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First Credit Jobs in Ohio (NOW HIRING)

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

Credit Analyst I

Columbus, OH · On-site

$55 - $75/hr

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

With a customer-first approach, EmergencyPaisa combines technology, trust, and efficiency to ... Role Description The Telecaller - Credit role is a full-time, on-site position based in Delhi, OH.

Guided by our Core Values, we put safety first - always, and we believe in cultivating an inclusive ... The Credit Manager manages the credit function for a defined division/region of the company. This ...

Guided by our Core Values, we put safety first - always, and we believe in cultivating an inclusive ... The Credit Manager manages the credit function for a defined division/region of the company. This ...

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First Credit information

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What are popular job titles related to First Credit jobs in Ohio?

For First Credit jobs in Ohio, the most frequently searched job titles are:

What cities in Ohio are hiring for First Credit jobs?

Cities in Ohio with the most First Credit job openings:

Infographic showing various First Credit job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 21% Part Time, and 7% Contract. Highlights an 81% Physical, 1% Hybrid, and 18% Remote job distribution.

Member Service Representative I (Teller)

Education First Credit Union

Columbus, OH • On-site

$17.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted yesterday

New


Job description

Education First Credit Union (EFCU) is a full-service not-for-profit financial institution. Our mission is to enhance our members' financial position through education, quality service, and value-minded products. Education First Credit Union was founded in 1936 by a small group of Columbus City School teachers. Our members include school employees and students in the State of Ohio. Recently our membership has been expanded to include Franklin and surrounding Counties. Recognizing the social impact of education on our society, we will continue serving school employees and students within this vital community as our primary point of emphasis.
We're based in Columbus, with an additional branch office located in Reynoldsburg.
Our recruiting process:
  • Position has been posted internally and externally.
  • 20-minute conversation with HR
  • 60-minute in person conversation with panel interview
  • Job offer

EFCU is looking for a Member Service Representative I (MSR I) for our Columbus Mound Street branch.
Pay Range starting at $17.50 / hour.
The Member Service Representative I (Teller) is often the first person members see or speak with when they visit, call, or use the drive-through. This role plays an important part in creating a positive and professional experience for every member.
You will handle financial transactions accurately, answer questions, and help connect members to the right services. Every interaction should reflect respect, accuracy, and a commitment to doing what's right.
This is an in-office position. Candidates must live in the Columbus area and have reliable transportation to the branch.
Responsibilities:
  • Cash checks and provide withdrawals after verifying signatures, dates, and account information
  • Accept deposits, loan payments, and credit card payments, ensuring amounts and dates are correct
  • Balance your cash drawer daily, including cash, coin, and checks
  • Process transactions such as term deposits, retirement account contributions, night deposits, and mail deposits
  • Order debit cards and checks for members as requested
  • Research and help resolve account questions or discrepancies
  • Answer account questions by reviewing account history
  • Refer members to senior team members or managers when additional support or products may be helpful
  • Provide professional, respectful service in person, over the phone, and through other communication channels
  • Complete additional tasks as assigned

This position does offer growth opportunities and a structure career path from MSR I, MSR II, to MSR III.
Requirements
Education & Experience:
  • High School Diploma or GED required
  • Associate degree preferred
  • Previous experience in a financial institution or bank is preferred
  • Cash handling experience required
  • Basic knowledge of banking or credit union products and services is helpful
  • Understanding of financial regulations is a plus

Technical Skills:
  • Clear and professional communication skills
  • Strong attention to detail and accuracy
  • Ability to work in a fast-paced environment
  • Comfortable using computers and multiple programs at the same time
  • Ability to work toward individual and team goals
  • Professional and calm approach when working with upset or frustrated individuals
  • Experience using tools such as Microsoft Teams, online systems, or chat platforms is helpful
  • Strong listening skills
  • Commitment to maintaining confidentiality

Don't meet every single requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single requirement. At Education First Credit Union, we are dedicated to building a diverse, inclusive and authentic workplace, so if you are excited about this role, but your past experience doesn't align perfectly with every single qualification in the job description, we encourage you to apply anyways. You may just be the right candidate for this or other roles.
Other:
  • Ability to work a flexible schedule, including Saturdays
  • In-office role
  • Reliable transportation required for work, training, and occasional off-site meetings
  • Reasonable accommodations will be considered
  • Occasional overtime may be required

Benefits
EFCU offers a complete benefits package to full-time employees that reflects how much we value our employees. Benefits include:
  • Medical / Dental / Vision coverage (including qualified dependents)
  • Company paid Life Insurance, STD, LTD
  • Voluntary Life Insurance Coverages
  • Flexible Spending Account (Health and Dependent Care)
  • 401(k) plan with a 5% company match
  • A generous time off program
  • Education assistance program
  • Employee discount on certain credit union services and products
  • Free on-site parking

Education First Credit Union is an Equal Employment Opportunity (EEO) employer and does not discriminate on the basis of race, color, national origin, religion, gender, age, veteran status, political affiliation, sexual orientation, marital status, or disability (in compliance with the Americans with Disabilities Act) with respect to employment opportunities.