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Credit Risk Analyst Jobs in Riverside, CA (NOW HIRING)

EverBank

Credit Risk Review Associate

Irvine, CA · On-site

Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relation to credit risk profiles and trends. * Collaborates ...

Sunflower Bank NA

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ...

Sunflower Bank NA

Model Risk Analyst

Irvine, CA · Hybrid

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models-used for credit risk, liquidity risk, market risk, capital planning ...

Sunflower Bank, N.A.

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

The Analyst will be responsible for supporting the bank-wide Model Risk Management (MRM) program ... This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ...

Qcells

Counterparty Risk Analyst (Financial)

Irvine, CA · On-site +1

$75K - $95K/yr

Recommend internal credit ratings and risk-based limits, partner payment terms, and prepare written analysis substantiating assessment. * Conduct continuous monitoring of trading counterparties ...

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All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Riverside, CA

Credit Risk Analyst information

See Riverside, CA salary details

$38.6K

$118.8K

$206K

How much do credit risk analyst jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk analyst in Riverside, CA is $118,808.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,100.00 and $146,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a Credit Risk Analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

More about Credit Risk Analyst jobs
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What cities near Riverside, CA are hiring for Credit Risk Analyst jobs? Cities near Riverside, CA with the most Credit Risk Analyst job openings:
Credit Risk Analyst jobs near you

Credit Risk Review Associate

EverBank

Irvine, CA • On-site

Full-time

Posted 3 days ago

Job description

Credit Risk Review Associate
The Credit Risk Review Associate supports the Commercial Loan Review function by primarily performing loan level credit risk reviews on loans/leases within various commercial portfolios assessing the appropriateness of risk ratings, quality of underwriting, and adherence to stated policies and guidelines.
Key Responsibilities and Duties
  • Evaluates credit risk of business activities and specific loan exposures to ensure compliance with related policies, procedures, limits, ratings, and guidelines.
  • Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relation to credit risk profiles and trends.
  • Collaborates within the team and broader organization to ensure consistency in processes, assumptions, definitions and methodologies.
  • Supports Credit Risk Review documentation, reporting, or other departmental functional needs as directed.

Minimum Qualifications
  • 2 years of experience in commercial loan reviews
  • Prior knowledge and experience in commercial underwriting and/or credit analysis

Preferred Qualifications
  • 3+ years of experience reviewing commercial loans for mid-large sized bank
  • Previous experience underwriting C&I, CRE, and/or Equipment Finance/Leasing transactions
  • Advanced data analysis skills

Educational Requirements
  • University (Degree) Preferred

Physical Requirements
  • Physical Requirements: Sedentary Work

Career Level
6IC
Posting end data - 6/12/26

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