ZipRecruiter

Log In

1

Freelance Credit Risk Modeling Jobs in Delaware (NOW HIRING)

Sallie Mae

Senior Director, Model Risk

Newark, DE · On-site

... modeling, credit risk, operational risk, and other areas that rely on models for decision-making. What You'll Do * Develop and implement a robust model risk assessment framework to evaluate the ...

Sallie_mae

Senior Director, Model Risk

Newark, DE · On-site

... modeling, credit risk, operational risk, and other areas that rely on models for decision-making. What You'll Do * Develop and implement a robust model risk assessment framework to evaluate the ...

previous page

Showing results 41-60

All JobsCredit Risk Modeling JobsFreelance Credit Risk Modeling JobsFreelance Credit Risk Modeling Jobs in Delaware

Freelance Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the most commonly searched types of Credit Risk Modeling jobs in Delaware? The most popular types of Credit Risk Modeling jobs in Delaware are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Delaware? For Freelance Credit Risk Modeling jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Freelance Credit Risk Modeling jobs in Delaware look for? The top searched job categories for Freelance Credit Risk Modeling jobs in Delaware are:
What cities in Delaware are hiring for Freelance Credit Risk Modeling jobs? Cities in Delaware with the most Freelance Credit Risk Modeling job openings:
Freelance Credit Risk Modeling jobs near you
Infographic showing various Freelance Credit Risk Modeling job openings in Delaware as of July 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 84% In-person, and 16% Hybrid job distribution.
Head of Risk - Non-Rewards Credit Cards Portfolio, Director (Hybrid)

Head of Risk - Non-Rewards Credit Cards Portfolio, Director (Hybrid)

Citigroup, Inc.

Wilmington, DE • On-site

$170K - $300K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Job description

The Head of Risk - Non-Rewards Credit Cards Portfolio is a senior management-level position responsible for setting the strategic direction for credit policies in alignment with Citi's corporate goals. The individual will lead credit and underwriting strategies for Non-Rewards credit cards portfolio, with the goal of optimally balancing risk-return and customer engagement while ensuring strategies operate under Citi's risk appetite. The individual will champion and lead enterprise initiatives that build a resilient Non - Rewards credit cards portfolio and drive sustainable growth. The individual will be responsible for accomplishing results through the management of a team.
Responsibilities:
  • Set the long-term vision and agenda for credit strategies for a credit card portfolio
  • Manage risk levels consistent with program's financial goals and Citi's risk appetite.
  • Lead a best-in-class Risk team responsible for driving sustainable growth for business
  • Partner with modeling team on new tools, machine learning and alternate data
  • Partner with Operations leadership team to ensure best customer experience while maintaining the robust risk management principles
  • Ensure a consistent and strong control environment across Risk, product, and functional partners to manage operational risk, ensuring oversight of all strategic deliverables
  • Continuously identify opportunities to improve business performance, effectiveness and efficiency through process improvements and talent management

Leadership Competencies:
  • Capability and experience with establishing strategic vision and driving change to achieve business targets
  • Senior executive interactions - can present credibly to both large and small groups
  • Strong interpersonal skills and ability to influence at all levels of management
  • Displays flexibility to work well with varying personal styles
  • Takes personal responsibility to lead by example. Understands and appreciates diverse backgrounds. Demonstrates strong ethics
  • Develops strong relationships across risk management and cross-functional groups
  • Superior leadership and team building skills, with a strong track record for attracting and developing high performing risk management talent
  • Articulate and highly effective communicator, with an energetic and approachable style
  • Capable of effectively managing a significant team size dispersed across multiple geographical locations, with strong ability to manage performance and continually elevate performance standards
  • Contributes to a positive work environment; shares knowledge and supports diversity.

Qualifications:
  • 12+ years of relevant risk management or financial services experience required
  • 5+ years of people management experience
  • Possesses a complex mix of skills and leadership attributes including in-depth knowledge and experience of Cards P&L, sophisticated analytical abilities including the know-how to lead statistically advanced analyses, interface with the modeling teams on techniques such as machine learning or logistic regression
  • Demonstrated excellence in managing an analytical team - must have experience in delivering large-scale credit policy changes and communicating them to a diverse audience
  • Experience in managing and negotiating with stakeholders to further a common agenda in a matrix environment
  • Strong knowledge of the applicable laws and regulations and the current environment which govern credit card and lending policies and practices
  • Demonstrated success in managing risk policy/strategy through the economic cycle and/or in various environments; protecting and growing the business as it enters and exits economic stress
  • Ability to prioritize and project manage in a dynamic, fast-paced environment
  • A penchant for driving execution and analytical excellence through personal examples and ability to effectively engage and inspire the team

Education Level:
  • Bachelor's Degree, MBA/MS preferred; Education includes demonstrated knowledge in an analytic field including engineering, mathematics, statistics

Job Family Group:
Risk Management
Job Family:
Portfolio Credit Risk Management
Time Type:
Full time
Primary Location:
Wilmington Delaware United States
Primary Location Full Time Salary Range:
$170,000.00 - $300,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 12, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

Apply