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Hard Money Lending Jobs (NOW HIRING)

Sr. Loan Officer - Remote

Dallas, TX · Remote

$70K - $120K/yr

The position requires strong financial acumen, proven sales experience in hard money lending or asset-based lending, and the ability to build and maintain a high-quality loan pipeline. The ideal ...

Accounting Manager

Houston, TX · On-site

$60K - $110K/yr

Lending Companies consist of traditional mortgage and a hard money lending company. Real Estate Company consists of just over 100 single family rentals. Also, Ranch accounting with livestock

Accounting Manager

Houston, TX · On-site

$60K - $110K/yr

Lending Companies consist of traditional mortgage and a hard money lending company. Real Estate Company consists of just over 100 single family rentals. Also, Ranch accounting with livestock

Senior Underwriter

Austin, TX

$97K - $115K/yr

Minimum of 5 years of experience in commercial real estate underwriting, with a strong focus on hard money lending and agency takeout. * Proven ability to analyze complex financial statements, credit ...

Senior Underwriter

Miami, FL · On-site

$80K - $120K/yr

Compensation: 80,000-120,000k REQUIRED SKILLS AND EXPERIENCE What We're Looking For 5+ years of underwriting experience within private lending or hard money lending. Extensive hands-on experience ...

New

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

Our Private Lending Division is rapidly growing and focused on funding real estate investor loans ... We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite ...

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

Our Private Lending Division is rapidly growing and focused on funding real estate investor loans ... We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite ...

Senior Underwriter

Orange, CA · On-site

$105K - $124K/yr

Our Private Lending Division is rapidly growing and focused on funding real estate investor loans ... We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite ...

Senior Underwriter

California City, CA · On-site

$120K - $142K/yr

Our Private Lending Division is rapidly growing and focused on funding real estate investor loans ... We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite ...

Showing results 21-40

Hard Money Lending information

See salary details

$27.5K

$113.2K

$170K

How much do hard money lending jobs pay per year?

As of Aug 22, 2026, the average yearly pay for hard money lending in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.

What is hard money lending?

Hard money lending is a type of short-term loan secured by real estate, typically provided by private investors or companies rather than traditional banks. These loans are often used by real estate investors who need quick financing or may not qualify for conventional loans due to credit or property issues. Hard money loans usually have higher interest rates and shorter repayment periods, making them suitable for fix-and-flip projects or situations where quick funding is essential. The loan is primarily based on the property's value rather than the borrower's creditworthiness.

What are the key skills and qualifications needed to thrive as a hard money lender?

To thrive as a Hard Money Lender, you need a strong understanding of real estate finance, risk assessment, loan structuring, and regulatory compliance, often supported by a background in finance or real estate. Familiarity with loan origination software, underwriting systems, and state licensing requirements is typically required. Excellent negotiation, relationship-building, and analytical skills help you attract borrowers and manage investments effectively. These competencies are crucial to ensure sound lending decisions, minimize default risk, and maintain a competitive edge in the private lending market.

What are the main challenges a professional faces when working in hard money lending, and how can they be addressed?

Professionals in hard money lending often encounter challenges such as evaluating high-risk loan applications, managing borrower expectations, and ensuring compliance with state and federal regulations. Success in this role requires strong due diligence skills, clear communication with clients, and adaptability to changing market conditions. Building solid relationships with real estate investors and staying updated on industry trends can also help address these challenges and foster long-term growth opportunities in the field.

What is the difference between Hard Money Lending vs Mortgage Broker?

AspectHard Money LendingMortgage Broker
CredentialsTypically no formal licensing, but some states require licensingLicensed professionals with state licensing and certifications
Work EnvironmentPrivate lenders, direct lending, often fast-pacedBrokerages, intermediary role between borrowers and lenders
Industry UsageReal estate investment, fix-and-flip projectsResidential mortgage financing for homebuyers
Search/Comparison IntentLoan options, quick funding, hard money lendersMortgage options, loan process, mortgage brokers

Hard Money Lending involves private lenders providing short-term, asset-based loans often for real estate investors, with less emphasis on borrower credit. Mortgage Brokers act as intermediaries, helping homebuyers find suitable traditional mortgage options through licensed lenders. While both roles involve real estate financing, they differ in licensing, speed, and target clients.

More about Hard Money Lending jobs

What cities are hiring for Hard Money Lending jobs?

Cities with the most Hard Money Lending job openings:

What states have the most Hard Money Lending jobs?

States with the most job openings for Hard Money Lending jobs include:

Infographic showing various Hard Money Lending job openings in the United States as of August 2026, with employment types broken down into 34% Full Time, 62% Part Time, and 4% Contract. Highlights an 94% Physical, and 6% Remote job distribution, with an average salary of $113,173 per year, or $54.4 per hour.

Mortgage Loan Originator - Investment Real Estate

New Western Corporate

Los Angeles, CA

Full-time

Re-posted 26 days ago


Job description

About Sherman Bridge

Sherman Bridge is a premier private lending platform built for real estate investors. In partnership with New Western, we provide fast, flexible, and investor-focused capital solutions that help clients acquire, renovate, and scale portfolios of single-family homes. With a commitment to speed, service, and certainty, we specialize in hard money lending that delivers real results.

Position Summary

Sherman Bridge is seeking a motivated and relationship-driven Investment Real Estate Mortgage Loan Originator to originate residential investment property loans for both New Western-sourced clients and outside real estate investors.
This is an in-office sales role focused on direct loan origination, relationship management, and business development. The MLO will serve as a trusted financing advisor to real estate investors and New Western agents by structuring financing solutions, managing the loan process from application through closing, and helping clients grow their investment businesses.
The ideal candidate thrives in a fast-paced, performance-driven environment and understands the needs of residential real estate investors, including fix-and-flip operators, rental investors, and professional real estate entrepreneurs.

Key Responsibilities & What You'll Do

What You’ll Do

As an Investment Real Estate Mortgage Loan Originator, you will build and manage relationships with real estate investors, New Western agents, and local market professionals to originate residential investment property loans.
You’ll guide borrowers through the lending process from initial consultation to closing while delivering a high-touch customer experience built on responsiveness, execution, and results.
Success in this role is driven by relationship-building, pipeline management, loan production, and consistent client service.

Key Responsibilities

  • Develop and maintain relationships with New Western agents and investors, independent real estate investors, builders, wholesalers, Realtors, and referral partners.
  • Serve as the primary lending partner for investors sourced through assigned New Western offices.
  • Consult with borrowers to understand project goals and structure financing solutions aligned with their investment strategies.
  • Originate and manage loans from lead through closing, including applications, documentation, pipeline management, and borrower communication.
  • Match loan opportunities with the most competitive financing options through Sherman Bridge’s lending platform.
  • Partner closely with processing, underwriting, and closing teams to ensure smooth and timely loan execution.
  • Maintain accurate CRM and pipeline records.
  • Attend investor events, office meetings, networking functions, and market activities to drive business development.
  • Deliver in-office training and educational sessions to assigned New Western offices.
  • Meet or exceed monthly production, conversion, and client satisfaction goals.
What You'll Bring - Qualifications

What You Bring

  • 1+ years of experience in private lending, mortgage lending, investment real estate, construction, or a related field.
  • Strong understanding of hard money lending and residential real estate investment strategies, including fix-and-flip, BRRRR, and rental portfolio financing.
  • Proven ability to manage a sales pipeline and close deals in a fast-paced environment.
  • Strong consultative sales, communication, and relationship-building skills.
  • Experience with CRM systems and loan origination platforms.
  • Self-motivated, organized, and results-oriented.

Preferred Experience

  • Hard money, bridge, wholesale, or correspondent lending experience.
  • Experience working with real estate brokerages or investment-focused firms.
  • Ability to analyze real estate contracts, rehab budgets, and investment returns.
  • Existing relationships within local real estate investment communities.
  • Experience generating self-sourced business in addition to company-provided opportunities.

Why Join Us?

  • Competitive base salary plus uncapped commission
  • Health, dental, and vision insurance
  • 401(k) with company match
  • Entrepreneurial, high-performance culture

Why Sherman Bridge?

At Sherman Bridge, we help real estate investors move quickly, finance confidently, and scale successfully. Our team combines operational speed, direct access to capital, and an investor-first mindset to deliver an unmatched lending experience.
If you’re passionate about real estate investing, sales, and helping clients grow their businesses, we’d love to hear from you.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.