Credit Risk Analyst
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...
... risk management program within and/or across the lines of business to ensure bank is meeting ... Depending on your eligibility, options for full-time employees include: medical/prescription drug ...
... risk management program within and/or across the lines of business to ensure bank is meeting ... Depending on your eligibility, options for full-time employees include: medical/prescription drug ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...
Golden Valley, MN · On-site
$99K - $176K/yr
Job Type Full-time Description The BSA AML Governance & Partner Oversight leader family provides ... Demonstrated ability to lead governance strategy, direct risk assessment and issue management ...
Golden Valley, MN · On-site
$99K - $176K/yr
Job Type Full-time Description The BSA AML Governance & Partner Oversight leader family provides ... Demonstrated ability to lead governance strategy, direct risk assessment and issue management ...
Minneapolis, MN · On-site
$99K - $176K/yr
Demonstrated ability to lead governance strategy, direct risk assessment and issue management ... FinTech, payment systems, or Banking-as-a-Service experience strongly preferred. Travel Requirement ...
Minneapolis, MN · On-site
$99K - $176K/yr
Demonstrated ability to lead governance strategy, direct risk assessment and issue management ... FinTech, payment systems, or Banking-as-a-Service experience strongly preferred. Travel Requirement ...
Why You'll Love Working Here At Associated Bank, you'll work in a collaborative environment that values integrity, accountability, and thoughtful risk management. You'll have the opportunity to grow ...
Why You'll Love Working Here At Associated Bank, you'll work in a collaborative environment that values integrity, accountability, and thoughtful risk management. You'll have the opportunity to grow ...
... Bank's Model Risk Management Program to ensure compliance with regulatory requirements and industry best practices. This role partners across the organization to strengthen risk oversight, provide ...
... Bank's Model Risk Management Program to ensure compliance with regulatory requirements and industry best practices. This role partners across the organization to strengthen risk oversight, provide ...
Minneapolis, MN · On-site
$119K - $140K/yr
This First Line of Defense role partners closely with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and consistently applied in alignment with bank ...
Minneapolis, MN · On-site
$119K - $140K/yr
This First Line of Defense role partners closely with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and consistently applied in alignment with bank ...
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Experience supporting project management activities, including tracking actions, assessing progress ...
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Experience supporting project management activities, including tracking actions, assessing progress ...
Lake Elmo, MN · On-site
$165K/yr
Develop and maintain effective working relationships with stakeholders across the Bank to promote collaboration and consistent application of third-party risk management expectations. Key ...
Lake Elmo, MN · On-site
$165K/yr
Develop and maintain effective working relationships with stakeholders across the Bank to promote collaboration and consistent application of third-party risk management expectations. Key ...
Lake Elmo, MN · On-site
$165K/yr
... Bank's ThirdParty Risk Management policies, standards, and program. This role serves as a subjectmatter expert and escalation point within the TPRM team, ensuring complex risk assessments, issues ...
Lake Elmo, MN · On-site
$165K/yr
... Bank's ThirdParty Risk Management policies, standards, and program. This role serves as a subjectmatter expert and escalation point within the TPRM team, ensuring complex risk assessments, issues ...
Minneapolis, MN · On-site
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Support the endtoend management of the AI Use Case Registry for CFR, ensuring all AI-use cases and ...
Minneapolis, MN · On-site
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Support the endtoend management of the AI Use Case Registry for CFR, ensuring all AI-use cases and ...
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Risk Management & Framework Execution * Partner with business and risk stakeholders to support the ...
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... Risk Management & Framework Execution * Partner with business and risk stakeholders to support the ...
Business, Finance, Risk Management or related field of study. Required Experience 6+ years experience in commercial banking, risk/control functions, or deposit operations within a financial ...
Business, Finance, Risk Management or related field of study. Required Experience 6+ years experience in commercial banking, risk/control functions, or deposit operations within a financial ...
Minneapolis, MN · On-site
$119K - $140K/yr
... alignment with bank risk appetite. This position also provides operational flexibility by ... Employment Type: Full time
Minneapolis, MN · On-site
$119K - $140K/yr
... alignment with bank risk appetite. This position also provides operational flexibility by ... Employment Type: Full time
Join us during this transformative time and be part of shaping the future of banking! To learn more ... Knowledge of risk governance frameworks, second-line enterprise risk management, and internal ...
Quick apply
Join us during this transformative time and be part of shaping the future of banking! To learn more ... Knowledge of risk governance frameworks, second-line enterprise risk management, and internal ...
Join us during this transformative time and be part of shaping the future of banking! To learn more ... Knowledge of risk governance frameworks, second-line enterprise risk management, and internal ...
Join us during this transformative time and be part of shaping the future of banking! To learn more ... Knowledge of risk governance frameworks, second-line enterprise risk management, and internal ...
What you'll bring to Circle: * 10+ years of experience in fraud risk management in fintech, payments, banking, or financial services. * Strong understanding of fraud threats, including synthetic ...
What you'll bring to Circle: * 10+ years of experience in fraud risk management in fintech, payments, banking, or financial services. * Strong understanding of fraud threats, including synthetic ...
Minneapolis, MN · On-site
$105K - $124K/yr
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... management approach to solve key business line challenges. Success will be measured through ...
Minneapolis, MN · On-site
$105K - $124K/yr
Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make ... management approach to solve key business line challenges. Success will be measured through ...
Lake Elmo, MN · On-site
$81K - $165K/yr
... banking/lending/servicing, and mortgage lending/servicing. Issue & Incident Management * Lead and ... Change & Initiative Risk Management * Provide risk oversight for Change Initiatives, including ...
Lake Elmo, MN · On-site
$81K - $165K/yr
... banking/lending/servicing, and mortgage lending/servicing. Issue & Incident Management * Lead and ... Change & Initiative Risk Management * Provide risk oversight for Change Initiatives, including ...
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 29 days ago
8.2
Based on 352 frontline employees who took The Breakroom Quiz
40th of 146 rated banks
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionNOTE: This position is not eligible for current or future visa sponsorship.
U.S. Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk Management has enterprise wide responsibility for monitoring, managing, and controlling the level of Credit Risk at U.S. Bank. This is accomplished via ongoing partnership with Business Line peers, internal and external examiners, and other risk partners within the overarching Risk, Compliance, and Audit umbrella.
The overall objective of this role is to actively monitor and address existing and emerging Credit Risk and ensure timely and accurate reporting of that risk. This individual will be responsible for various activities, including:
Second Line of Defense - Set Standards and Challenges
Governance, Risk, & Oversight Functions Accountabilities
Establishes enterprise governance, risk, and control strategies and practices.
Provides oversight and independent challenge to the first line through review, inquiry and discussion.
Develops and communicates governance, risk, and control policies.
Provides training, tools, and advice to support the first line of defense in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
ESSENTIAL FUNCTIONS:
Researches, evaluates, develops and communicates credit policy that is within the U.S. Bank risk appetite and meets business objectives and targets.
Provides oversight and independent challenge to the business line through review, inquiry and discussion.
Exercise independent judgement by displaying and reaching conclusions on the most complex portfolio issues as well as assume accountability for high quality recommendations regarding Dealer Services portfolios.
Provides training, tools and advice to support the business line in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
Analyzes the portfolio for emerging and key risk trends. Analyzes the output of reports to identify key risk trends and emerging risks within the portfolio. Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio, industry and general macroeconomic environment.
Manages multiple projects and analyses and ensures deadlines are met. Ensure data structure provides necessary information for detailed, accurate reporting and analytics.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than eight years of applicable experience
Preferred Skills/Experience
Four or more years of Retail (Credit Cards, Consumer Lines of Credit, Auto Loans, Deposits) credit risk management experience.
Considerable knowledge of credit risk, financial and statistical analysis.
Considerable knowledge of credit administration, policies and procedures, and regulatory compliance.
Bachelor's or Master's degree in business, accounting, computer science, economics, finance or statistics, or equivalent work experience.
Strong analytical skills.
Strong written and verbal communication skills.
Proficient in programming and data manipulation using SQL, SAS, Python, or R.
Effective presentation, organizational, and prioritization skills.
Proficiency utilizing a variety of software packages including Microsoft Word, Excel, PowerPoint, etc.
Effective technical report writing skills.
Ability to work independently with minimal guidance from manager.
LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.
NOTE: This position is not eligible for current or future visa sponsorship.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.
Banking and credit intermediation
10,000+ Employees
Minneapolis, MN, US
1863