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Vp Credit Risk Management Jobs (NOW HIRING)

Saige Partners

VP Credit Risk Management

Des Moines, IA · On-site

The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive ...

Atlanticus

VP, Credit Risk

Atlanta, GA · On-site

VP, Credit Risk When you join Atlanticus, you become a member of a fast-growing, mission-focused ... You will own and manage credit risk strategies including population segmentation, the evaluation of ...

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As of Sep 9, 2026, the average yearly pay for vp credit risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

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Infographic showing various Vp Credit Risk Management job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

VP Credit Risk Management

Des Moines, IA • On-site

Saige Partners
Recruiting and Staffing Services • 11 - 50 employees
Learn more about Saige Partnersexternal

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Re-posted 3 days ago

Job description


We strive to be Your Future, Your Solution to accelerate your career!
Contact Erin Pals at epals@saigepartners.com, you can also schedule an appointment at https://calendly.com/epals-1/interiew-s to learn more about this opportunity!
VP Credit Risk Management
Our client is seeking a strategic and experienced Vice President of Credit Risk Management to lead the organization's credit underwriting function across Consumer, Mortgage, and Commercial lending portfolios. This executive leadership role is responsible for developing and executing underwriting strategies that optimize portfolio performance while effectively managing credit risk.
The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive leadership to support sustainable growth and profitability.
This is a Direct Hire role.
What you will be doing as a VP Credit Risk Management ...
Strategic Leadership & Governance
  • Develop and implement enterprise-wide credit underwriting strategies aligned with organizational risk appetite and growth objectives.
  • Serve as a voting member of the Loan Committee, providing expertise on complex credit decisions.
  • Establish, maintain, and enhance underwriting policies, procedures, and credit standards.
  • Present portfolio performance, concentration risk, and emerging credit trends to executive leadership.
  • Collaborate with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal to strengthen portfolio quality and maximize recoveries.
Credit Underwriting & Risk Oversight
  • Lead underwriting teams responsible for Consumer, Mortgage, and Commercial lending.
  • Ensure consistent, high-quality credit decisions while maintaining regulatory compliance.
  • Review and approve complex commercial real estate (CRE) and commercial & industrial (C&I) credit requests.
  • Identify and mitigate risks related to fraud, collateral, portfolio concentrations, and underwriting practices.
  • Maintain expertise in lending regulations including ATR/QM, Fair Lending (Reg B), Regulation 723, and the Fair Credit Reporting Act (FCRA).
Portfolio Management
  • Monitor portfolio performance through key credit metrics, including approval rates, booking trends, and automated decisioning performance.
  • Partner with cross-functional teams to improve underwriting efficiency, streamline workflows, and enhance the borrower experience.
  • Recommend policy and process improvements based on portfolio trends and market conditions.
Leadership
  • Lead, mentor, and develop a team of managers, senior underwriters, credit officers, and analysts.
  • Foster a culture of accountability, collaboration, sound risk management, and continuous improvement.
  • Build organizational capability through coaching and succession planning.
Regulatory & Compliance
  • Serve as the primary contact for regulatory examinations related to credit underwriting.
  • Ensure compliance with all applicable federal and state lending regulations.
  • Lead corrective action plans and remediation efforts when necessary.
Skills you ideally bring to the table as a VP Credit Risk Management ...
Required
  • Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
  • 10+ years of progressive credit underwriting leadership experience within a bank or credit union.
  • 5+ years of leadership experience at the Director level or above.
  • Extensive experience underwriting Commercial (C&I and CRE), Mortgage, and Consumer lending products.
  • Comprehensive knowledge of federal lending regulations, including ATR/QM, Regulation B, Regulation 723, and FCRA.
  • Strong understanding of commercial and residential valuation methodologies and appraisal standards.
  • Experience with Loan Origination Systems (LOS), credit analytics tools, and Microsoft Office.
Preferred Competencies
  • Proven ability to develop enterprise-wide credit strategies that balance growth with prudent risk management.
  • Strong financial analysis and credit modeling expertise.
  • Exceptional executive communication and presentation skills, including experience presenting to executive leadership and Boards.
  • Ability to anticipate emerging market trends and evolving credit risks.
  • Sound judgment and decision-making in a fast-paced, highly regulated financial environment.

Learn more about Saige Partners on Facebook or LinkedIn.
Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs. Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture. Contact us to learn more about the opportunity below or check out other opportunities at https://careers.saigepartners.com/.
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