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Head Of Credit Risk Management Jobs (NOW HIRING)

Raymond James Financial, Inc.

NY · On-site

$200 - $250/hr

Summary The VP, Head of Credit Risk Portfolio Management is a senior member of the Enterprise Credit Risk team responsible for providing independent oversight and assessment of the firm's credit risk ...

IDBNY

Credit Risk Analytics & Modeling

Manhattan, NY · On-site

Risk Management / Credit Risk Management Location: New York, NY (Hybrid - 3 days in office) Employment Type: Full-time Reports to: Head of Credit Risk Analytics & Modeling Visa Sponsorship: Not ...

Socure Inc.

Head of Credit Products

Manhattan, NY · On-site

$200 - $250/hr

Socure is seeking a Head of Credit Products to define and lead a new line of business focused on ... risk, fintech, or financial services products. * 5+ years of experience leading product managers or ...

RealPage

Senior Director, Credit Risk Management

$140K - $239K/yr

Senior Director Of Credit Risk Management We are seeking an experienced Senior Director of Credit Risk Management to lead the credit risk function for our payments and fintech platform. This role ...

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Head Of Credit Risk Management information

See salary details

$86.5K

$158.3K

$239.5K

How much do head of credit risk management jobs pay per year?

As of Sep 9, 2026, the average yearly pay for head of credit risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What does a head of credit risk management do?

A Head of Credit Risk Management oversees the identification, assessment, and mitigation of credit risks within a financial institution or corporation. They develop and implement credit policies, monitor loan portfolios, and ensure compliance with regulatory requirements. Their role is critical in safeguarding the organization against potential losses due to borrowers' inability to repay loans. Additionally, they lead teams of analysts and collaborate closely with other departments to maintain a balanced risk profile while supporting business growth.

What are the main challenges faced by a head of credit risk management when aligning risk strategies across different business units?

A key challenge for Heads of Credit Risk Management is ensuring consistency in risk assessment and mitigation practices across various business units, each with their own objectives and risk appetites. This requires strong communication and collaboration skills to align risk frameworks, share data, and implement unified policies while still allowing for flexibility where necessary. Balancing regulatory requirements and business goals can also add to the complexity, making it important to foster a culture of risk awareness throughout the organization. Regular cross-functional meetings and clear reporting lines are commonly used to address these challenges.

What are the key skills and qualifications needed to thrive as a head of credit risk management, and why are they important?

To thrive as a Head of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and a solid academic background in finance or related fields. Familiarity with credit risk modeling software, regulatory frameworks (such as Basel III), and advanced analytics tools is critical. Strong leadership, decision-making, and communication skills set top performers apart in this role. These competencies are essential to effectively identify, mitigate, and communicate credit risks, ensuring the organization's financial stability and regulatory compliance.

What is the difference between Head Of Credit Risk Management vs Credit Risk Analyst?

AspectHead Of Credit Risk ManagementCredit Risk Analyst
ResponsibilitiesOversees credit risk policies, strategy, and team leadershipAnalyzes credit data, assesses risk, and supports decision-making
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskUsually requires a bachelor's degree and relevant analytical skills
Work EnvironmentSenior management, strategic planning, cross-department collaborationAnalytical, data-driven tasks within credit departments
Industry UsageCommon in banking, financial services, and large lending institutionsUsed across similar sectors for risk assessment roles

The Head Of Credit Risk Management focuses on strategic leadership and policy development, while the Credit Risk Analyst handles detailed risk analysis and data evaluation. Both roles are essential in credit risk management but differ in scope and seniority.

What cities are hiring for Head Of Credit Risk Management jobs?

Cities with the most Head Of Credit Risk Management job openings:

What states have the most Head Of Credit Risk Management jobs?

States with the most job openings for Head Of Credit Risk Management jobs include:

What are popular job titles related to Head Of Credit Risk Management jobs?

For Head Of Credit Risk Management jobs, the most frequently searched job titles are:

Infographic showing various Head Of Credit Risk Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

VP, Head of Credit Risk Portfolio Management

NY • On-site

Raymond James Financial, Inc.
Finance and Insurance • 1 - 10 employees
Learn more about Raymond James Financial, Inc.external

$200 - $250/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Job Description Summary

The VP, Head of Credit Risk Portfolio Management is a senior member of the Enterprise Credit Risk team responsible for providing independent oversight and assessment of the firm's credit risk profile. Reporting directly to the Chief Credit Risk Officer (CCRO), this role serves as a trusted advisor to senior leadership by identifying emerging risks, evaluating portfolio performance, and providing actionable insights to support sound risk management practices. The VP will oversee portfolio risk across a broad range of lending activities, including Commercial & Industrial (C&I) lending, Commercial Real Estate (CRE), leveraged finance, private banking, residential mortgages, securities-based lending, margin lending, and counterparty exposures. This role combines deep credit expertise with advanced analytics, data visualization, automation, and emerging technologies to enhance risk monitoring, reporting, and decision‑making across the enterprise. While St. Petersburg, FL is the preferred location for this role, we will consider candidates based in New York for the right fit.

Essential Duties and Responsibilities
  • Develop and maintain an enterprise‑wide view of the firm's aggregate credit risk profile across multiple lending portfolios and business lines.
  • Monitor portfolio performance, concentrations, migration trends, and emerging risks to identify potential vulnerabilities.
  • Conduct portfolio analytics, stress testing, scenario analysis, and concentration assessments to evaluate portfolio health and risk exposure.
  • Assess risk‑adjusted performance across business units and legal entities.
  • Provide independent review and challenge of portfolio strategies, underwriting trends, and growth initiatives.
  • Partner with executive leadership, business leaders, and governance committees to provide meaningful risk insights and recommendations.
  • Translate complex analytical findings into clear and concise presentations for senior management and risk committees.
  • Advise stakeholders on emerging credit, economic, industry, and regulatory risks that may impact portfolio performance.
  • Develop and enhance portfolio reporting, dashboards, and data visualization tools to improve risk transparency and decision‑making.
  • Leverage automation, advanced analytics, artificial intelligence, and data‑driven solutions to improve risk monitoring and reporting capabilities.
  • Collaborate with technology, data, and business partners to strengthen analytical capabilities and modernize risk management processes.
  • Research industry trends, emerging risks, and leading portfolio management practices to support continuous improvement within the Enterprise Credit Risk function.
  • Benchmark portfolio performance and risk oversight practices against industry standards and best practices.
  • Perform other duties and responsibilities as assigned.
Knowledge of
  • Credit risk management principles and practices.
  • Portfolio risk management, concentration risk, and stress testing methodologies.
  • Credit risk governance frameworks and risk appetite principles.
  • Commercial banking, leveraged lending, private banking, wealth management lending, and residential mortgage products.
  • Economic, industry, and regulatory factors impacting credit risk.
  • Data analytics, visualization, and reporting tools.
  • Artificial intelligence, automation technologies, and emerging analytical techniques applicable to risk management.
Skills In
  • Portfolio risk analysis and interpretation of complex credit data.
  • Developing and presenting executive‑level reporting and insights.
  • Risk identification, assessment, and mitigation.
  • Data visualization and dashboard development utilizing tools such as Power BI or Tableau.
  • Quantitative and analytical problem‑solving.
  • Building strong partnerships and influencing stakeholders across all levels of the organization.
  • Managing multiple priorities in a fast‑paced environment.
  • Written and verbal communication, including presenting complex information to senior leaders and committees.
Ability To
  • Provide independent and objective challenge while maintaining strong business partnerships.
  • Evaluate large, complex credit portfolios and identify emerging risks and trends.
  • Translate technical and analytical information into actionable business insights.
  • Influence decision‑making through sound judgment and data‑driven recommendations.
  • Adapt to changing business needs, regulatory requirements, and market conditions.
  • Leverage technology and innovative analytical approaches to improve risk management outcomes.
  • Exercise discretion and sound judgment when handling sensitive and confidential information.
  • Work effectively both independently and collaboratively within a matrixed organization.
Education and Experience Required
  • Bachelor's degree in Finance, Accounting, Economics, Business Administration, Statistics, Mathematics, Risk Management, or a related field required.
  • Master's degree in a related discipline preferred.
  • Minimum of 10 years of progressively responsible experience in credit risk management, portfolio management, commercial banking, institutional lending, risk analytics, or a related field.
  • Significant experience managing or analyzing complex credit portfolios, including Commercial & Industrial (C&I), Commercial Real Estate (CRE), leveraged lending, private banking, and residential mortgage portfolios.
  • Experience presenting risk‑related recommendations and findings to executive leadership, committees, or boards.
  • Demonstrated experience utilizing data analytics and technology solutions to support portfolio risk management and reporting.
Licenses/Certifications

ACAMS NOT REQUIRED

Education Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Data Processing

Work Experience General Experience - More than 15 years, Manager Experience - 10 to 15 years

Certifications Certified Anti‑Money Laundering Specialist (ACAMS) - Association of Certified Anti‑Money Laundering Specialists (ACAMS)

Travel Less than 25% Workstyle Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

This position is eligible for a benefits package that may include

  • medical, dental, and vision
  • life insurance
  • critical illness insurance and accident insurance
  • disability benefits
  • retirement savings
  • paid time off (including vacation, holidays, and sick leave)
  • parental leave

Eligibility for benefits and specific offerings may vary based on position and employment status.

To view more details of the benefits offered, visit Myrjbenefits.com.

We expect our associates at all levels to:
  • Grow professionally and inspire others to do the same
  • Work with and through others to achieve desired outcomes
  • Make prompt, pragmatic choices and act with the client in mind
  • Take ownership and hold themselves and others accountable for delivering results that matter
  • Contribute to the continuous evolution of the firm

When associates bring their best authentic selves, our organization, clients, and communities thrive.

The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

#LI-AT1 Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF.

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