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Full Time Cobra Insurance Jobs in Rutherford, NJ

HR Coordinator

Roseland, NJ · On-site

$60K - $75K/yr

Purpose of Role We are seeking a full-time HR Coordinator to support day-to-day HR operations ... Coordinate benefits administration, including enrollments, qualifying events, and COBRA. * Support ...

HR Coordinator

Roseland, NJ · On-site

$60K - $75K/yr

Purpose of Role We are seeking a full-time HR Coordinator to support day-to-day HR operations ... Coordinate benefits administration, including enrollments, qualifying events, and COBRA. * Support ...

Full Time Cobra Insurance information

See Rutherford, NJ salary details

$27K

$66.9K

$103K

How much do full time cobra insurance jobs pay per year?

As of Jul 13, 2026, the average yearly pay for full time cobra insurance in Rutherford, NJ is $66,885.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,900.00 and $81,600.00 per year, depending on experience, location, and employer.

What is the difference between Full Time Cobra Insurance vs Part Time Cobra Insurance?

FeatureFull Time Cobra InsurancePart Time Cobra Insurance
EligibilityEmployees with full-time benefitsPart-time employees with benefits
Coverage DurationUp to 18 monthsUp to 18 months
Premium PaymentsEmployer and employee shareEmployee pays full premium
Work EnvironmentFull-time employment settingPart-time employment setting

Full Time Cobra Insurance applies to employees working full-time, offering comprehensive coverage during their employment and up to 18 months after termination. Part Time Cobra Insurance covers part-time employees with similar benefits, but typically requires the employee to pay the full premium. The main difference lies in employment status and premium responsibility, while coverage duration remains consistent.

What jobs pay 4000 a week without a degree?

Full-time insurance agents, especially in specialized fields like Cobra insurance, can earn around $4,000 weekly through commissions and sales bonuses without requiring a degree. High-earning roles in sales, real estate, or certain skilled trades may also reach this income level, often relying on experience, certifications, or licensing rather than formal education.

What is a Full Time COBRA Insurance specialist?

A Full Time COBRA Insurance specialist is a professional responsible for administering COBRA (Consolidated Omnibus Budget Reconciliation Act) benefits within an organization. They ensure that employees who lose their health benefits due to job loss, reduction in hours, or other qualifying events receive information about their rights and can continue their health coverage. Their duties include communicating with employees, managing documentation, and ensuring compliance with federal regulations. This role often interacts with HR, insurance providers, and former employees to facilitate smooth COBRA administration. They play a crucial role in protecting both the company and employees' interests regarding health coverage continuation.

What are the key skills and qualifications needed to thrive as a COBRA Insurance Specialist, and why are they important?

To thrive as a COBRA Insurance Specialist, you need a solid understanding of health insurance regulations, COBRA compliance, and benefits administration, often supported by experience in HR or insurance roles. Familiarity with benefits administration platforms, HRIS systems, and compliance tracking tools is typically required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for ensuring accurate compliance and assisting clients. These competencies are essential to navigate complex regulations, minimize legal risks, and provide clear guidance to both employers and beneficiaries.

What is the loophole for COBRA health insurance?

There are no legitimate loopholes for COBRA health insurance; it is a federal law that requires employers to offer continuation coverage after qualifying events. Some individuals may reduce costs by choosing shorter coverage periods or exploring alternative options like marketplace plans, but these are not loopholes, just different choices within legal frameworks.

What is an average COBRA payment?

For a full-time COBRA insurance participant, the average monthly premium is approximately 102% of the employer's cost for health coverage, which typically ranges from $400 to $600 per month for individual plans. This means individuals often pay between $400 and $700 monthly, depending on the plan and coverage level. Employers usually do not contribute to this cost during the COBRA coverage period.

Do all jobs offer Cobra insurance?

Full Time Cobra Insurance is a benefit offered to eligible employees when they leave a job that provided health insurance. Not all jobs automatically offer Cobra coverage; it depends on the employer’s size and whether they provide group health insurance. Employees typically need to meet specific criteria to qualify for Cobra continuation coverage.

What are the main responsibilities and challenges faced by professionals managing COBRA insurance administration full-time?

Full-time COBRA insurance administrators are responsible for ensuring compliance with federal COBRA regulations, processing participant elections, handling premium payments, and providing timely communications to eligible employees. A common challenge in this role is staying up-to-date with evolving regulations and managing sensitive employee data accurately. Professionals often work closely with HR teams, insurance carriers, and third-party administrators to resolve participant inquiries and maintain seamless coverage transitions. Attention to detail and strong organizational skills are key to success, as errors can result in penalties for employers and coverage lapses for participants.
What job categories do people searching Full Time Cobra Insurance jobs in Rutherford, NJ look for? The top searched job categories for Full Time Cobra Insurance jobs in Rutherford, NJ are:
Infographic showing various Full Time Cobra Insurance job openings in Rutherford, NJ as of July 2026, with employment types broken down into 93% Full Time, and 7% Temporary. Highlights an 86% In-person, 7% Hybrid, and 7% Remote job distribution, with an average salary of $66,885 per year, or $32.2 per hour.
Benefits Specialist

Benefits Specialist

GARRISON ASSOCIATES LLC

New York, NY • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 23 days ago


Job description

Job Description:

  • Coordinates HRIS data entry including Qualifying Events, COBRA administration, Open Enrollment, etc.
  • First point of contact for general/ad hoc queries for the team
  • Conduct weekly New Hire Benefits Orientation
  • Respond to emails in shared Benefit mailbox and phone inquiries
  • Assist in administration of US health and welfare programs including health insurance (insured and self-insured), life insurance, accident insurance, short and long-term disability, leave, and worker’s compensation
  • Assist in US wellness program for 2,600 employees including organization of annual on-site Health and Wellness Fairs, flu shots and numerous health and fitness programs offered throughout the year
  • Assistance with day to day administration of the Benefits function
  • Prepares reports for management as needed
  • Maintains vendor contacts in assisting employees with information

Requirements:

  • Minimum 3-5 years of experience in-house administration
  • Minimum 3-5 years of experience in health plan administration
  • Bachelor’s degree in human resources, business, or related field from accredited four-year university required
  • Knowledge of all pertinent federal and state regulations, including ERISA, ACA, COBRA, FMLA, ADA, Workers Compensation, Medicare, Social Security and DOL requirements
  • Knowledge of Oracle Cloud (HCM)
  • Proficient with Microsoft Office, specifically Excel and Windows applications
  • Ability to work within a metrics-driven, transactional type environment

Company Description

We are a premier New York City employment search firm. Our client is currently seeking a fulltime Benefits Specialist to team up closely with HRIS, payroll and HR Business Partners.