously for risk rating appropriateness and execute off-cycle risk rating changes as needed
  • Engage directly with external clients to collect financial statements and reporting requirements, and collaborate with Credit Risk and Coverage teams on loan modifications and extensions
  • Maintain system data ownership, ensuring quality and timely updates for internal reporting, portfolio reviews, and criticized loan management
  • Monitor loans for covenant, reporting, and regulatory compliance
  • Manage external reporting processes and ensure adherence to all applicable policies, procedures, and regulations
  • Support special ad hoc projects and strategic initiatives as necessary

Required Qualifications, Capabilities, and Skills:

  • Bachelor's degree in accounting, finance, economics, real estate, or a related field
  • 4+ years of experience in commercial real estate finance, asset management, commercial loan management, or debt financing
  • In-depth knowledge of underwriting methodology and experience evaluating risk across office, retail, industrial, and multifamily product types
  • Strong analytical skills with the ability to interpret financial statements and detect issues impacting risk ratings
  • Effective communication skills with the ability to present information clearly and propose solutions to clients and senior leadership
  • Ability to manage multiple deadlines under time constraints while working both independently and collaboratively

Preferred Qualifications, Capabilities, and Skills:

  • Completion of a formal credit training program
  • Experience with ground-up construction, value-add, and stabilized asset types
  • Proficiency in data management tools and advanced Excel
  • Passion for commercial real estate

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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