Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models. * Conduct the validation and analysis of ...
Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models. * Conduct the validation and analysis of ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Apply advanced proficiency in Excel (modeling), PowerPoint (executive storytelling), and/or Tableau ... credit worthiness. Risk Management provides independent oversight and maintains an effective ...
Director, Credit Risk/First Party Fraud Oversight, Consumer Lending (2nd LOD)
Wilmington, DE · On-site
This individual will ensure fraud strategies, detection models, and operational processes are ... Partner with credit risk teams on first payment default trends, synthetic behavior identification ...
Director, Credit Risk/First Party Fraud Oversight, Consumer Lending (2nd LOD)
Wilmington, DE · On-site
This individual will ensure fraud strategies, detection models, and operational processes are ... Partner with credit risk teams on first payment default trends, synthetic behavior identification ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap * Develop and ...
This is an opportunity to apply your expertise in retail banking, retail credit risk, forecasting, impairment modeling, and portfolio analytics while strengthening the controls and strategic ...
This is an opportunity to apply your expertise in retail banking, retail credit risk, forecasting, impairment modeling, and portfolio analytics while strengthening the controls and strategic ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap * Develop and implement metrics to track portfolio ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Experience in small business or commercial credit risk strategy * Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms * Prior experience in a first-line ...
Ensure that assessments of portfolios, credit risk processes, risk ratings and classifications, staffing models and others as related to Business Monitoring and Reviews are consistent and properly ...
Ensure that assessments of portfolios, credit risk processes, risk ratings and classifications, staffing models and others as related to Business Monitoring and Reviews are consistent and properly ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap * Develop and implement metrics ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... As a Modeling Analytics - Senior Associate in Credit Card Loss Forecasting, you will be responsible ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... As a Modeling Analytics - Senior Associate in Credit Card Loss Forecasting, you will be responsible ...
Freelance Credit Risk Modeling information
What is freelance credit risk modeling?
Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.
How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?
Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the key skills and qualifications needed to thrive as a freelance credit risk modeler, and why are they important?
To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.
What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?
| Aspect | Freelance Credit Risk Modeling | Credit Analyst |
|---|---|---|
| Credentials | Relevant certifications (e.g., CFA, credit risk certifications), strong quantitative skills | Typically requires a degree in finance, economics, or related field; certifications are a plus |
| Work Environment | Independent, project-based, remote or client-site | Usually in banks, financial institutions, or corporate offices |
| Industry Usage | Used by consulting firms, freelance platforms, and financial services | Employed directly by financial institutions or corporations |
| Comparison Search Intent | Understanding freelance opportunities in credit risk modeling | Assessing creditworthiness and risk for lending decisions |
Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.
What are the most commonly searched types of Credit Risk Modeling jobs in Delaware?
The most popular types of Credit Risk Modeling jobs in Delaware are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Delaware?
For Freelance Credit Risk Modeling jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Freelance Credit Risk Modeling jobs in Delaware look for?
The top searched job categories for Freelance Credit Risk Modeling jobs in Delaware are:
What cities in Delaware are hiring for Freelance Credit Risk Modeling jobs?
Cities in Delaware with the most Freelance Credit Risk Modeling job openings:
$113K - $188K/yr
Full-time
Re-posted 26 days ago
M&T Bank rating
7.8
Based on 187 frontline employees who took The Breakroom Quiz
79th of 174 rated banks
Job description
Overview: The Senior Model Validation Analyst is responsible for executing robust, independent validations of quantitative and qualitative models across the enterprise. This role serves as a key control function within Model Risk Management (MRM), ensuring models are conceptually sound, empirically validated, and compliant with regulatory and internal standards.
Primary Responsibilities:- Lead end-to-end validation of several model families including Consumer CCAR and CECL credit risk models, AI/ML models, Cybersecurity and Technology models.
- Conduct the validation and analysis of expert judgment or qualitative factors that augment quantitative models; review to confirm proper controls and adequate documentation are in place
- Perform independent challenge of model methodologies, benchmarking, back-testing, sensitivity analysis, and stress testing
- Maintain high-quality documentation of validation work, findings, and conclusions to withstand internal audit and regulatory scrutiny.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
- Support remediation of validation, audit, and regulatory findings.
- Partner with model developers, business stakeholders, and risk managers to communicate validation outcomes, challenge assumptions, and recommend improvements.
Independently manage multiple validation projects.
Partner with business lines including Credit Risk, Finance, Technology, and Wealth.
Balance regulatory expectations with business objectives.
Contribute to continuous improvement of validation practices and governance.
Individual contributor with opportunities to mentor junior analysts and provide technical guidance.
Education and Experience Required:Master's or Doctoral Degree in Mathematics, Statistics, Business Engineering, Econometrics, or Science-based discipline,
Plus 4 years' experience in model development or validation, with a combined minimum of >5 years' higher education and relevant work experience.
Technical knowledge of advanced software packages used in analytics.
Education and Experience Preferred:Master's or PhD in a quantitative discipline (Finance, Economics, Statistics, Mathematics, Engineering).
7-10+ years in model validation, development, or quantitative analytics.
Strong knowledge of model risk, SR 11-07, SR 26-2, and regulatory expectations.
Proficiency in Python, SAS, R, or similar tools.
Strong analytical, communication, and stakeholder management skills.
About M&T Bank
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Buffalo, NY, US
Year founded
1856