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Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

City National Bank

Credit Associate sp

Irvine, CA · On-site

$34.55 - $55.19/hr

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

Hyundai Capital

Sr. Portfolio Risk Associate

Irvine, CA · On-site

$88K - $132K/yr

Develop portfolio analysis of credit segments to differentiate portfolio delinquency and loss performance, assess risk and opportunities of portfolio performance trends, and effectively communicate ...

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All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Riverside, CA

Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of Jul 14, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Head of Credit Risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the salary of VP credit risk?

The salary of a VP of Credit Risk typically ranges from $100,000 to $150,000 annually, depending on experience, location, and the company's size. In large financial institutions like JP Morgan, total compensation may also include bonuses and benefits. This role often requires strong analytical skills and relevant certifications such as CFA or FRM.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are key factors used by credit risk professionals, including Heads of Credit Risk, to evaluate a borrower's creditworthiness. These criteria help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit scoring tools.

What does a head of credit risk do?

A head of credit risk oversees an organization's credit risk management strategies, assessing and mitigating potential losses from borrower defaults. They analyze credit data, develop risk policies, and ensure compliance with regulations, often using tools like credit scoring models and risk assessment software. This role requires strong analytical skills and industry knowledge to maintain financial stability.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Head of Credit Risk, with salaries often exceeding $150,000 annually, especially in large financial institutions. These positions require extensive experience, advanced risk management skills, and often relevant certifications like CFA or FRM.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a Head of Credit Risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA? For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for? The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Head Of Credit Risk jobs? Cities near Riverside, CA with the most Head Of Credit Risk job openings:
Head Of Credit Risk jobs near you

Senior Middle Market Credit Lead

Fifth Third

Ontario, CA • On-site

Full-time

Posted 22 days ago

Job description

Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Senior Credit Lead is accountable for active portfoliomanagementleadership, team development, and credit risk oversight across a Regional orIndustry alignedportfolio within Credit Solutions, combining deep credit expertise with strong leadership capabilities toset strategic portfolio direction,effectively manage escalations, partner strategically with Banking and Credit Risk stakeholders, and execute portfolio strategy with discipline. The role requires maintaining aforward-lookingview of risk, proactively identifying emerging credit issues and industry trends, and acting decisively to protect asset quality, while serving as a trusted advisor to Banking partners, Credit Risk, and Senior Management and fostering a strong risk culture anchored in consistently high standards of credit judgment and execution.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for doing the right thing for customers andcolleagues andensuring that actions and behaviors drive a positive customer experience. Whileoperatingwithin the Bank's risk appetite,achievesresults by consistentlyidentifying, assessing, managing, monitoring, and reporting risks of all types.

#LI-JB1

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Maintainanenterprise levelview of portfolio riskwithownership of portfolio themes and risk outcomesacross a Regional or Industry portfolio, ensuring proactive, disciplined portfolio management.

  • Act as the primarypoint of escalationforcomplex,higher risk, or sensitive creditsituationsand lead resolution and risk decisioning in partnership withsenior stakeholders.

  • Partner with Banking leadership (Regional Presidents, Group Heads, or Coverage Leaders) to understand business strategy, growthobjectives, and pipeline dynamics.

  • Review deal structures, assess borrower viability, and advise on term sheets

  • Maintain aforward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks.

  • Drivecredit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, andtimelyremediation of issues.

  • Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.

  • Lead portfolio reviews, risk discussions, and escalationswith Credit Risk, Credit Risk Review, and Senior Management.

  • Oversee portfolio reporting and ensure delivery of clear, actionable insights and recommendations to senior stakeholders.

  • Engage with clients and prospects as needed, particularly in complexor escalated credit situations.

  • Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.

  • Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.

  • Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.

SUPERVISORY RESPONSIBILITY:

Includesthe directand indirect supervision and direction of the day-to-day activities ofCredit Solutions professionals. Responsible for providing employees withtimely, candid, and constructive performancefeedback. Develop employees to their fullest potential andprovidechallenging opportunities that enhance employee career growth. Developtheappropriate talentpool to ensure adequate bench strength and succession planning. Recognize and reward employees foraccomplishments.

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelor's degree in Business, Finance, Accounting, or related fieldrequired; advanced degree preferred.

  • Minimum of10years of experienceincommercial credit, portfolio management, underwriting, or credit risk leadership.

  • Advancedexpertisein commercial credit underwriting, structuring, portfolio management, and legal documentation.

  • Demonstrated experience leading and developinghigh performingcredit teams.

  • Proven ability tomaintainaforward-lookingview of portfolio risk and proactivelyidentifyemerging credit issues.

  • Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.

  • Strong communicationand influence skills across senior internal stakeholders.

  • Excellent analytical, organizational, anddecision makingcapabilities, including comfortoperatingin complex or ambiguous environments.

  • Proficiencywith internal banking systems and Microsoft Office tools.

Senior Middle Market Credit LeadTotal Base Pay Range 121,900.00 - 262,100.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- San Diego, California 92130

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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