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Credit Risk Analyst Jobs in Riverside, CA (NOW HIRING)

Hyundai Capital

Senior Manager, Dealer Credit Examiner

Irvine, CA · On-site

$132K - $204K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

This is a highly visible role for candidates who enjoy field-based analysis, travel, and applying sound judgment to complex credit and risk situations. You'll play a key part in safeguarding ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Risk Management: Supports effective risk management practices, maintaining high standards of credit ... Analytical skills, with interest in learning how to interpret complex data and make informed ...

Chase

Credit Review, Vice President

Irvine, CA · On-site

  • Medical

  • Retirement

This will allow you to independently provide opinions on the adequacy of underwriting analysis, the accuracy and timeliness of risk grading decisions, the suitability of credit mitigation actions ...

KMC

Credit Analyst - Powersports

Foothill Ranch, CA · On-site

$30 - $36/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies. * Assess borrower creditworthiness through credit ...

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

KMC

Credit Analyst II - CA

Foothill Ranch, CA · On-site

$37 - $39/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies. * Assess borrower creditworthiness through credit ...

Hyundai Capital

Sr. Commercial Portfolio Risk Associate

Irvine, CA · On-site

$80K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Perform periodic reviews of high-risk accounts and watch-list dealerships, including analysis of collateral position, financial statements, reporting trends, credit lines, UCC filings, insurance ...

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk. * Analyze, investigate, and resolve customer disputes and deductions from payments within SOP guidelines for all customers in the portfolio. * Negotiate payment plans with customers or escalate ...

acralending

Loan Exception Desk

Irvine, CA

$40K - $54K/yr

... credit analysis. * Evaluate credit, income, asset, collateral, occupancy, reserve, and documentation exceptions. * Make approval, decline, or modification recommendations based on risk-adjusted ...

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Riverside, CA

Credit Risk Analyst information

See Riverside, CA salary details

$38.6K

$118.8K

$206K

How much do credit risk analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit risk analyst in Riverside, CA is $118,808.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,100.00 and $146,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
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For Credit Risk Analyst jobs in Riverside, CA, the most frequently searched job titles are:

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The top searched job categories for Credit Risk Analyst jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Credit Risk Analyst jobs?

Cities near Riverside, CA with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Riverside, CA as of August 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 60% In-person, and 40% Hybrid job distribution, with an average salary of $118,808 per year, or $57.1 per hour.

Senior Credit Analyst/Buyer/Underwriter

Veros Credit, LLC

Santa Ana, CA • On-site

$31 - $42/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago

Job description

About Us
Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.
We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.
Some of our benefit offerings include:
  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!

About The Position
The Senior Credit Analyst will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly. This is an in-house position located in Santa Ana, CA or Ontario, CA, and requires working the majority of weekends.
Essential Responsibilities:
  • Review credit applications and make sound decisions based on Company guidelines.
  • Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan.
  • Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary.
  • Interact daily with automotive dealerships to negotiate and capture approvals.
  • Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business.
  • Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments.
  • Meet target goals for productivity and quality in a consistent manner.
  • Other duties as assigned.

Essential Requirements:
  • 5+ years of credit review/analysis experience in the non-prime auto finance industry.
  • Bilingual (English/Spanish) required.
  • Effective communication and decision-making skills.
  • Strong analytical and organizational skills with attention to detail.
  • Strong negotiation and problem-solving skills.
  • Ability to interact with others in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently as well as part of a team.
  • Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.)
  • Bachelor's Degree in Business or equivalent work experience.

Salary: $31.00 - $42.00 per hour + Bonus
Veros Credit, LLC is an equal opportunity employer.
**This Organization Participates in E-Verify

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