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Head Of Credit Risk Jobs in Riverside, CA (NOW HIRING)

Credit Lead

Irvine, CA · On-site

$141.83K - $263.41K/yr

Leads and manages a team of Credit Solutions colleagues of various levels, providing functional guidance, risk management coaching, and performance management. * Credit Management: Oversees credit ...

The Credit Manager provides strategic credit risk support across U.S. operations, partnering closely with the Director of Credit to ensure strong credit governance, compliance, and financially sound ...

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Head Of Credit Risk information

See Riverside, CA salary details

$90.2K

$165.2K

$249.9K

How much do head of credit risk jobs pay per year?

As of May 29, 2026, the average yearly pay for head of credit risk in Riverside, CA is $165,162.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,300.00 and $185,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Head of Credit Risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What are some common challenges faced by a Head of Credit Risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What does a Head of Credit Risk do?

A Head of Credit Risk is responsible for overseeing an organization's credit risk management strategies and policies. They analyze credit data, assess potential risks associated with lending, and ensure compliance with regulatory requirements. This role involves leading a team, developing risk assessment models, and working with other departments to minimize financial losses from credit exposures. The Head of Credit Risk also reports to senior management and helps shape the company's overall risk appetite and lending standards.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are popular job titles related to Head Of Credit Risk jobs in Riverside, CA? For Head Of Credit Risk jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Head Of Credit Risk jobs in Riverside, CA look for? The top searched job categories for Head Of Credit Risk jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Head Of Credit Risk jobs? Cities near Riverside, CA with the most Head Of Credit Risk job openings:
Infographic showing various Head Of Credit Risk job openings in Riverside, CA as of May 2026, with employment types broken down into 27% Full Time, 20% Part Time, 1% Temporary, and 52% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $165,162 per year, or $79.4 per hour.
Risk Management - Credit Officer - Associate

Risk Management - Credit Officer - Associate

Chase

Irvine, CA

Other

Posted 9 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 466 frontline employees who took The Breakroom Quiz

45th of 141 rated banks


Job description

Credit Officer Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Officer Associate within the Credit Risk team, you will conduct essential credit analysis, perform due diligence, and review documentation for new commercial real estate transactions with an emphasis on multifamily lending. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Job Responsibilities:

  • Implement all facets of credit analysis on commercial real estate and multifamily loans
  • Identify issues and concerns, evaluate results, and formulate effective recommendations in a timely manner
  • Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal
  • Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities
  • Apply data analysis techniques to interpret results and provide insights and recommendations to management
  • Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge

Required qualifications, capabilities, and skills:

  • Bachelor's degree in a business or finance concentration
  • 2 years of experience in commercial real estate lending or 3 years of other banking or finance experience
  • Good understanding of multifamily real estate property valuations and cash flow analysis
  • Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
  • Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining attention to detail
  • Excellent verbal and written communication and problem-solving skills
  • Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed
  • Familiarity with regional markets and municipal regulations
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems

Preferred qualifications, capabilities, and skills:

  • Experience as a loan underwriter in commercial real estate lending
  • Experience with proprietary credit risk management tools
  • Experience with large language model tools

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.


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