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Freelance Credit Risk Modeling Jobs in Delaware (NOW HIRING)

Risk Manager I (US)

Wilmington, DE · On-site

$91K - $136K/yr

... models throughout origination process and pricing strategy ... Validate and enhance strategy structure such as Credit Tier to meet business goals; quantify ...

Risk Manager I (US)

Wilmington, DE · On-site

$91K - $145K/yr

Ensures sound credit control by taking a pro-active approach to risk management within the risk ... Experience in data modeling and risk management either from a business administration, statistical ...

Risk Manager I (US)

Wilmington, DE · On-site

$91K - $145K/yr

Ensures sound credit control by taking a pro-active approach to risk management within the risk ... Experience in data modeling and risk management either from a business administration, statistical ...

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Freelance Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the most commonly searched types of Credit Risk Modeling jobs in Delaware? The most popular types of Credit Risk Modeling jobs in Delaware are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Delaware? For Freelance Credit Risk Modeling jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Freelance Credit Risk Modeling jobs in Delaware look for? The top searched job categories for Freelance Credit Risk Modeling jobs in Delaware are:
What cities in Delaware are hiring for Freelance Credit Risk Modeling jobs? Cities in Delaware with the most Freelance Credit Risk Modeling job openings:
Infographic showing various Freelance Credit Risk Modeling job openings in Delaware as of June 2026, with employment types broken down into 41% Full Time, 54% Part Time, and 5% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution.
Risk Management - Card Loss Forecasting - Senior Associate

Risk Management - Card Loss Forecasting - Senior Associate

JP Morgan Chase

Wilmington, DE

Full-time

Medical, Retirement

Posted 7 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 470 frontline employees who took The Breakroom Quiz

47th of 142 rated banks


Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Modeling Analytics - Senior Associate in Credit Card Loss Forecasting, you will be responsible for leading credit forecasting for the $240B credit card portfolio. This role requires strong data analytical knowledge and skills to generate short- and long-term loss forecasts and perform attribution analysis. The role encompasses all aspects of loss forecasting, including CCAR, CECL, Budgets, and Risk Appetite. This is an exciting opportunity to work on high-impact strategy initiatives as they become the key focus of the firm and across the financial services industry. You will excel at creative thinking and problem-solving, be self-motivated, confident, and ready to work in a fast-paced, energetic environment.

Job Responsibilities

  • Support the end-to-end completion of annual CCAR and quarterly Risk Appetite
  • Support analytical tools for risk assessment and stress credit evaluations to support annual stress testing, the Risk Appetite framework, and strategy integrations
  • Collaborate with the central loss forecasting team to manage process timelines and provide necessary information
  • Work with Finance, Collections, and Risk Strategy to understand changes in the portfolio or strategies and apply overlays as needed
  • Partner with the Risk Modeling team to ensure the model functions as desired and provide regular inputs for improvement
  • Create and present forecasts to senior management with a clear storyline and data support
  • Enhance consistency and efficiency across existing processes and reporting to meet the changing needs of the business
  • Be a self-motivated individual with the ability to work on multiple projects with limited guidance
  • Help spearhead best-in-class documentation and operational risk and audit controls surrounding the CCAR and Risk Appetite Process

Required qualifications, capabilities, and skills

  • Master's/Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Engineering) from an accredited college/university required
  • 1+ years of experience in Credit Risk Management, Statistical Modeling, Marketing Analytics, and/or Consulting
  • 3+ years of related analytical experience
  • Strong knowledge of Python, SAS, SQL, and MS Office required
  • Strong analytical, interpretive, and problem-solving skills with the ability to interpret large data sets and their impact in both operational and financial areas
  • Excellent oral and written communication and presentation skills

Preferred qualifications, capabilities, and skills

  • Advanced degree is preferred
  • Strong P&L knowledge and understanding of drivers of profitability

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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