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Credit Risk Analyst Jobs in Riverside, CA (NOW HIRING)

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

... risk. * Analyze, investigate, and resolve customer disputes and deductions from payments within SOP guidelines for all customers in the portfolio. * Negotiate payment plans with customers or escalate ...

acralending

Loan Exception Desk

Irvine, CA · On-site

$40K - $54K/yr

... credit analysis. * Evaluate credit, income, asset, collateral, occupancy, reserve, and documentation exceptions. * Make approval, decline, or modification recommendations based on risk-adjusted ...

Acra Lending

Loan Exception Desk

Irvine, CA · On-site

$120K - $130K/yr

... credit analysis. * Evaluate credit, income, asset, collateral, occupancy, reserve, and documentation exceptions. * Make approval, decline, or modification recommendations based on risk-adjusted ...

US Bank

CA 6 SBA PMG Credit Analyst

Irvine, CA · On-site

$111K - $130K/yr

... and minimize risk and potential loss to the company. May use technological tools, including ... The Credit Analyst will use such tools to compare and evaluate possible courses of action and will ...

KMC

Credit Support Coordinator I - CA

Foothill Ranch, CA · On-site

$20 - $23/hr

Work closely with Credit Analysts, Funding Analysts, Dealer Service Center team members, sales ... Demonstrated interest in credit risk assessment, underwriting, and lending decision processes.

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

... risk of financing requests within framework of Bank credit culture and current economic and ... Ability to read, analyze and interpret general business periodicals, professional journals, and ...

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Showing results 41-60

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Riverside, CA

Credit Risk Analyst information

See Riverside, CA salary details

$38.6K

$118.8K

$206K

How much do credit risk analyst jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk analyst in Riverside, CA is $118,808.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,100.00 and $146,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
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The top searched job categories for Credit Risk Analyst jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Credit Risk Analyst jobs?

Cities near Riverside, CA with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Riverside, CA as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 60% In-person, and 40% Hybrid job distribution, with an average salary of $118,808 per year, or $57.1 per hour.

Sr Credit & Collections Specialist

Revelyst

Irvine, CA • On-site

$30 - $36.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

Job Description
Revelyst is a collective of makers who design and manufacture performance gear and precision technologies. Our category-defining brands leverage meticulous craftsmanship and cross-collaboration to pursue innovation and redefine what is humanly possible in the outdoors.
The Senior Credit & Collections Specialist will be a key member of the Credit department, supporting all Revelyst brands. In addition to serving as the primary credit contact for the assigned customer base, this role requires an understanding of accounting principles as well as corporate finance and general business operational processes. The Senior Credit & Collections Specialist will have a sharp focus on researching, understanding, explaining, and resolving issues to drive cash collections and resolve deductions taken from payments. The Senior Credit & Collections Specialist will also review customer credit limits, terms, and payment history and make recommendations to mitigate credit risk.
This position reports to the Director, Credit and Collections and is based out of our Irvine office.
As the Senior Credit & Collections Specialist, you will have an opportunity to:
  • Manage a portfolio of high-value or complex customer accounts, understanding their contractual details, ensuring timely collections, researching and performing account open item reconciliations, maintaining strong customer relationships, and mitigating company risk.
  • Analyze, investigate, and resolve customer disputes and deductions from payments within SOP guidelines for all customers in the portfolio.
  • Negotiate payment plans with customers or escalate collection issues to management.
  • Address customer disputes and payment issues by partnering with cross-functional teams such as Sales, Customer Service, and Distribution balancing risk mitigation with customer retention.
  • Support the development and implementation of credit, collections, and chargeback policies and procedures maintaining best practices and efficiencies.
  • Mentor and assist junior team members by sharing best practices and using prior experiences to provide guidance on complex or difficult cases.
  • Contribute ideas to process improvement initiatives and system enhancements to increase efficiency and reduce risk.
  • Prepare and present reports on collection performance, held orders, account status, and risk exposure to management.
  • Other duties as assigned.

You have:
  • 6+ years of experience in commercial credit and collections, with a strong track record of successfully managing collections, deductions, and resolving disputes with complex consumer and sporting goods retailers.
  • Proven understanding of credit risk assessment, collections strategies, customer account reconciliations, and retailer contracts.
  • Experience with ERP systems such as SAP, Oracle or Netsuite.
  • Experience utilizing large retailers' portals preferred.
  • Ability to work in a complex organization having multiple business units, brands and ERP systems.
  • Proficiency with Microsoft Office applications (Outlook, Excel, Word, Teams, etc.).
  • Clear and concise verbal and written communication skills; expert negotiation and problem-solving skills.
  • Ability to work independently while supporting team goals in a fast-paced, high-volume, goal-oriented environment; properly prioritizing job responsibilities and issues to meet deadlines and expectations.
  • Proactive and detail-oriented approach emphasizing accuracy in managing tasks and exercising judgement.
  • Agility to be able to swiftly and successfully transition to shifting priorities in a dynamic environment.
  • Willingness to provide feedback for continual process improvement and setting best practices.
  • Customer service-oriented mindset and behaviors to build positive professional relationships with internal and external partners and appropriately represent the Credit Department.
  • Confidence, professionalism, and dedication to achieving high expectations.
  • An associate or bachelor's degree in Finance, Accounting, or Business Administration; certification from a commercial credit professional group; or equivalent experience.
  • Ability to work on site in our Irvine, CA offices at least 4 days per week with Fridays being flexible.

Pay Range:
Hourly Rate: $30.00 - $36.50
The actual annual salary offered to a candidate will be based on variables including experience, geographic location, education, and skills/achievements, and will be mutually agreed upon at the time of offer.
We offer a highly competitive salary, comprehensive benefits including: medical and dental, vision, disability and life insurance, 401K, PTO, paid holidays, gear discounts and the ability to add value to an exciting mission!
Our Postings are not intended for distribution to or use in any jurisdiction, country or territory where such distribution or use would violate local law or would subject us to any regulations in another jurisdiction, country or territory. We reserve the right to limit our Postings in any jurisdiction, country or territory.
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