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Fraud Underwriter Jobs (NOW HIRING)

Enova International

Analytics Analyst - Fraud

Chicago, IL · On-site

$63K - $83K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Help improve underwriting and verification processes from a fraud-risk perspective Requirements: * A Bachelor's degree in a quantitative field (Statistics, Mathematics, Economics, Computer Science ...

SoFi

Mortgage Underwriter

Frisco, TX · On-site

Identify and escalate potential fraud risk or guideline exceptions. * Apply deep working knowledge ... Minimum 2+ years of recent underwriting experience with both Conventional and FHA loans. * Strong ...

Obsidian Financial Services

Be Seen First

Senior Mortgage Underwriter

Melbourne, FL · Remote

$70K - $80K/yr

  • PTO

Identify potential fraud indicators through fraud prevention and detection techniques while ... Expertise in underwriting principles, credit analysis, risk management, and quantitative research ...

REAL TPO LLC

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NON-QM Wholesale Mortgage Underwriter

Los Feliz, CA · On-site

$90K - $115K/yr

  • Medical

  • Retirement

  • PTO

Update systems to ensure accuracy of information, including title, value, income, asset, and fraud ... Re-underwrite loans when additional documentation is received. * Quality Control : Run and review ...

Truist

Sheffield Underwriter I

Tempe, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions for the original equipment manufacturer (OEM) and approving credit under the correct ...

Truist

Sheffield Underwriter I

Tempe, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions for the original equipment manufacturer (OEM) and approving credit under the correct ...

REAL TPO LLC

Be Seen First

NON-QM Wholesale Mortgage Underwriter

Los Feliz, CA · On-site

$90K - $115K/yr

  • Medical

  • Retirement

  • PTO

Update systems to ensure accuracy of information, including title, value, income, asset, and fraud ... Re-underwrite loans when additional documentation is received. * Quality Control : Run and review ...

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Fraud Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fraud underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for fraud underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a fraud underwriter do?

A Fraud Underwriter is responsible for reviewing financial transactions, loan applications, or insurance claims to identify and prevent fraudulent activity. They analyze documentation, verify customer information, and use specialized tools to detect signs of fraud. Their work helps protect organizations from financial losses and ensures compliance with regulatory standards. Fraud Underwriters often collaborate with other departments, such as compliance and legal teams, to investigate suspicious cases and recommend appropriate actions.

What are some typical challenges a fraud underwriter faces when assessing high-risk applications?

Fraud Underwriters often encounter the challenge of quickly identifying sophisticated fraudulent schemes while balancing the need to provide a positive customer experience. They must stay updated on emerging fraud patterns and use both analytical tools and intuition to flag suspicious activities. Collaborating with cross-functional teams such as compliance, operations, and customer service is essential to ensure thorough investigations and minimize financial losses. The fast-paced environment requires strong attention to detail and adaptability as fraud tactics continuously evolve.

What are the key skills and qualifications needed to thrive as a fraud underwriter, and why are they important?

To thrive as a Fraud Underwriter, you need strong analytical skills, attention to detail, and a background in finance or risk management, often supported by a relevant degree or experience in banking. Familiarity with fraud detection software, credit analysis tools, and case management systems is typically required. Excellent problem-solving abilities, critical thinking, and effective communication set top performers apart in this field. These skills are vital for accurately identifying suspicious activity, mitigating financial losses, and maintaining trust in financial institutions.

What is the difference between Fraud Underwriter vs Claims Adjuster?

AspectFraud UnderwriterClaims Adjuster
Primary RoleDetects and evaluates potential insurance fraud risks during policy underwritingInvestigates and settles insurance claims, assessing damages and liability
Required CredentialsInsurance licenses, underwriting certifications, analytical skillsInsurance licenses, claims handling certifications, investigative skills
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageInsurance companies, underwriting firmsInsurance companies, claims departments

While both roles operate within the insurance industry and require analytical skills, Fraud Underwriters focus on identifying potential fraud risks during policy issuance, whereas Claims Adjusters handle the investigation and settlement of claims after a loss occurs. Understanding these differences helps in choosing the right career path or job search focus.

Is fraud investigation a good career?

Fraud investigation is a viable career path for those interested in financial security and risk management. Fraud underwriters and investigators analyze data, review claims, and use investigative tools to detect and prevent fraud, often requiring strong analytical skills and attention to detail. The field offers opportunities for advancement and specialization, with certifications like the Certified Fraud Examiner (CFE) enhancing career prospects.

What qualifications do I need to work in fraud underwriting?

Fraud underwriters typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, business, or a related field. Relevant skills include attention to detail, analytical thinking, and familiarity with underwriting software or fraud detection tools; certifications such as the Certified Fraud Examiner (CFE) can also enhance qualifications.
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What are the most commonly searched types of Fraud Underwriter jobs?

The most popular types of Fraud Underwriter jobs are:

What job categories do people searching Fraud Underwriter jobs look for?

The top searched job categories for Fraud Underwriter jobs are:

Fraud Underwriter jobs near you
Infographic showing various Fraud Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Analytics Analyst - Fraud

Enova International

Chicago, IL • On-site

$63K - $83K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 26 days ago

Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.
About the role:
Staying a step ahead of fraudsters takes an inquisitive mind, an appetite to dig deeper, and the imagination to shed new light on how we fight fraud - and here, it all starts with data. As an Analyst on Enova's Fraud Analytics team, you'll be the quantitative engine of our fraud prevention effort. You'll develop, enhance, and test the models and pattern-recognition pipelines that surface emerging fraud trends across our lending products - then work hand-in-hand with our Fraud Operations team, who investigate the individual applications your models flag. Their findings (the false positives and false negatives) come back to you to sharpen the identifying characteristics and pivot the approach. It's a fast, iterative loop, and you sit at the center of it.
The broader Enova Analytics department consists of 100 quantitative professionals dedicated to using the latest cutting-edge techniques to drive business value: providing customers with access to fast, trustworthy credit while managing risk. Our company-wide, data-driven culture means you spend less time presenting and more time on the fun part: crunching data.
Key responsibilities:
  • Develop, deploy, and monitor models and pattern-recognition algorithms to detect emerging and shifting fraud trends across one or more lending products
  • Write customized programs in Python for meaningful data analysis and predictive modeling, and query large, complex datasets in SQL
  • Partner closely with Fraud Operations through the full detection loop - pulling data together, surfacing suspicious patterns, and incorporating their investigation results to refine features and reduce false positives/negatives
  • Conduct ad hoc analysis on large, complex datasets to scope new or changing fraud trends and recommend risk, verification, and operational strategies
  • Communicate findings clearly to cross-functional partners, provide requirements, and support implementation
  • Help improve underwriting and verification processes from a fraud-risk perspective
Requirements:
  • A Bachelor's degree in a quantitative field (Statistics, Mathematics, Economics, Computer Science, or similar) or equivalent experience
  • Solid programming skills for data analysis - demonstrated through work, internships, coursework, or personal projects
  • Working knowledge of relational databases (SQL)
  • Foundational knowledge of statistical methods and machine learning
  • Comfort using AI tools to improve your workflow and delivery
  • Strong problem-solving instincts and a naturally inquisitive, dig-deeper mindset
  • Prior experience is not required; fraud, fintech, or lending exposure is a plus, interest in them is a must

Compensation:
This position includes various levels within our career ladder. The actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the ranges shown.
Budgeted annual salary ranges:
Analytics Analyst I: $63,000 - $83,000
Analytics Analyst II: $75,000 - $95,000
Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.
Benefits & Perks:
  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day...Plus so much more!

About Enova
Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks-in order to create accessible credit for millions.
Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.
It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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