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Fraud Underwriter Jobs (NOW HIRING)

Wholesure, division of Acrisure, is looking for an Underwriter. This role will work directly with ... Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice. Welcome ...

Wholesure, division of Acrisure, is looking for an Underwriter. This role will work directly with ... Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice. Welcome ...

Underwriter

Dallas, TX · On-site

$27 - $30/hr

Within authorized authority, and in accordance with sound underwriting practices as set out in ... Maintains a working knowledge of current fraud trends, leveraging internal tools and resources to ...

Underwriter

Arlington, MA · On-site +1

$65K - $98K/yr

The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ... fraud) * Assisting in identifying, recommending and/or negotiating alternative loan requirements ...

... fraud. * Meets production and goals while maintaining underwriting integrity through working knowledge of sound underwriting principles, policies, procedures, and controls to ensure overall ...

Underwriter

Arlington, MA · On-site

$65K - $98K/yr

The Underwriter will demonstrate knowledge of the mortgage industry and assist with planning and ... fraud) * Assisting in identifying, recommending and/or negotiating alternative loan requirements ...

The Mortgage Underwriter will be responsible for underwriting FHA and Conventional loans. The ... fraud or misrepresentation. * Review appraisals to ensure that loans meet secondary market ...

Underwriter

El Monte, CA · On-site

$20/hr

The Mortgage Underwriter will be responsible for underwriting FHA and Conventional loans. The ... fraud or misrepresentation. * Review appraisals to ensure that loans meet secondary market ...

Non-QM Underwriter

San Diego, CA · On-site

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that ... Identify red flags, layered risk, or potential fraud indicators in loan documentation. * Provide ...

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that ... Identify red flags, layered risk, or potential fraud indicators in loan documentation. * Provide ...

Identify and escalate potential fraud or discrepancies during the underwriting review * Serve as a resource for internal teams, offering guidance on scenarios and resolving escalated issues * Provide ...

Identify and escalate potential fraud or discrepancies during the underwriting review * Serve as a resource for internal teams, offering guidance on scenarios and resolving escalated issues * Provide ...

Advanced Underwriter

Omaha, NE · On-site +1

$60K - $90K/yr

Advanced Underwriter WoodmenLife is looking to hire an Advanced Underwriter to join our team! In ... Identifies potential fraud/misrepresentations. Advises appropriate individual/areas on these cases ...

Advanced Underwriter WoodmenLife is looking to hire an Advanced Underwriter to join our team! In ... Identifies potential fraud/misrepresentations. Advises appropriate individual/areas on these cases ...

Senior Underwriter

Grand Rapids, MI · On-site

$94K - $111K/yr

Identify and escalate potential fraud or discrepancies during the underwriting review * Serve as a resource for internal teams, offering guidance on scenarios and resolving escalated issues * Provide ...

Showing results 21-40

Fraud Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do fraud underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for fraud underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a fraud underwriter do?

A Fraud Underwriter is responsible for reviewing financial transactions, loan applications, or insurance claims to identify and prevent fraudulent activity. They analyze documentation, verify customer information, and use specialized tools to detect signs of fraud. Their work helps protect organizations from financial losses and ensures compliance with regulatory standards. Fraud Underwriters often collaborate with other departments, such as compliance and legal teams, to investigate suspicious cases and recommend appropriate actions.

What are some typical challenges a fraud underwriter faces when assessing high-risk applications?

Fraud Underwriters often encounter the challenge of quickly identifying sophisticated fraudulent schemes while balancing the need to provide a positive customer experience. They must stay updated on emerging fraud patterns and use both analytical tools and intuition to flag suspicious activities. Collaborating with cross-functional teams such as compliance, operations, and customer service is essential to ensure thorough investigations and minimize financial losses. The fast-paced environment requires strong attention to detail and adaptability as fraud tactics continuously evolve.

What are the key skills and qualifications needed to thrive as a fraud underwriter, and why are they important?

To thrive as a Fraud Underwriter, you need strong analytical skills, attention to detail, and a background in finance or risk management, often supported by a relevant degree or experience in banking. Familiarity with fraud detection software, credit analysis tools, and case management systems is typically required. Excellent problem-solving abilities, critical thinking, and effective communication set top performers apart in this field. These skills are vital for accurately identifying suspicious activity, mitigating financial losses, and maintaining trust in financial institutions.

What is the difference between Fraud Underwriter vs Claims Adjuster?

AspectFraud UnderwriterClaims Adjuster
Primary RoleDetects and evaluates potential insurance fraud risks during policy underwritingInvestigates and settles insurance claims, assessing damages and liability
Required CredentialsInsurance licenses, underwriting certifications, analytical skillsInsurance licenses, claims handling certifications, investigative skills
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageInsurance companies, underwriting firmsInsurance companies, claims departments

While both roles operate within the insurance industry and require analytical skills, Fraud Underwriters focus on identifying potential fraud risks during policy issuance, whereas Claims Adjusters handle the investigation and settlement of claims after a loss occurs. Understanding these differences helps in choosing the right career path or job search focus.

Is fraud investigation a good career?

Fraud investigation is a viable career path for those interested in financial security and risk management. Fraud underwriters and investigators analyze data, review claims, and use investigative tools to detect and prevent fraud, often requiring strong analytical skills and attention to detail. The field offers opportunities for advancement and specialization, with certifications like the Certified Fraud Examiner (CFE) enhancing career prospects.

What qualifications do I need to work in fraud underwriting?

Fraud underwriters typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, business, or a related field. Relevant skills include attention to detail, analytical thinking, and familiarity with underwriting software or fraud detection tools; certifications such as the Certified Fraud Examiner (CFE) can also enhance qualifications.
More about Fraud Underwriter jobs

What are the most commonly searched types of Fraud Underwriter jobs?

The most popular types of Fraud Underwriter jobs are:

What job categories do people searching Fraud Underwriter jobs look for?

The top searched job categories for Fraud Underwriter jobs are:

Infographic showing various Fraud Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$63K - $83K/yr

Full-time

Posted 25 days ago


Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the role:

Staying a step ahead of fraudsters takes an inquisitive mind, an appetite to dig deeper, and the imagination to shed new light on how we fight fraud - and here, it all starts with data. As an Analyst on Enova's Fraud Analytics team, you'll be the quantitative engine of our fraud prevention effort. You'll develop, enhance, and test the models and pattern-recognition pipelines that surface emerging fraud trends across our lending products - then work hand-in-hand with our Fraud Operations team, who investigate the individual applications your models flag. Their findings (the false positives and false negatives) come back to you to sharpen the identifying characteristics and pivot the approach. It's a fast, iterative loop, and you sit at the center of it.

The broader Enova Analytics department consists of 100 quantitative professionals dedicated to using the latest cutting-edge techniques to drive business value: providing customers with access to fast, trustworthy credit while managing risk. Our company-wide, data-driven culture means you spend less time presenting and more time on the fun part: crunching data.

Key responsibilities:
  • Develop, deploy, and monitor models and pattern-recognition algorithms to detect emerging and shifting fraud trends across one or more lending products
  • Write customized programs in Python for meaningful data analysis and predictive modeling, and query large, complex datasets in SQL
  • Partner closely with Fraud Operations through the full detection loop - pulling data together, surfacing suspicious patterns, and incorporating their investigation results to refine features and reduce false positives/negatives
  • Conduct ad hoc analysis on large, complex datasets to scope new or changing fraud trends and recommend risk, verification, and operational strategies
  • Communicate findings clearly to cross-functional partners, provide requirements, and support implementation
  • Help improve underwriting and verification processes from a fraud-risk perspective
Requirements:
  • A Bachelor's degree in a quantitative field (Statistics, Mathematics, Economics, Computer Science, or similar) or equivalent experience
  • Solid programming skills for data analysis - demonstrated through work, internships, coursework, or personal projects
  • Working knowledge of relational databases (SQL)
  • Foundational knowledge of statistical methods and machine learning
  • Comfort using AI tools to improve your workflow and delivery
  • Strong problem-solving instincts and a naturally inquisitive, dig-deeper mindset
  • Prior experience is not required; fraud, fintech, or lending exposure is a plus, interest in them is a must

Compensation:

This position includes various levels within our career ladder. The actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the ranges shown. 

Budgeted annual salary ranges:

Analytics Analyst I: $63,000 - $83,000
Analytics Analyst II: $75,000 - $95,000

Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.


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