ZipRecruiter

Log In

1

Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

Credit Risk and Portfolio Management * Monitor credit portfolios and conduct risk assessments to mitigate potential losses. * Provide independent assessment of the loan portfolio's quality ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

Credit Risk and Portfolio Management * Monitor credit portfolios and conduct risk assessments to mitigate potential losses. * Provide independent assessment of the loan portfolio's quality ...

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

Proven understanding of credit risk assessment, collections strategies, customer account reconciliations, and retailer contracts. * Experience with ERP systems such as SAP, Oracle or Netsuite.

next page

Showing results 1-20

All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Riverside, CA

Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of Aug 29, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA?

For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for?

The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Head Of Credit Risk jobs?

Cities near Riverside, CA with the most Head Of Credit Risk job openings:

Head Of Credit Risk jobs near you

Risk Management - Lead Credit Officer - Vice President

Irvine, CA • On-site

JPMorgan Chase & Co.
Finance and Insurance • 10K+ employees

8.0

Company rating: 8.0 out of 10

Based on 497 frontline employees who took The Breakroom Quiz

72nd of 173 rated banks

People enjoy working here

Good employer

Recommended by students

Learn more about JPMorgan Chase & Co.external

$90 - $120/hr

Other

Re-posted 10 days ago

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer within the Credit Risk team, you will evaluate and identify risks and interpret data to support management in making well‑informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high‑volume, and fast‑paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Job Responsibilities
  • Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate
  • Evaluate and manage risks in complex transactions
  • Mentor for more junior Credit Analysts and Credit Officers
  • Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal
  • Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities
  • Apply data analysis techniques to interpret results and provide insights and recommendations to management
  • Serve as a technical expert in addressing inquiries and resolving system‑related issues specific to credit risk analysis and management tools
  • Monitor industry trends and best practices in credit risk management to enhance decision‑making and maintain a competitive edge
Required Qualifications, Capabilities, and Skills
  • Bachelor's degree in a business or finance concentration
  • 7 years of experience in commercial real estate lending, credit analysis, or loan workouts
  • Thorough understanding of multifamily real estate property valuations and cash flow analysis
  • Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
  • Ability to manage competing priorities effectively in a collaborative, high‑volume environment while maintaining attention to detail
  • Excellent verbal and written communication and problem‑solving skills
  • Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed
  • Familiarity with regional commercial real estate markets and municipal regulations
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred Qualifications, Capabilities, and Skills
  • Advanced degree in a related field or real estate coursework
  • Experience as a loan underwriter in commercial real estate or agency lending (e.g. Fannie Mae or Freddie Mac)
  • Experience with proprietary credit risk management tools
  • Experience with large language model tools

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

#J-18808-Ljbffr

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply