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Full Time Insurance Agent Jobs in Chicago, IL (NOW HIRING)

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Full Time Insurance Agent information

See Chicago, IL salary details

$25.8K

$67K

$125.2K

How much do full time insurance agent jobs pay per year?

As of Sep 8, 2026, the average yearly pay for full time insurance agent in Chicago, IL is $66,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,800.00 and $79,300.00 per year, depending on experience, location, and employer.

What is a full time insurance agent?

Full time insurance agents are professionals who work for insurance companies or agencies to sell insurance policies and provide guidance to clients regarding their insurance needs. They help individuals and businesses choose the right coverage for their specific situations, such as auto, health, life, or property insurance. In addition to selling policies, they often handle policy renewals, process claims, and offer ongoing customer service. Full time insurance agents typically work standard business hours and may receive a combination of salary and commissions based on their sales performance.

What are the key skills and qualifications needed to thrive as a full time insurance agent?

To thrive as a Full Time Insurance Agent, you need strong sales abilities, product knowledge, and typically a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is important, as well as ongoing certification in relevant insurance products. Excellent communication, negotiation, and relationship-building skills help agents connect with clients and identify their needs. These skills ensure agents can effectively advise clients, remain compliant, and meet sales targets in a competitive market.

What are some common challenges faced by full time insurance agents, and how can they be overcome?

Full-time insurance agents often face challenges such as maintaining a steady pipeline of leads, handling client rejections, and keeping up with evolving insurance products and regulations. To overcome these, agents can invest time in networking, leverage referral programs, and participate in ongoing training. Building strong relationships with clients and colleagues, as well as staying organized with client management tools, can also help agents manage their workload effectively and meet sales targets.

What is the difference between Full Time Insurance Agent vs Part Time Insurance Agent?

AspectFull Time Insurance AgentPart Time Insurance Agent
Work HoursTypically 35-40 hours per weekFewer hours, often less than 20 hours per week
CertificationsUsually requires licensing and certificationsSame certifications as full-time, but may vary based on hours
IncomeSteady full-time income and commissionsVariable income based on hours and sales
Work EnvironmentOffice or remote, full-time scheduleFlexible, part-time schedule, often remote or in-office

Full Time Insurance Agents work standard hours, earn steady income, and often have comprehensive benefits. Part Time Insurance Agents work fewer hours, with income and schedule flexibility. Both roles require licensing and serve similar industry needs, but differ mainly in hours and income stability.

Can you make a living as a full time insurance agent?

Full-time insurance agents can make a living depending on their sales skills, client base, and commission structure. Income often varies widely, with successful agents earning a substantial income through commissions, renewals, and bonuses. Consistent effort, certifications, and building strong client relationships are key factors for financial stability in this role.

Why do so many full time insurance agents quit?

Full-time insurance agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. The job requires building a client base, managing rejection, and staying updated on industry regulations, which can be challenging over time.

What are the most commonly searched types of Insurance Agent jobs in Chicago, IL?

The most popular types of Insurance Agent jobs in Chicago, IL are:

Full Time Insurance Agent jobs near you

Licensed Insurance Agent - Chicago North

Kemper

Waukegan, IL • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 12 days ago

Key responsibilities

  • Coordinate home visits, conduct sales presentations, recommend products, and close new sales.

  • Prospect for new sales opportunities and maintain strong customer relationships through premium collection and service requests.

  • Grow the assigned territory through new sales and build relationships with customers.

Job description

Location(s)

Waukegan, Illinois

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role: Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

The compensation for the role is fully commission-based.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance

  • Group Life Insurance

  • Short-Term & Long-Term Disability

  • 401(k) with Company Match

  • Paid Vacation

  • Employee Stock Purchase Program

  • Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule

  • Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

  • $750 bonus when hired and assigned to an agency

  • $1,500 bonus after six production months

  • $2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities:

Day-to-Day Activities:

  • Coordinating home visits and conducting sales presentations, recommending products, and closing new sales

  • Prospecting for new sales opportunities

  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine

  • Responding promptly to service requests such as beneficiary changes, claims, and loans

  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales

  • Build strong working relationships with customers

  • Devote the time necessary to fulfill the responsibilities of the role

  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)

  • Customer service experience

  • Must be at least 18 years of age

  • Valid driver's license with required auto insurance coverage

  • Dependable vehicle for daily travel

  • Ability to pass a background check, motor vehicle report, and drug screening

  • Authorization to work in the United States

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.

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