ZipRecruiter

Log In

1

Fraud Underwriter Jobs (NOW HIRING)

JBA International

Non-QM Underwriter

Brea, CA

Job Summary The Underwriter is responsible for performing a complete credit assessment review to ... fraud on any given loan. * Monitor pipeline of various loan types to ensure loans are reviewed ...

PatientFi

Merchant Underwriter

The Merchant Underwriter is responsible for evaluating and decisioning new merchant enrollments to ... Actively participate in training sessions and job shadowing to stay current on evolving fraud ...

Keystone Funding, Inc.

Mortgage Underwriter

$100K - $120K/yr

Description Underwriter Location: Corporate Office - Remote Department: Fulfillment - Underwriting ... Utilize AVM to ensure the valuation is acceptable. • Evaluate Fraud report findings and condition ...

Spring EQ LLC

Non-QM Underwriter

The Underwriter will play a critical role in evaluating and mitigating risks, ensuring that loans ... Review loan files for potential discrepancies, fraud risks, and non-compliant documentation.

WoodmenLife

Advanced Underwriter

Omaha, NE · On-site +1

$60K - $90K/yr

Advanced Underwriter WoodmenLife is looking to hire an Advanced Underwriter to join our team! In ... Identifies potential fraud/misrepresentations. Advises appropriate individual/areas on these cases ...

Ark Mortgage Inc

Mortgage Underwriter

Suffern, NY · Remote

$110K - $125K/yr

Evaluate risk, identify potential fraud, and ensure compliance with applicable federal and state ... Stay updated on mortgage underwriting trends, product guidelines, and changes in regulatory ...

NEWMARK

FHA Underwriter

Denver, CO · On-site

Identify portfolio risks resulting from Borrower's underlying business practices, underwriting and/or fraud exposure. * Identify risks early and throughout underwriting process, communicate concerns ...

Ark Mortgage Inc

Mortgage Underwriter

Montebello, NY · On-site +1

$110K - $125K/yr

Evaluate risk, identify potential fraud, and ensure compliance with applicable federal and state ... Stay updated on mortgage underwriting trends, product guidelines, and changes in regulatory ...

NEWMARK

FHA Underwriter

Denver, CO · On-site +1

Identify portfolio risks resulting from Borrower's underlying business practices, underwriting and/or fraud exposure. * Identify risks early and throughout underwriting process, communicate concerns ...

Keystone Funding, Inc.

Mortgage Underwriter

Dover, DE · Remote

$100K - $120K/yr

Underwriter Location: Corporate Office - Remote Department: Fulfillment - Underwriting Reports To ... Evaluate Fraud report findings and condition the loan accordingly. * Respond to QC findings, Audits ...

NFM, Inc.

Senior Underwriter

Encinitas, CA · On-site +1

$90K - $130K/yr

The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ... Identify potential fraud indicators, misrepresentation, or red flags, and escalate appropriately.

Plaza Home Mortgage

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Review and validate: income, asset, credit, title, value, and fraud reports * Ensure all required ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

next page

Showing results 1-20

People also search for

All JobsFraud Underwriter Jobs

Fraud Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fraud underwriter jobs pay per year?

As of Jun 1, 2026, the average yearly pay for fraud underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Fraud Underwriter, and why are they important?

To thrive as a Fraud Underwriter, you need strong analytical skills, attention to detail, and a background in finance or risk management, often supported by a relevant degree or experience in banking. Familiarity with fraud detection software, credit analysis tools, and case management systems is typically required. Excellent problem-solving abilities, critical thinking, and effective communication set top performers apart in this field. These skills are vital for accurately identifying suspicious activity, mitigating financial losses, and maintaining trust in financial institutions.

What are some typical challenges a Fraud Underwriter faces when assessing high-risk applications?

Fraud Underwriters often encounter the challenge of quickly identifying sophisticated fraudulent schemes while balancing the need to provide a positive customer experience. They must stay updated on emerging fraud patterns and use both analytical tools and intuition to flag suspicious activities. Collaborating with cross-functional teams such as compliance, operations, and customer service is essential to ensure thorough investigations and minimize financial losses. The fast-paced environment requires strong attention to detail and adaptability as fraud tactics continuously evolve.

What does a Fraud Underwriter do?

A Fraud Underwriter is responsible for reviewing financial transactions, loan applications, or insurance claims to identify and prevent fraudulent activity. They analyze documentation, verify customer information, and use specialized tools to detect signs of fraud. Their work helps protect organizations from financial losses and ensures compliance with regulatory standards. Fraud Underwriters often collaborate with other departments, such as compliance and legal teams, to investigate suspicious cases and recommend appropriate actions.

What is the difference between Fraud Underwriter vs Claims Adjuster?

AspectFraud UnderwriterClaims Adjuster
Primary RoleDetects and evaluates potential insurance fraud risks during policy underwritingInvestigates and settles insurance claims, assessing damages and liability
Required CredentialsInsurance licenses, underwriting certifications, analytical skillsInsurance licenses, claims handling certifications, investigative skills
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageInsurance companies, underwriting firmsInsurance companies, claims departments

While both roles operate within the insurance industry and require analytical skills, Fraud Underwriters focus on identifying potential fraud risks during policy issuance, whereas Claims Adjusters handle the investigation and settlement of claims after a loss occurs. Understanding these differences helps in choosing the right career path or job search focus.

More about Fraud Underwriter jobs
What are the most commonly searched types of Fraud Underwriter jobs? The most popular types of Fraud Underwriter jobs are:
What job categories do people searching Fraud Underwriter jobs look for? The top searched job categories for Fraud Underwriter jobs are:
Fraud Underwriter jobs near you
Infographic showing various Fraud Underwriter job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Non-QM Underwriter

Non-QM Underwriter

JBA International

Brea, CA

Full-time

Posted 20 days ago

Job description

Job Summary
The Underwriter is responsible for performing a complete credit assessment review to ensure compliance with appropriate company, agency, and secondary market investor standards to issue a loan decision. The Underwriter must evaluate loans to minimize risk and loss, maximize organizational profit, and clearly communicate a sound credit decision.
Responsibilities
  • Review assigned loans and issue a credit decision based on program guidelines and risk evaluation.
  • Validate accuracy of information presented on consumer's loan application.
  • Evaluate documentation to verify authenticity and consistency based on information presented within the consumer's loan application.
  • Request supporting documentation as necessary to satisfy all necessary guidelines and requirements.
  • Investigate applicant credit and employment history, calculate income, evaluate assets, assess consumer's ability to repay, and ensure collateral is supported.
  • Perform due diligence using provided tools, searches, and other methods to identify any discrepancies and minimize risk of misrepresentation or fraud on any given loan.
  • Monitor pipeline of various loan types to ensure loans are reviewed within a timely manner.
  • Review resubmissions and conditions and provide appropriate loan status updates to team members.
  • Provide excellent customer service and communication with both internal and external customers.
  • Respond to status requests, clarifications, and other service-related questions.
  • Ensure use of company's credit and underwriting policies and follow all applicable regulations, policies, procedures, and protocol when making credit decisions.
  • Recognize and escalate issues for second level review to a manager as necessary.
  • Complete final credit approval and sign off, ensuring all documentation within the loan file is satisfactory and in a deliverable state.
  • Review aged or problem loans as needed to assist with difficult loans to ensure they are saleable.
  • Review and respond to post-closing inquiries or errors as needed to resolve issues.
  • Participate in various department meetings and trainings (procedure changes, new programs, etc.).
  • Carry out other tasks as assigned.

Knowledge and Skills Required
  • Working knowledge and understanding of agency/industry regulations.
  • Working knowledge of Mortgage Loan Origination and Underwriting processes.
  • Ability to learn and follow company policies, procedures, and Underwriting protocol.
  • Ability to embrace technology and utilize a task-based workflow.
  • Excellent customer service and written/oral communication skills.
  • Excellent work ethic.

Credentials and Experience Required
  • Prior Underwriting experience in a traditional retail lending environment, including but not limited to conventional and non-conforming (non-QM loans).
  • Minimum 3-5 years' experience underwriting Non-QM loans.

Supervisory Responsibilities, If Any
  • N/A

Physical Demands
While performing the duties of this job, employee is regularly required to:
  • Sit for extended periods of time
  • Reach with arms and grasp with hands
  • Perform tasks using a computer and peripherals (keyboard, mouse, monitor)
  • Hear, talk, read, and write
Vision requirements include:
  • Close vision (computer monitor, paperwork)

Apply