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First Credit Jobs in Ohio (NOW HIRING)

Aep

Credit Risk Management Analyst

Columbus, OH

$83K - $93K/yr

Where Putting the Customer First Powers Everything We Do! What You'll Do: Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and ...

U.S. Bank

Credit Approval Officer

Cincinnati, OH · On-site

$149K - $175K/yr

The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

US Bank

Credit Approval Officer

Cincinnati, OH

The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

U.S. Bank

Credit Approval Officer

Saint Bernard, OH · On-site

The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

US Bank

Credit Portfolio Manager

Columbus, OH · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

US Bank

Credit Support Analyst

Hamilton, OH · On-site

$25.63 - $34.18/hr

Maintains a compliance monitoring database that tracks credit approval requirements and receipt of ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

US Bank

Credit Risk Analyst

Cincinnati, OH · Hybrid

Its goal is to assess and/or manage risks that may impact the company, including credit, financial ... The salary range reflects figures based on the primary location, which is listed first. The actual ...

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Showing results 21-40

All JobsFirst Credit JobsFirst Credit Jobs in Ohio

First Credit information

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are popular job titles related to First Credit jobs in Ohio?

For First Credit jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching First Credit jobs in Ohio look for?

The top searched job categories for First Credit jobs in Ohio are:

What cities in Ohio are hiring for First Credit jobs?

Cities in Ohio with the most First Credit job openings:

First Credit jobs near you
Infographic showing various First Credit job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution.

Credit Risk Management Analyst

American Electric Power

Columbus, OH • On-site

$83K - $93K/yr

Full-time

Posted 11 days ago

American Electric Power rating

8.8

Company rating: 8.8 out of 10

Based on 104 frontline employees who took The Breakroom Quiz

6th of 53 rated energy and utility

Job description

Job Posting End Date
08-17-2026
Please note the job posting will close on the day before the posting end date.
Job Summary
Administers the company's enterprise risk management credit policy under supervision, including but not limited to supporting all AEP business units for moderately complex transactions and is responsible for determining the financial ability of AEP'' counterparties to deliver contracted products and services and meet payment obligations, negotiation of credit provisions for master agreements, and guaranty negotiation, execution, and maintenance to ensure best possible guaranty coverage.
Job Description
Where Putting the Customer First Powers Everything We Do!
What You'll Do:
Mitigate credit risks to preserve revenues and avoid losses while facilitating business opportunities under supervision and for moderately complex transactions.
Credit Analysis:
  • Perform initial and/or ongoing quantitative and qualitative analysis of customers, suppliers, or counterparties to establish monetary limits, tenor limits, and internal ratings in relation to the purchase or sale of services and commodities.

Portfolio Management:
  • Monitor monetary limits, tenor limits, and ratings for counterparties.
  • Monitor industry news to assess any relevant impact on counterparties and identify potential portfolio actions.
  • Perform margining and related tasks in a proficient manner.
  • Maintain data integrity within the credit risk system, including counterparty, contracts, collateral, ratings, and other pertinent information.
  • Judiciously manage and provide administration of collateral held or posted for counterparties, RTOs, or exchanges, including guarantees, cash, letters of credit, and surety bonds.

Reporting:
  • Prepare credit risk reports for risk committees, executive meetings, and financial reporting or compliance purposes.

Contracts:
  • Negotiate credit provisions for master agreements and supporting collateral documents, such as the collateral annex, guarantees, letters of Credit, netting agreements.

Other:
  • Recommend and Implement strategies to improve processes and systems to assess, measure, and monitor credit risk.

What We're Looking For:
Education: Bachelor's Degree, preferably in Finance or Accounting; (Or) Associates degree, preferably in Finance or Accounting with two (2) years of experience.
Experience: Minimum three (3) years total work experience in addition to any experience noted above.
Additional Expectations:
  • High level proficiency with Excel, PowerPoint, and database management tools/software.
  • Excellent written and oral communication skills.
  • Knowledge and/or experience in commercial and commodity transactions are desirable.
  • Multi-tasking skills.

What You'll Get:
Expected Salary Range: $83,000.00-$93,000.00/Year (USD)
Compensation Data
Compensation Grade:
SP20-006
Compensation Range:
$74,551.00 - $93,188.50
The Physical Demand Level for this job is: S - Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
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It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.

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About American Electric Power

Sourced by ZipRecruiter

AEP Energy is a certified competitive retail electricity and natural gas supply provider. We proudly serve residential, small business and commercial and industrial customers. AEP Energy has over 100 years of industry experience with backing from our parent company, American Electric Power (AEP). AEP is one of the largest electric energy companies in the United States and ranked 204 of the Fortune 500.

Industry

Utilities

Company size

10,000+ Employees

Headquarters location

Columbus, OH, US

Year founded

1906

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