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Fraud Underwriter Jobs (NOW HIRING)

REAL TPO LLC

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NON-QM Wholesale Mortgage Underwriter

Los Feliz, CA · On-site

$90K - $115K/yr

Update systems to ensure accuracy of information, including title, value, income, asset, and fraud ... Re-underwrite loans when additional documentation is received. * Quality Control : Run and review ...

Truist

Sheffield Underwriter I

Winston Salem, NC

Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions for the original equipment manufacturer (OEM) and approving credit under the correct ...

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity ... The Role As a Senior Merchant Underwriter, you will perform critical analyses on all merchant ...

TEKsystems

Mortgage Underwriter

Dunn Loring, VA · On-site

Identify and mitigate potential credit, operational, and fraud risks. * Maintain quality ... Experience underwriting HELOC and HEL products within a financial institution or credit union ...

New

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Review and validate: income, asset, credit, title, value, and fraud reports * Ensure all required ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

TEKsystems

Mortgage Underwriter

Vienna, VA

$22.02 - $39.93/hr

Identify and mitigate potential credit, operational, and fraud risks. * Maintain quality ... Experience underwriting HELOC and HEL products within a financial institution or credit union ...

New

TEKsystems

Mortgage Underwriter

Coppell, TX

$22.02 - $39.93/hr

Identify and mitigate potential credit, operational, and fraud risks. * Maintain quality ... Experience underwriting HELOC and HEL products within a financial institution or credit union ...

New

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

... fraud or money laundering. * Works with loan originators and production staff to compile required ... Mortgage Underwriter REQUIRED QUALIFICATIONS: Knowledge/Skills/Abilities * Advanced knowledge of ...

AMERIND

Underwriter I

Bernalillo, NM · On-site

$53K - $79K/yr

Underwrites various types of insurance policies for individuals, businesses, or equity pool members ... No felony, theft, or fraud convictions. * Must be able to successfully pass a background ...

AMERIND

Underwriter I

Bernalillo, NM

$53K - $79K/yr

Underwrites various types of insurance policies for individuals, businesses, or equity pool members ... No felony, theft, or fraud convictions. * Must be able to successfully pass a background ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · On-site

$94K - $112K/yr

Manages risk and prevents fraud in the lending process by identifying and addressing any potential ... Documents underwriting decisions in the Loan Operating System regarding approval to assist with ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Manages risk and prevents fraud in the lending process by identifying and addressing any potential ... Documents underwriting decisions in the Loan Operating System regarding approval to assist with ...

Quilt Software

Director, Risk and Fraud

New York, NY · On-site +1

Lead merchant underwriting operations end-to-end - credit review, risk decisioning, exposure monitoring, and policy management * Manage fraud detection and prevention across the merchant portfolio ...

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Fraud Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fraud underwriter jobs pay per year?

As of Jul 14, 2026, the average yearly pay for fraud underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Fraud Underwriter vs Claims Adjuster?

AspectFraud UnderwriterClaims Adjuster
Primary RoleDetects and evaluates potential insurance fraud risks during policy underwritingInvestigates and settles insurance claims, assessing damages and liability
Required CredentialsInsurance licenses, underwriting certifications, analytical skillsInsurance licenses, claims handling certifications, investigative skills
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageInsurance companies, underwriting firmsInsurance companies, claims departments

While both roles operate within the insurance industry and require analytical skills, Fraud Underwriters focus on identifying potential fraud risks during policy issuance, whereas Claims Adjusters handle the investigation and settlement of claims after a loss occurs. Understanding these differences helps in choosing the right career path or job search focus.

What does a Fraud Underwriter do?

A Fraud Underwriter is responsible for reviewing financial transactions, loan applications, or insurance claims to identify and prevent fraudulent activity. They analyze documentation, verify customer information, and use specialized tools to detect signs of fraud. Their work helps protect organizations from financial losses and ensures compliance with regulatory standards. Fraud Underwriters often collaborate with other departments, such as compliance and legal teams, to investigate suspicious cases and recommend appropriate actions.

What are the key skills and qualifications needed to thrive as a Fraud Underwriter, and why are they important?

To thrive as a Fraud Underwriter, you need strong analytical skills, attention to detail, and a background in finance or risk management, often supported by a relevant degree or experience in banking. Familiarity with fraud detection software, credit analysis tools, and case management systems is typically required. Excellent problem-solving abilities, critical thinking, and effective communication set top performers apart in this field. These skills are vital for accurately identifying suspicious activity, mitigating financial losses, and maintaining trust in financial institutions.

What are some typical challenges a Fraud Underwriter faces when assessing high-risk applications?

Fraud Underwriters often encounter the challenge of quickly identifying sophisticated fraudulent schemes while balancing the need to provide a positive customer experience. They must stay updated on emerging fraud patterns and use both analytical tools and intuition to flag suspicious activities. Collaborating with cross-functional teams such as compliance, operations, and customer service is essential to ensure thorough investigations and minimize financial losses. The fast-paced environment requires strong attention to detail and adaptability as fraud tactics continuously evolve.
More about Fraud Underwriter jobs
What are the most commonly searched types of Fraud Underwriter jobs? The most popular types of Fraud Underwriter jobs are:
What job categories do people searching Fraud Underwriter jobs look for? The top searched job categories for Fraud Underwriter jobs are:
Fraud Underwriter jobs near you
Infographic showing various Fraud Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

NON-QM Wholesale Mortgage Underwriter

REAL TPO LLC

Los Feliz, CA • On-site

$90K - $115K/yr

Full-time

Medical, Retirement, PTO

Re-posted 23 days ago

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Job description

Real TPO is a leading National Mortgage Lender based in Los Angeles, CA, offering a dynamic work environment, competitive pay, and ample career growth opportunities. We are seeking passionate, dedicated professionals to join our team and make a meaningful impact in the mortgage industry.

We are currently looking for an experienced Senior Underwriter specializing in Non-QM and Non-Agency loans to support our growing team at Real TPO. This role requires a deep understanding of manual credit analysis and underwriting across a broad spectrum of loan types, including DSCR, Bank Statement, P&L, WVOE, 1099, and Asset Utilization loans. The successful candidate will play a critical role in assessing borrower creditworthiness and ensuring our loan decisions align with investor and company guidelines.

Key Responsibilities:

  • Underwriting and Analysis: Manually underwrite Non-QM and Non-Agency loans, including review of borrower credit files, assets, capacity, and property information to determine eligibility. Analyze complex income tax returns to establish qualifying income.
  • Loan Evaluation: Review consumer home loan applications, validate supporting documentation, and assess the borrower’s ability to repay mortgage debt. Ensure compliance with investor guidelines for Non-QM and agency loans.
  • System Management: Utilize automated underwriting systems (AUS) and Loan Origination Systems (LOS) to validate loan applications. Update systems to ensure accuracy of information, including title, value, income, asset, and fraud reports.
  • Decision Making: Recommend approval or denial of loan applications and provide both verbal and written explanations for decisions. Re-underwrite loans when additional documentation is received.
  • Quality Control: Run and review quality control tools such as FraudGuard and Early Check. Interpret and analyze DU/LP results to ensure loan meets all necessary guidelines.
  • Collaboration: Act as the subject matter expert (SME) to assist sales and business partners in structuring eligible loans in conjunction with third-party originators.
  • Production Goals: Maintain production standards and goals set by management, ensuring timely and efficient loan processing.
  • Post-Closing Support: Assist in resolving any post-closing suspense issues as required.
  • Documentation: Complete necessary underwriting worksheets and checklists, such as Income Worksheets and QM/ATR checklists, ensuring all relevant information is accurately documented.

Qualifications:

  • Minimum 5 years of recent experience underwriting Non-QM loans in the mortgage industry, including manual guidelines.
  • High school diploma or equivalent required; college degree preferred.
  • Experience with automated underwriting systems (AUS) and Loan Origination Systems (LOS).
  • Proficiency in Microsoft Office (Word, Excel, Outlook) and internet browsers.
  • Strong organizational, analytical, and problem-solving skills.
  • Ability to work independently and collaboratively within a team.
  • FHA and VA underwriting experience a plus.
  • Ability to evaluate complex financial documents, such as income tax returns, to determine loan eligibility.
  • Experience with reviewing and interpreting fraud reports and title information.
  • Position is on-site at our Los Angeles, CA location; remote work is not available.

If you're an experienced underwriter with a passion for providing outstanding customer service and a keen eye for detail, we invite you to join our team and make an impact at Real TPO.

Company Description

Fun environment with lots of local restaurants, shops and bars. Located in the heart of Los Feliz, adjacent to Hollywood.