LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Quick apply
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Quick apply
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Account Executive
Los Angeles, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Account Executive
Los Angeles, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Account Executive
Los Angeles, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Quick apply
Account Executive
Los Angeles, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Account Executive
California City, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Quick apply
Account Executive
California City, CA · On-site
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales ...
Operations Manager
Houston, TX · On-site
$100K/yr
Minimum of two (2) years of experience in hard money lending, private lending, or real estate operations. * Working knowledge of key lending and investment metrics, including ARV, LTV, LTC ...
Quick apply
Operations Manager
Houston, TX · On-site
$100K/yr
Minimum of two (2) years of experience in hard money lending, private lending, or real estate operations. * Working knowledge of key lending and investment metrics, including ARV, LTV, LTC ...
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Commercial Underwriter
Los Angeles, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Commercial Underwriter
Los Angeles, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Requirements You will have: * "hustle" * sales experience in mortgages or real estate, and ideally in private lending or hard money * the ability to build and manage a large pipeline of prospective ...
Requirements You will have: * "hustle" * sales experience in mortgages or real estate, and ideally in private lending or hard money * the ability to build and manage a large pipeline of prospective ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Commercial Underwriter
Los Angeles, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Commercial Underwriter
Los Angeles, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Quick apply
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Mortgage Underwriter
North Hollywood, CA · On-site
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production ...
Operations Manager
Houston, TX · On-site
Qualifications • Minimum of two (2) years of experience in hard money lending, private lending, or real estate operations. • Working knowledge of key lending and investment metrics, including ARV ...
Operations Manager
Houston, TX · On-site
Qualifications • Minimum of two (2) years of experience in hard money lending, private lending, or real estate operations. • Working knowledge of key lending and investment metrics, including ARV ...
Hard Money Lending information
See salary details
$27.5K - $40.5K
3% of jobs
$40.5K - $53.4K
2% of jobs
$53.4K - $66.4K
3% of jobs
$66.4K - $79.3K
5% of jobs
$86.1K is the 25th percentile. Wages below this are outliers.
$79.3K - $92.3K
21% of jobs
The median wage is $103.6K / yr.
$92.3K - $105.2K
17% of jobs
$105.2K - $118.2K
3% of jobs
$118.2K - $131.1K
16% of jobs
$137.6K is the 75th percentile. Wages above this are outliers.
$131.1K - $144.1K
7% of jobs
$144.1K - $157K
7% of jobs
$157K - $170K
14% of jobs
$27.5K
$113.2K
$170K
How much do hard money lending jobs pay per year?
As of Jul 27, 2026, the average yearly pay for hard money lending in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.
What are the key skills and qualifications needed to thrive as a Hard Money Lender, and why are they important?
To thrive as a Hard Money Lender, you need a strong understanding of real estate finance, risk assessment, loan structuring, and regulatory compliance, often supported by a background in finance or real estate. Familiarity with loan origination software, underwriting systems, and state licensing requirements is typically required. Excellent negotiation, relationship-building, and analytical skills help you attract borrowers and manage investments effectively. These competencies are crucial to ensure sound lending decisions, minimize default risk, and maintain a competitive edge in the private lending market.
What are the main challenges a professional faces when working in hard money lending, and how can they be addressed?
Professionals in hard money lending often encounter challenges such as evaluating high-risk loan applications, managing borrower expectations, and ensuring compliance with state and federal regulations. Success in this role requires strong due diligence skills, clear communication with clients, and adaptability to changing market conditions. Building solid relationships with real estate investors and staying updated on industry trends can also help address these challenges and foster long-term growth opportunities in the field.
How much do hard money lenders make?
Hard money lenders typically earn interest rates ranging from 8% to 15% on short-term loans, with income depending on the number and size of deals they fund. Their earnings also include origination fees and other charges, which can significantly increase overall income. Successful lenders often require strong knowledge of real estate markets and risk assessment skills.
How does a hard money lender make money?
A hard money lender makes money primarily through interest charges on short-term loans secured by real estate. They may also earn fees such as origination fees, points, and late payment penalties, which contribute to their income. These lenders often charge higher interest rates due to the higher risk involved in their loans.
How much does a loan officer make on a $500,000 loan?
A loan officer in hard money lending typically earns a commission or fee based on the loan amount, often around 1-3% of the loan, which would be $5,000 to $15,000 for a $500,000 loan. Additionally, some loan officers receive a base salary plus bonuses, and their total earnings depend on the volume of loans closed and the company's compensation structure.
What is hard money lending?
Hard money lending is a type of short-term loan secured by real estate, typically provided by private investors or companies rather than traditional banks. These loans are often used by real estate investors who need quick financing or may not qualify for conventional loans due to credit or property issues. Hard money loans usually have higher interest rates and shorter repayment periods, making them suitable for fix-and-flip projects or situations where quick funding is essential. The loan is primarily based on the property's value rather than the borrower's creditworthiness.
Can I get a $20,000 loan without a job?
Hard money lenders typically require proof of income or assets to ensure repayment, so obtaining a $20,000 loan without a job can be challenging. They often focus on the property's value or collateral rather than employment status, but approval without income is less common and may require alternative collateral or strong financial backing.
What is the difference between Hard Money Lending vs Mortgage Broker?
| Aspect | Hard Money Lending | Mortgage Broker |
|---|---|---|
| Credentials | Typically no formal licensing, but some states require licensing | Licensed professionals with state licensing and certifications |
| Work Environment | Private lenders, direct lending, often fast-paced | Brokerages, intermediary role between borrowers and lenders |
| Industry Usage | Real estate investment, fix-and-flip projects | Residential mortgage financing for homebuyers |
| Search/Comparison Intent | Loan options, quick funding, hard money lenders | Mortgage options, loan process, mortgage brokers |
Hard Money Lending involves private lenders providing short-term, asset-based loans often for real estate investors, with less emphasis on borrower credit. Mortgage Brokers act as intermediaries, helping homebuyers find suitable traditional mortgage options through licensed lenders. While both roles involve real estate financing, they differ in licensing, speed, and target clients.
More about Hard Money Lending jobs
What cities are hiring for Hard Money Lending jobs? Cities with the most Hard Money Lending job openings:
What states have the most Hard Money Lending jobs? States with the most job openings for Hard Money Lending jobs include:
What job categories do people searching Hard Money Lending jobs look for? The top searched job categories for Hard Money Lending jobs are:
Full-time
Posted 8 days ago
Job description
LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team.
We are looking for a driven, knowledgeable sales professional with direct experience in Hard Money / Private Lending. This is a results-focused role designed for someone who understands investor financing and knows how to close deals efficiently.
About LBC MortgageLBC Mortgage is a well-established mortgage brokerage committed to delivering tailored financing solutions to real estate investors and borrowers. As we continue to grow our lending portfolio, we are building a strong team of professionals who understand the urgency, complexity, and opportunity within the Hard Money space.
Key Responsibilities
- Work directly with real estate investors seeking hard money financing
- Structure and present loan solutions based on LTV, ARV, and deal strength
- Manage the full loan lifecycle from lead intake to funding
- Build and maintain strong relationships with investors and referral partners
- Consistently meet and exceed monthly production goals
- Proven experience in Hard Money lending (required)
- Strong understanding of real estate investment transactions
- Ability to analyze deals and assess risk quickly
- Excellent communication, negotiation, and closing skills
- Self-motivated and performance-driven
- Competitive compensation structure
- Uncapped commission potential
- Strong operational and underwriting support
- Growth opportunities within a respected mortgage brand
- Access to consistent deal flow
If you are experienced in hard money lending and ready to grow within a dynamic mortgage company, we would love to connect.
Apply today and join the LBC Mortgage team!
About LBC Mortgage
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
11 - 50 Employees
Headquarters location
Los Angeles, CA, US
Year founded
2008